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Full Show 4-15-19

Apr 15, 2019|

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And yeah. This is the financial exchange with Barry Armstrong and jokes are now. You're exclusive look at business and financial news affecting your day you're sick leave your world. Stay informed and up today about economic and market trends plus get breaking business news every day. And now the financial exchange with Barry Armstrong and sharks done us. I would say rainy start to patriots day Monday April 15 here they 123 running of the Boston Marathon is now under way with the and beaten and having just started last few minutes he'll be administered around 930. We've got to Stop & Shop strikes entering day five of us slew of bank earnings to go through today but. Wanna start with a recap of the masters. Obviously huge news I assume everybody in here lieutenant. Well of course you're a little thing aria from Thursday to or through yesterday you know mistake in the air is he really wants them. Chris Collins Mike Armstrong took silver with you today and it let's let's go through just how significant this masters was I I can't claim to. Know enough about often Terry how exciting it was or how competitive was it historic yeah. Epic wasn't just historic because tiger won or was it really like a really close battle that is historic here historic because of who was Natalie share you know. He talked about somebody who acts. He moves the needle per minute. And they estimated that night he gained 22 million dollars in exposure from that one turn meant that one day that one turn and. I mean I didn't start tuning in and so it really looked like tiger's going to be right. Until like Italian news is going to be in the area and that's when I started slow and that's what happens exactly the keys a whole different and the and in the corporation of Tiger Woods is just simply amazing and it's always been amazing you can argue. Easily that he is the most impact full person to ever. Grasp or Q. Walked on the sporting landscape. I think so I mean you you you hit the Geiger argument would be Jordan Jordan. I mean who Mohammad Ali. And Tiger Woods I mean those those are some pretty big day cancer is a lot where we break it down economically. The finances of what he's been able to do for that game even Jordan it. You know you can certainly argue the case that bars social change Alina certainly. Is is the biggest guy in globally for sure that's for certain but. You know. Guys were making 1020300000. Dollars and is like a handful of guys making over a million dollars a year now everybody on the war and makes over a million dollars a year that the Tiger Woods. Let's do this in context rights are last time tiger won the masters was no five last one major US title ways away. Since that race that was. Right as the entire US economy was completely fallen apart or. You had peaked offering I think. From 19982006. And looks in the stuff but there are 4000. Facilities at almost twenty years increases supply of golf courses by 44% he had. Twin the NC 28 and half million people golfing and then since there it completely fell off a cliff spiral. Downward that's again the tiger then I mean 800 golf course is closed in the last decade you've seen these housing community. We're built on golf courses and sold on that I do look at somebody like Dick Sporting Goods who had a huge. Jump all huge investment into golf. They signed up professionals on every single campus. Viewers at two with three of them Italy at all. Yeah there's no more golf professionals it now is a guy who helps you club. They're completely out of it again. That was because everybody got and trying to ride the wave of tiger. You looked at the this who got you're right sold all the Taylor may. Corporate beating out pretty well over one point. At one point 31 point four billion. Sold it for 125. Million to Africa he used Erica. Again because nobody anticipated Tiger Woods coming back to tie Campbell was Q tiger come back and reclaim the magic nobody but on the tiger was using to me clubs yesterday twos and April I. Well I think and now one at a idealize recently is seventeen and made it didn't sound like your comeback story well he. Couldn't barely walk and he could India kept its key and yet at the UN is bill like pain killer rap thing it was already crowded it was related to his health so. Listen the people who gambled on basically I key on in there with a sport not just the the sex Japan aids issue but also do you lie issue. They got paid big time yesterday hanging in because he. Me yesterday. And always at the fifteen majors. And you're looking at potentially. Two more. PGA's played at Bethpage black which he's won at before the US open as it played dad. Pebble Beach which he's won at before. So now. Bjorn just. That's the office you look at his kids he had this kid yesterday. Kurt Coleman now you know what what were they wearing Nike Nike top to bottom. That alone is worth millions of ninth and I think what they estimate the value of its tiger winning masters to Nike brand was up 25 to one point two. I mean it and it. Outside of ninety. You know you're seem bonds and stocks today. And our good friend of the show Paul Monica tweeted out. Tiger Woods no longer uses Callaway clubs or titles putters and balls. But golf Starks stocks are getting a boost after the win yesterday Callaway. Is up nearly 3% while titlist parent company cushion is rallying to. So you're seeing. It's it's his wing justice pushing. Sporting stalks Asia are expected to do so let's let's give this more context. Hugely and potentially who knows maybe tiger goes on a huge longer winning here maybe doesn't he's back could this be. A turnaround for the golf industry for her are we blowing things out of proportion because yet one win by the most golf and most famous golfer and it's let's give credit where credit's due. It's a spike. You know whether or not it's sustainable hard this thing. But you know I I played yesterday it was a Paterno hail. And we came and we finished up to watch the Batman. These are obviously golfers being turned jail in and sitting they would night with my guess or I was a guest of money. And we were watching everybody's sitting in the real world. In the re actually and is like none other and is now that happens in the sporting world. Which is directly related to Boston. OK if you were if you sitting in the real dramatic turning on the patriots are playing you're gonna guess Hitler reacts. But they had just this this this broad global star known as Tiger Woods who has no connection Abbas can be sitting at Cherry Hill. It's just amazing the reaction debt you know that The Who has not been going on and on sixteen when he hits that the granite rolls down the slope of what's going not. It's bright and Britain Christians to that point we're I was with a few my buddies watch in the masters and a very well known. Sports bar and it's. The Celtics were on one of the smallest TVs there a playoff game for the Celtics or more of the small TVs in the audio of the masters and was on throughout the restaurant in the bar and it was on the big screen. And the entire bar. I can't everybody was here I completely forgot yeah that the Celtics opened up the play just yet I don't care are. After I watch hours and hours of the Golf Channel right hours over the Tiger Woods press conference. You know weigh in and looked outfit you know went up and down and and I watched him a listen to him go through every club that he hit into the green on all eighteen holes and we just fascinated Bible. Tiger Woods effect now mind you. My history with Tiger Woods goes back how was that the all worldly will be Hello World press conference that it was nice and sent via the greater Milwaukee open. As a work for CBS in Milwaukee. And I tell people this all the time. On that day obviously his father Earl Woods still around with them the press counts as well or what's told me directly said listen title which will be the best golfer after. The best golfer ever because. Tiger Woods is the best athlete to ever played well. So now I'm in now if you look. Add guys you play goal you look at Dustin Johnson you impressed that they could play in the dunk basketball with two hands up one point went through feet. These ski they play football they can be the quarterback in high school at the tiger. I mean it was it was the overweight guy who couldn't make any of the things that nice boy who had ripped up twelve points. Yeah now it you're absolutely anything you you do have a change there. Talking more. I'm excited about this I think the golf industry as a whole should be excited he has it definitely need to you've you've seen the stories about golf courses closing but I still. Have concerns right word. I a abetting I am not sure that I would bet on this turning around a golf course closures I look at. Just our population today and yes you're getting younger people interest in golf game which is important that you have the biggest segment of our population baby boomers and their aging and I just don't know if that interest in continuing to play golf in a generation is gonna continue into their seventies. It's I mean yeah that's an older man's sport I'm not sure it's a seven year olds while and it's an expensive sport mean they haven't been able to fix that you don't end of the day. That's the real problem that there's been some things you know there's there's apps now you can go there's half an hour now I'm chief tee times here if you're willing to place certain hours at certain courses. They'll have the mine equipment yes which again equipment is not cheap. And access in access time and this time is that nobody has the you know that the four plus that I had yet to assess. I heard that two hours after watching the masters I don't know about you but you might be I would be very large debt to my to my significant other well here's especially with twins. I don't think you can come home you know he's been 456 hours I'll vote. You're probably gonna find lots to yeah what I think golf is kind of technology that we do need to pick up the pace with the new rule chorus with the depending in the hole which is it's funny because. I mean yesterday you know we had a couple traditionalists out there. And and and one in particular Al kept you know moaning crying and about how is ridiculous there's no there's no rule. Ticket pick out I can move and I can take it out I don't doubt they'll. I mean we spent more time on up but also at play on Friday and we add all you know players who have embraced the rule as it is now we're gonna do. It's six days in which you say you want to take all goal eighteen holes and if it ain't right out as it and is out. But yacht golf acknowledged it's time as a problem now evade baseball and las switzer addressing that issue in different ways. Tucker poll question today guys out on financial shop or dock yes it is might and we wanna engage our audience as to if you watched. Tiger Woods. Win the masters yesterday kind of from a TV ratings perspective we want a gauge our audience sort financial change showed dot com yes or no. I'm did you watch Tiger Woods when the masters yours and my guess is yes 80%. Well I thinks. It's Sunday afternoon but you know they changed it up on eleven little together whether whether it's right right so that that the leading groups went off about 920. And that was the only thing I'm sure CBS was cringing on to them certainly impacts their numbers a little bit. Because when you get in the prime time with I think typically end up you know 630 in the you have every single live nomination really watch and is it when you know most people getting ready for dinner right. So would that little adjustment. Had a change a few things in certain that some people were caught by surprise knowing that you know 2:33 o'clock in this thing was over right. And then to have the masters you're the outdoor ceremony but that was electric as well because. They canceled the outdoor ceremony because of the weather burned but then the fans the patrons as they come at Augusta their champion tiger tiger so after the indoor ceremony. Tiger went out with the green jacket onto the putting green and resist he knows his star of the it was a monumental day. Weather change could have actually benefited CBS 'cause right afterwards once it wrapped up. They just play the masters again from every 7UP until sixty minutes it was plated again a lot of people probably didn't realize they're now watching a replay exactly probably right. Huge news for the golf industry as a whole and definitely for Tiger Woods ripped a quick bake break coming back up we've got huge banker earnings and if you were to calm. As well as an update on the Stop & Shop strikes stay tuned right here to the financial exchange radio network. Only this there at the charts graphs and numbers all day and just listen to us it's the financial exchange with Barry Armstrong and chuck sun up on the financial exchange radio network. As we age state claiming an asset protection become of Paramount importance to maintaining a happy and successful lifestyle. Many families that go through this process think about transferring their home to their children to protected from the nursing home if you're not careful the nursing home stay can judge your financial well being and transferring a property isn't always the best solution because you're looking it's huge capital gains taxes when the home is sold if you find yourself in a similar position in need Todd let's d.'s new guide the risks and rewards of real estate ownership a senior partner with Cushing and Dolan and host of the legal exchange radio show on will break it down for you piece by piece and in turn will help you avoid probate and unnecessary taxes there are better ways to own real estate and this guy can help you understand how to protect what is arguably your most valuable asset called today for your free guide at 8668485699. Don't put your home at risk keep -- away from your children's creditors and keep it safe from the nursing home call 8668485699. Or log into legal exchange showed dot com. Americans are living longer today than ever before and that's a good thing but if you're healthy and expect to live well windier eighties you better have a plan for your retirement savings if not you might outlive your money hi this is chuck is out of the Armstrong advisory group our brand new guide out this month identifies five key steps that he should take in order to protect you against that outcome you might already have an idea about how much money you'll need during retirement but are you sure that amount will last for thirty plus years that's the kind of question we can help you answer call right now 803934001. Get your free guide and asked about a complimentary consultation with one of our advisors we can walk you through the process step by step and give you all the comfort you need to move forward with your retirement plans call 803934001. Or download the guide right now that Armstrong advisory dot com. Securities offered to securities America incorporated members in SIPC and advisory services offered to securities America advisors incorporated Barry Armstrong representative Armstrong advisory group the securities America companies are. Unaffiliated but folks this is Mike Armstrong from the financial exchange I'm joined now by. Yeah I I go back to the first apartment that I ever rented us there were five of us in this. It's terrible Somerville apartment. But we're all trying to coordinate our Renton it was a bit from NASA and kind of heinous. How does this all work on on the platform are you able to split out the rants of how does that really make the landlords like. Easier shore Michael thanks so we created searing it's really odd meeting simplifying the whole ranked collection process for landlords and property managers. And what we do is we we basically if there's individual tenants will debit and individually and patched their payments together and sentenced to its. 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Folks again the name of the service is he renting you can get a lot more information by going to see rents dot net it is a completely free tool for both landlords and tenants. And once again there's a lot more information you can get to get signed up and start collecting your tenants rent online immediately she rents dot net or even give them a call. At 7816418691. Against you rent dot net or 781641. 8691. Securities offered to securities America each member senator SIPC an advisory services arbiters securities America advisors think Barry Armstrong representative Armstrong advisory group in the securities America companies are unaffiliated we have part of the financial exchange in an instant. By texting us and 63566. Starter tell extra keyword Barry and become a member of our brand new textbooks tell us what you think 24/7. Right here on the financial exchange radio network. I never really watched much of the earth on its. Marathon runners done. He's done. As early while she hasn't known a few years that Michael's three kids yeah so I understand what was Hewitt. Get back on the road stand coming Boston's that she's never done boss she's a really achieve. Hasn't qualified fourth and choose their twenties and you can rent back then and she wants to qualify for it's she's she's not gonna. She she doesn't you can also fund raise for the Boston Marathon round of qualify for which is that tougher raced well but the real terrorists were so impressed. They're who is pretty cool. Especially Boston has the unique challenges of the train tracks three tracks over the trolley tracks that's a joke and not to mention the heartbreak deal to me to meet you Driscoll at the head there. Leaders at the wheelchair for the men's wheelchair finishing and medical quick in the you know quick to me they've made them plan around. Moving subjects a little bit away from we from the sporting world's. I don't need to tell most roosters but it was a president trump and the current fed chief. It caught a contentious relationship. How. It makes they have dual Ingles president Trump's main goal is you know. To some degree make the economy look good right now while he's in office and get reelected in twitch when he whereas. The the Fed really has much longer term doubles they need to. Control inflation for the long term. Make sure that unemployment is way out of whack that these are inherently conflicting goals if you're talking about presidential wanna good economic growth and the Fed sometimes mean to slow economic now what. Makes the relationship work or lack thereof is because they run independently right yeah that's what keeps the the checks and balances in line so. When there is. Better or for worse or real or not real maybe just a perception or maybe it is reality when he. President trump brings and his cronies sure you bring more Ukrainian Herman Cain yet. You know people believed to be very in line with what the president wants to do with panic kind of takes the institution and marginalized. Yeah I mean you have a former GOP candidate and you have a former campaign advisor to president traps are clearly they're not bad but you know you have had Democrats and Republicans in the role before what I think makes this different. Is that the two don't have the typical. Rest the job you know they they don't have a degree in economics Ph.D. in his. We're running pizza chain isn't qualified quite the same thing you know very different experience now if you wanna take. The White House as you well may be unique haven't outside views these days in a bad in debuted shake things up a little bit. It doesn't look like Herman case have pretty much the senate the senate Esther proving his appointments in the senate senators are pretty much come out and said canes going to happen. Stephen Moore is also going to have a really tough did not just because it's not because here's a campaign advisor it's because. He has some. Conflicting views I mean in the last president's political vina in the last presidential administration. He was pound the desk pretty loudly saying it was not a fan of Obama. Interest rates need to go up. Because of one Obama was in office and now. You know president trump has come to office who has. I think we can all that the economy under president trump has continued to get better and is therefore better than when President Obama was in office today. Unemployment has come down wages have gone up. And now Stephen Morris opinions have shifted so if he does get in front of the senate which. May or may not happen but he's gonna have some pretty tough questions to answer about how his views have changed he's gonna have some explaining to do as it's used in essence yeah because again if it's a political move over political higher. And he's. You know just setting everything up so that the economy stay strong throughout the election's psych right and that's a huge issue. And they certainly happy that yeah I you don't wanna call into question the independence of the fat guys you wanted. The biggest strength of the US economy is that it is separated takes buried long term view people's serve on the board for. Years and years and sort of look past the election cycle witches which is pretty important and it makes it very difficult very difficult to do that job at the president. Don't arts yes. You know it it's difficult in this scenario because president trump has been pretty public about it. In almost every administration you have had pressure applied to the Fed chair. The differences that weighed at present trap applies but if you if you publicly embarrass the gap and that's basically what he's done to the head of the bad. That each call them out there you know in whereas. Former presidents might sit him down a dark room and say some things Prague where as is a little bit different yet I think as we're all hopefully admit that process has been very different as far as the communication. Under this president and under the pretty much often in everything dip hey don't forget right to PayPal was a trump appointee today it's not a he's not a Democrat these. A truck appointee in the just butted heads will orbit but I don't I don't get concerned about this I don't think that either of these people will be appointed defense I think at the end of the day. You have some new people sent over there. Data quick break Wall Street watch coming up stay tuned right here. Like there's something. What was on Twitter. Show breaking business news is always first right here on the financial exchange radio network. Amazingly there are studies out there that say many Americans have yet to begin to save for their retirement hopefully not one of these people but as you formulate your plan are you sure it meets every need you have are you aware of the circumstances that could severely impact your wealth had no fault of your own hi this is Mike Armstrong from the are -- advisory group I can help you answer these questions and others so we can work together on your money lasting as long as you do Collison 803934001. And get our new guys the five steps to help you prevent Al living your money all of them are very important your ability to enjoy a long and successful retirement call today at 803934001. Get the guidance set a complimentary consultation with one of our advisors to walk you through this process step by step if you're worried about how living your money we can help call 803934001. That number again is 803934001. You can download the guide right now -- Armstrong advisory dot com. 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Or visit them online at C deposit dot -- member FTSE leader bank a step ahead. Amazingly there are studies out there that say many Americans have yet to begin to save for their retirement hopefully not one of these people but as you formulate your plan are you sure it meets every need do have are you aware of the circumstances that could severely impact your wealth had no fault of your own hi this is Mike Armstrong financial advisor group I can help you answer these questions and others so we can work together on your money lasting as long as you do call us at 803934001. And get our new guide the five steps to help you prevent -- living your money all of them are very important your ability to enjoy a long and successful retirement call today at 803934001. Get the guidance set a complimentary consultation with one of our advisors to walk you through this process step by step if you're worried about how living your money we can help call 803934001. That number again is 803934001. You can download the guide right now at Armstrong advisory dot com. There -- up with the securities America incorporated -- and as -- PC advisory services with the securities America advisors incorporated -- -- representative Armstrong advisory group the securities -- -- -- companies are unaffiliated are you thinking about transferring your home to your children in order to protected from the nursing -- did you know that if you do you -- added risk for your children's creditors including future divorces you really wanna read it checked your former son -- daughter in -- in just a buyback your own home Todd let's do partner with -- and -- and host of the legal exchange radio show -- you know that not only does transferring the property put your home at risk but he can also create huge capital gains tax when they sell it there are better ways to -- your real estate can protected from the nursing -- keep it away from your children's creditors avoid probate and not because unnecessary taxes get -- guide to real estate ownership today by calling 8668485699. This free guide we'll show you the best way to -- different types of real -- call now for your free copy 8668485699. Or download your -- immediately by visiting legal exchange showed dot com don't put your home at -- 8668485699. Or log on to legal exchange -- dot com. This is a special announcement for all landlords chasing down only rent payments and making trips to the bank to deposit checks take a hassle out of round date with zero and leader banks all mine rent collection tool he went automatically deducts tenant's rent and deposited into your account visit WWW duds he ran dot net to learn more -- -- rent your payments for each unit to receive regularly on the same day every moment tenants pay nothing in the first six months or free for all landlords visit WWW -- see rent dot meant to learn more or call 781641869130. Saved enough money to last throughout your retirement years I think you have to be sure in the brand new guide from the Armstrong advisory group by steps to help you not go live your money guide contains information that is critical to your ability to protect your retirement savings of the new money lasts as long as you do already now 803934001. And that's 803934. Doesn't wanna get your free guide today or downloaded right now and Armstrong advisory dot com securities of stories Rick incorporated for domestic PC advisory services are protestors hurt advisors incorporated parents are represented the arms are advisory group mr. is merged companies are unaffiliated. Time now full story watch a look at the market's performance so far today until Darian chug right here on the financial exchange radio network. Time now for Wall Street wants brought to you by lead event if you. In need of a purchase or refinance loan that your bank has some of the most competitive rates of New England dedicated loan officer will work with you every step of the way. And local decision making means faster closing right now. More information 8776917900. Or visit them online at leader bank dot com member at the Dicey. So looking on very cold drizzly patriots day markets still open Mike what's going on CBS settlements acts on the move. Yes there was CVS. Healthcare which has had. A trade right around its 52 week loan is start touring nineteen. Going out to prove that analysts' expectations in ratings really matters CBS has downgraded by Oppenheimer. To perform from outperform their siting there. Legacy business challenges in the company's execution strategy going forward but the stock is up 3%. On the other hand Goldman Sachs did report earnings. Came in at 571 per share vs four reading expected to beating slightly on. Earnings expectations but profits did fall 21% year over year trading revenue fell 18% year per year investment banking revenue was flat. So not a great look for Goldman Sachs especially compared to JPMorgan. That is Wall Street watch presented by a leader bank call now for a great raid on a purchase or refinance loan at 8776917900. Visit them online leader bank dot com. Member FDIC. So with Goldman Sachs in mind and their pretty bad reaction to their earnings. Taking a look at the other banks specifically JPMorgan on Friday and that how they're stuck it to JPMorgan. Was up 5% on Friday on their earnings report and if you really dive into your so pretty much everyone across the board all the banks did not do particularly well. In trading. They're starting to do a little bit better in terms of mortgages but we're JPMorgan really shined was in consumer. And we talked about consumer banking I don't mean mortgages that really mean credit cards. And auto. No obviously Goldman Sachs doesn't have as much exposure that's it's not terribly surprised they didn't do as well Wells Fargo has some but not as much exposure. BankAmerica of the bench and see what America does to their reporting tomorrow Citigroup didn't have a terribly good quarter either. You start or get concerned that when you talk about JPMorgan really having a good quarter purely based on how much credit card debt their company their customers are. Caring okay. Good that's good for JPMorgan if you're looking at stocks perspective for the short term but it definitely brings question. About the long term yeah well I think if you look at the interest rates in really been grading and a three year hail wind and turned things have changed in March a little bit yup. You cut probably gonna lose that tale went so I think that you know you look at. As we've been pretty optimistic over the last couple years there's certainly is reason for concern here yeah I mean the climate is changing a little bit. Yeah I mean we've got on the flip side would the you know the mortgages during the interest rates is pretty much stay flat or up gone down yup the mortgage companies seem to be doing really well. Yeah I mean if you are looking at refinancing your mortgage right now I didn't think that you're going to be able to refinance again and these rates and that's good news is good news for the spring housing season especially here in the northeast and asked directly hot season builders and I'm very yeah. They are but I I go back to that one number witches okay JPMorgan is making their money. On people run up credit card. It can't last forever it's fine for it's completely affordable as long as all these people have jobs something gets in the way of that then you've got you know another big concern they had a little bit of a crisis you know because there is obviously Terry Allen dead people can't. Get more debt that we did back you know seven. Before the actress is more credit card debt more and it is more mortgage I don't think there's more but certainly more auto loan democratic or that gap I don't think there is I don't think there's possibly could be more now there's not a way of handing out all these mortgages for you have to work and certainly happen prove anything happening hell of a lot more student loan. So. Good news for JPMorgan short term interest to see what America does tomorrow. But what you mentioned stock was up about 5% with the Wells Fargo does mean they still have that scar on them and the really recovered from that and I think it's probably done in the at least another half a decade acted as five years to really trying to get. That star reputation and damage it has excellent it does. Either he Astra go to a stop in jobless numbers with you realize IE I thought of going but I just him what do deals all the hassle than like a tsunami you can like cross the picket. Nadal. On mount it is. I a whiz at BJ's wholesale in. Framingham on Friday night but I forgot something. Dictating that's such edged out and shop he's that was. A so I don't know if their opener I think that they were close there were a few people. Picketing at one of the doors but the main interest that tried to go through is completely blocked by shopping carts which I've figured could either be them closed. Or could just be the pickers trying to block the engines shopping carts and shore so we actually just got to. Text from Ron in Falmouth. Saying Stop & Shop manager and is doing a terrible job managing their side of the strike in Falmouth. They're allowed strikers to stand right in front of the doors. Just harassing people. Oil going in and out of the store. So yeah editing goes on and on about why prices are down hurt so it looks like Olympic there'll. Well looks like partially open they are partially and a lot of my close their house and there the pharmacies than a thousand there there was are actually still open and a but a tricky situation here because. You know I I shopping market basket there and I shop there obviously 'cause convenience and also because you know the prices have been considerably lower over the years. So if they're trying to increase wages. There don't competitive markets it's going to be a tricky cat to death because it is we know and in the grocery store wars is the margins are not. They're pretty teed aren't tight yesterday in my sprint on Friday night I walked up at the same time as this woman want to happen. It is grown tomatoes as dark out there is just a group and every other entrants as you know I was like I'm not ago. Senior of which is a walk in if you want to India she turned up Parse your rhyme and meter did the techsters right that. Yeah it is to be doing a better job of managing how people are picketing so you went in to the or you know. I couldn't I couldn't get a good night as open. If you want to sneak through the the garage and franchises and we persons camps there you go get my days somewhere else. Sorry it's just the business and angered not with my. That Stop & Shop occupies this middle of the road space in the New England grocery market and we talked about this before I don't think their reputation is the best. Their prices are not the best. They're not the highest and up below us they're okay it basically right next to him in the same type Specter and saint price point. Seen cleanliness of lack in their I mean not parades on horrible and say what you want what it is you know people think like Ted. Who who on whole foods because they're super pricey and you know the people that shop there that get teased a fair bit but you know Clinton. Deservedly so they haven't niche right. They have a niche that their niches are going after the customer that demands. This type of high quality food it's never touched. You know antibiotics and never touched chemicals. Where North Face jackets and market basket has another I don't use market basket pitches hey we have the cheapest out there and BJ's Costco occupy that space as well a different spot and stop Diop just doesn't have any reputation that's. But you know there are a local company you know they are and I think that's that's what they're really kind of held on to kind of those Quincy roots right. They they are but they're owned by a larger company and they've got the roots so they see you same masquerading as a low. But I think the people who go to Stop & Shop our people have gone there for years who grew up with them yeah. And I think that's obviously a significant you know. Market share in this market but ended the day. You know for me in my council price when you had to deal with kids at home yet convenience when so for me. His light IIA's storm track for years is because of a write down mr. Freeman now look closer Shaw's or just do that. Paul yeah I'm with him Alex just finish better. I never even seen yet these stores have even remotely close to being busy when talking about the eastern time stop reception Oz. Until market basket had a little strike no rain or stop packed it was crazy and efforts big why it was it was insanity now. And then once they open up again that I he just cruised through they would know typos in terms of what there. You know what they're fighting over here in the big ticket items. One they're going to stop paying new employees for time and half on Sundays so that's apparently pretty big to people because they figure OK well the existing employees they might take us he'll get the pay you're gonna get box status on that right they're just not get worked on isn't that there's no shadow and getting sent. They're gonna get a slight pay increase but more than a pay increase is going to be the increase in the cost their health insurance plan. So that's kind of getting off sets which. You know I hate to tell you stop job workers'. My health insurance premiums have gone up I think at least 5% a year of the last five years says that isn't all that job right pretty much everyone else's too. Looking at the unity the wage the average wage is 21 dollars and thirty cents. Make. Maybe. Just not high at that Heidi good it's on high to me to two now from the sub chopper is effective. If you're gonna strike now. As were all seeing Stop & Shop clearly can't fill the stores they're not yet able to find people to work these shops them. If you're gonna take advantage of a really great labor market now's the time to do it Stop & Shop employees and I'm always of the opinion if you get paid do it Brett for Easter to Reno but. You know if I'm stoppage as a whole lot of room to move especially the week. Austral couple other attacks coming in from listeners hear one out of the 413. A what to act of one Stop & Shop and was tackled. But 50 wait techsters says a friend went to Stop & Shop in stir bridges today and they were very respectful. When she passed through the lines you know. Got here mixed reviews and so far yeah I mean there is a highlight I think on the news the with the summer they'll stoppage embraced ago for a and there are a little bit. Less. Well doesn't this is a strike actually work without. Little hostility. Bush I get to running a strike he had you know welcoming to people into the to the establishment that you picketing Amal will almost tempted to go to a starting job now just to see you fight it heckled. And in my responses but sorry I just need Q tips and I mean frankly I wouldn't try to go to the Stop & Shop if they were acting right now in the worst strikes or when they happen and hospitals. Does yup that's sick and that's again in there and you end up with a broken nose can do this is the position as their own you know his stethoscope. And please don't tackle me or just data Shalit. Let's stop picking on. We're gonna take a quick break ties are we come back we're talking all about the five G rule out here in the United States in the race that we can't go wrong with China stage two Andre here's the financial exchange radio network. Does this in stunt to. Close your portfolio keeps the financial exchange with Barry Armstrong and jokes done well on the financial exchange radio network. Amazingly there are studies out there that say many Americans have yet to begin to save for their retirement hopefully not one of these people but as you formulate your plan are you sure it meets every need you have are you aware of the circumstances that could severely impact your wealth had no fault of your own hi this is Mike Armstrong financial advisor group I can help you answer these questions and others so we can work together on your money lasting as long as you do call -- at 803934001. And get our new guide the five steps to help you prevent Al living your money all of them are very important your ability to enjoy a long and successful retirement call today at 803934001. Get -- -- and set a complimentary consultation with one of our advisors to walk -- through this process step by -- if you're worried -- -- -- your money we can -- call 803934001. That number -- -- 803934001. You can download the -- right now -- Armstrong advisory dot com. Securities are with the securities America incorporated members in as the PC advisory services with the securities America advisors incorporated carry arms are represented their arms and advisory group the securities and hurt companies are unaffiliated. As we age the state claiming an asset protection become of Paramount importance to maintaining -- happy and successful lifestyle many families that go through this process think about transferring their home to their children to protected from the nursing home if you're not careful nursing home stay can judge your financial wellbeing and transferring a property isn't always the best solution because you're looking at huge capital gains taxes when the home is sold if you find yourself in a similar position in need Todd -- d.'s new guide the risks and rewards of real estate ownership a senior partner with Cushing and Dolan and host of the legal exchange radio show Todd will break it down for you piece by piece and in turn will help you avoid probate and unnecessary taxes there are better ways to own real estate and this guy can help you understand how to protect what is arguably your most valuable asset called today for your free guide at 8668485699. Don't put your home at risk to get away from your children's creditors and keep it safe from the nursing -- call 8668485699. Or log into legal exchange showed dot com. It's pretty hard to find a bank and as checking and savings accounts that can provide decent return but if you're in the market for one got to deal that you're gonna wanna check out hi this is Chuck Todd and I've been doing business with the leader bank for many years so if you would need the bank with great rates on checking and savings accounts look no further than leader bank -- rewards account qualifying customers get 1% back on -- it's 10% back at featured businesses no minimum balance required and no monthly fees but that's not all leader banks you -- savings account has a 2.3 5% APY that's 2.3 5% in -- a great -- presume my customers if you're searching for great rate it's time to call leader bank at 8776917900. The number again is 8776917900. Or visit them online at leader bank dot com minimum deposits open and earn annual percentage yield is ten dollars 2.3 3% interest rates mass residents only fees may reduce earnings -- subject to change without notice leader banked a step ahead member FDIC. This is a special announcement for a landlords chasing down only rent payments and making trips to the bank to deposit checks take a hassle out of rent day with easy round leader banks all mine rent collection tool he went automatically deducts tenant's rent and deposited into your account visit WWW duds he ran dot net to learn more we Z rent your payments for each unit received regularly on the same day every month tenants pay nothing in the first six months or free throw landlords visit WWW dogs he ran -- meant to learn more or call 7816418691. Whether you're celebrating a milestone or diversifying your portfolio. Precious metals are Smart meaningful investment one ounce and 110 down silver and gold bullion coins are now available at all leader bank locations bank locally and buy your gold locally we just make sense of leader bank a call and learn more call 8776917900. Or visit leader bank dot com not a deposit not FDIC insured uninsured by any federal government agency god guaranteed by the bank and may go down in value leader back a step ahead. It's our daily poll question had financial exchange showed Doug John. Vote your conscience regard just vote go to financial exchange oh god come and test away. We've talked a fair bit on this program about the rule out of five G networks and how what's going to happen how it's paid for it will be United States actually be first isn't. Inching article in the journal today US is moving to accelerate the five year old out and race with China and I don't know. If the United States right now is going to be in a position to compete. With China on being the first of five G. Is it this administration and I don't think they should is not going to step in and say they retreat this is a public utility engines have the United States put up five G. Like China is going to write. Well what the president believe that we will be hurt me he's he does on there ushered saying there were going to be first and we don't need to. Publicly fund we're gonna keep it on the news in the means have the fastest route will be privately you know now. If you think about it such as kind of saying that the exact opposite witness whereby Chinese Government out utility mean this is a big deal for. So you think that you know. Cooler heads will prevail and we've we've come up with and that combination. Some type a subsequent private. Absolutely joint venture that speed this thing up as quickly as possible because listen this certainly impact full the China US trade relations death. This is. Yeah yeah this five G in this protect in this intellectual property look if United States as. Tech companies can rule out hardware to do this and other countries. That other countries go to China to buy this buy the hardware. So there is seven. I would even argue a potential national security reason to get this done in time. You know there's all sorts of things that they that you just can't do without a new wireless network talk about self driving vehicles. That interconnect it's Smart cities. Linked device factories homes what five geologic reduced a whole lot more. Devices. To. The beat the network that you just can't do that with the existing infrastructure you wouldn't be able to connect forty devices in your home you wouldn't be able to connect every car on the roadway. To the existing wireless network in this that's the real goal with five. And then you're really doing. While way. The area of David Graham a real problem yup you know that if you don't do it if while ways dominating the market in controlling. You know all this this pack in his ahead of everybody damp and where does that leave apple -- you know it brings it brings a big question is to. What apple. It is apples and has. Big fight with Qualcomm and if wa always the chief supplier of this technology. You hope they're not going to be an apple phones but it's it's a distinct possibility. You know folks having a sound plan for retirement is one thing excusing it is something else and if you don't plan properly. Your money might not last as long as you do. This is Mike Armstrong from the archer advisor group and we've got a new guide out this month to help you protect yourself injury and come against that worst case scenario. In the guy you'll find core strategies that are critical to managing your wealth so it last throughout your retirement which for many people today could be as long as thirty years. Call right now and 803934001. That number again as through 803934001. And get this guy today. You can also set free consultation of one of her advisors who can walk you through this complicated process step by step. Take the worry out of out living your money call 803934001. That number again is 800. 3934001. You can download the guide right now and Armstrong advisory dot com. Securities offered to securities America incorporated members Jenrette SAP C and advisory services are printer securities America advisors incorporated Barry Armstrong representative Armstrong advisory group in the securities America companies are unaffiliated. I don't back to our opening subject DG watched Tiger Woods we in the masters yesterday all three of us. Watched at least part of it. Tucker what do the results so far on financial exchange or dot com pretty surprising. So far 60% of her listeners did not. Watch tiger win the masters yeah. Data that's brought the Arnold easily been the other way around Stiller ago Brooke Astor I'm quite surprised I thought that at least the majority of them watch it because everybody that I. Yeah interact I would say the people now watching because. By surprise over. At the results on the phone at. 233. A new approach to the text line 263566. If you didn't watch why. We wanted to. Couple instinct texts act coming in on the tax about the Stop & Shop story that we're covering yet stop job is owned by a Dutch company's days off Massachusetts area and New England area roots but now owned by Dutch company. Some 413 texting in 21 dollars in salaries hi I tend to agree with the manager's style and shop workers would disagree that's an average to its not the starting wage its shoppers. And semi Texan in the day which Hyannis and immersed in meals stop and jobs and had very different experiences one supplies and the other. Quite reasonable some real said that I was told the robot was on strike also suggests that Marty the robot that we've Carter on the show please please must be a mass. He's Pearlman RO. It's not in the do. He's very mr. but four by these days because angry. Eyebrows on so he's Ferrari on the on the premise that strike. Almost almost certainly that's what's happening. I did hear of the news that BJ's wholesale is gonna start delivery which made me really very excited. I steal yours or do that's my go to its rat by night. Thousands of dollars a day present. It's an album can't live without them I hope they're organic it's news. We are gonna take a quick break coming back up on the next hour we've got the FDA cracking down on companies that sell tobacco products that. Really blows up as well as the update on college admissions. It's not too late to get a great grade and home mortgage leader bank specializes in a wide variety of purchase and refinance loans at some of the most competitive rates in New England a dedicated loan officer will work with you every step of the way and their local decision making means a faster closing calling 8776917. B 900 that's 8776917900. Or visit leader bank dot com member FDIC's equal housing lender and MLS number 449250. Subject to credit approval leader bank a step ahead. Amazingly there are studies out there that say many Americans have yet to begin to save for their retirement hopefully not one of these people but as you formulate your plan are you sure it meets every need you have are you aware of the circumstances that could severely impact your wealth had no fault of your own hi this is Mike Armstrong from the are sure advisor group I can help you answer these questions and others so we can work together on your money lasting as long as you do -- 803934001. And get our new guide the five steps to help you prevent Al living your money all of them are very important your ability to enjoy a long and successful retirement call today at 803934001. Get -- -- and set a complimentary consultation with one of our advisors to walk you through this process step by step if you're worried about how living your money we can help call 803934001. That number again is 803934001. You can download the guide right now -- Armstrong advisory dot com. Three suffered a series American corporate members and SIPC advisory services are with the securities America advisors incorporated Barry Armstrong representative Armstrong advisory group the securities and companies are. Unaffiliated hi this is Barry Armstrong and I've been doing business with leader bank for many years it's not too late to get a great rate on homework meter bank specializes in a wide variety purchase and refinance loans at some of the most competitive rates and New England a dedicated loan officer will work with you every step of the way and their local decision making music faster closing we're bank is the number one purchase lender among banks in the state they have sixty loan officers throughout Massachusetts Connecticut and Florida who are ready to help you find the best solution for your mortgage needs at some of the best rates around call 8776917900. That's 8776917900. Thing get your great rate on home mortgage cold now and they'll mail you a free residential mortgage survival guide detailing the home buying process from pre approval to the closing 8776917900. Is the number to call or visit them online at leader bank. Dot com member FDIC equal housing lender MLS number 449250. Subject to credit approval leader bank a step ahead. The money matters radio network WI BMW Lemmon William W 275 CM FM or Austin the money matters radio network. It's chuck and Mike from the financial exchange and we're here to talk the about the new guide available from the Armstrong advisory group. Five steps to make sure you don't outlive your money Mike when it comes to formulating an investment plan for retirement. The rules there are a little bit different from what they look like as your. Set up in something that's outside the stock market and that might be things like CDs bonds money markets but something that's not going to be. You know invested in the ups and downs of the everyday stock market when it comes to the different types of investment accounts out there. You've got basic brokerage accounts IRAs and 41 k.'s and even Roth IRAs. How do you decide where to pull money from and what to invest in inside those accounts it's good question and it's something that can really. Hurt or help you from a tax perspective you know I think the. Major inclination is that oh I'm retired now it's time to start taking money out of my 401K plan. But that may or may not be the best strategy depending on a how old you are are you signed up for Medicare or not are you collecting Social Security or not. Sometimes it's better to actually live off of your you know just regular savings in brokerage account my first and then go to the iris. Folks there's a lot to consider when it comes to retirement income and we do revenue guide out titled five steps to make sure you don't outlive your money. All you have to do to get it is go to Armstrong advisory dot com and you can downloaded for free. Again the guide his title five steps to make sure you don't outlive your money in you can download for free at Armstrong advisory dot com. Securities offered to securities America incorporated member finreg SIPC and advisory services are printer securities America advisors incorporated Barry Armstrong representative Armstrong advisory group in the securities America companies are unaffiliated. It's not too late to get a great grade and home mortgage leader bank specializes in a wide variety of purchase and refinance loans at some of the most competitive rates in New England a dedicated loan officer will work with you every step of the way and their local decision making means of faster closing call lead 776917900. That's 8776917900. Or visit leader bank dot com member FDIC's equal housing lender and MLS number 449250. Subject to credit approval leader bank a step ahead. Amazingly there are studies out there that say many Americans have yet to begin to save for their retirement hopefully not one of these people but as you formulate your plan are you sure it meets every need do have are you aware of the circumstances that could severely impact your wealth had no fault of your own hi this is Mike Armstrong financial advisor group I can help you answer these questions and others so we can work together on your money lasting as long as you do Collison 803934001. And get our new guide the five steps to help you prevent Al living your money all of them are very important your ability to enjoy a long and successful retirement call today at 803934001. Get the guidance set a complimentary consultation with one of our advisors to walk you through this process step by step if you're worried about how living your money we can help call 803934001. That number again is 803934001. You can download the guide right now at Armstrong advisory dot com. There -- -- with the securities America incorporated members and -- -- PC advisory services -- with the securities America advisors incorporated -- -- representative Armstrong advisory group the securities America companies are unaffiliated if -- real estate property management company you need -- banking partner that has all the right tools to keep your operation efficient -- bank is one of the premier banks in the property management and real estate space offering a suite -- -- products in cash management services to help you collect -- managed Condo association payments and digitize paper checks hi this is -- -- -- bank utilizes state of the art technology to offer convenient banking services to which real estate clients such as a CH payments mobile banking promote check scanners into its innovative -- rent payment platform -- bank has a team of business bankers that are on call helping you and they'll come to your place of business to make it is easy as possible the number to call your interest in these services is 8776917900. That's 8776917900. Find out why many of greater Boston's premier property management and real estate companies -- -- bank is -- banking partner call 8776917900. Or -- -- BO leader bank dot com for more information member FDIC equal housing wonder. Are you thinking about transferring your home to your children in order to protected from the nursing home did you know that if you do you put added risk for your children's creditors including future divorces you really wanna read it checked your former son or daughter in law and just a buyback your own home. I'm musky. Partner with Cushing and Dolan and host of the legal exchange radio show once you know that not only does transferring the property put your home at risk but he can also create a huge capital gains tax when they sell it there are better ways to own your real estate -- to protect -- from the nursing home keep it away from your children's creditors avoid probate and not 'cause unnecessary taxes get tons guide to real estate ownership today by calling 8668485699. This free guide we'll show you the best way to own different types of real estate call now for your free copy 8668485699. Or download your guide immediately by visiting legal exchange showed dot com don't put your home at brisk 8668485699. Or log on to legal exchange showed dot com. This is the financial exchange with the very Armstrong and sharks are. You're exclusive look at business and financial news affecting your day your city your world. Stay informed and up today about the economic and market trends plus get breaking business news every day it's. And now the financial exchange with the Barry Armstrong and chuck sawdust. Welcome to the financial exchange my parents are talkers over Chris Collins with you on this. Beautiful Monday morning. Big news of the weekend was Tiger Woods winning the masters his first major since 20081. Won the masters since 2005. Mrs. white. Fifteen. Sedan majors including teammates in this series three behind the direct. 39 Jack Nicklaus god. Stovall and that's really the only goal he's really ever say you know was professional Korea renters. Yeah nothing else the only one away from the all time record tying the all time record for PGA wins. To do it ED one but again. When you're that type of athlete and you're at that level with him and Jack communism went standards yet. Yeah. Eric talked India in the last segment about whether or not this has the real ability to turn around the state of golf golf has undoubtedly by pretty much any measure been in decline. Since the tiger since tiger effect since the Great Recession which. Was I guess a Compagnie factor coincidental timing of that bite you at tiger really drop off the face the year throughout the same time that the entire economy and stock market fell off the face the earth timing couldn't have been worse for golf now timing could not have been worse for golf it's expensive sports you pad. Over 800 golf courses close since 2000 eight's very few new ones being built there's huge oversupply obviously it was built between late ninety's and early two thousands. Number of golfers have declined number of companies caring golf products have declined obviously retired but it deed is having sold there. Tailor made that would yeah that's what tiger used the eulogies is now we don't throw ops psyche to. We talked a little bit about tiger in the equipment but he was Nike and Nike and had dropped their whole. A quick line. There is no more Nike golf equipment they got out of it and that coincided with tiger falling off yeah flip pages to golf apparel 67 Nike you know obviously got some. Big free promotion on the free big expense. Earned promotions yesterday with tiger winning the stock right now is just barely up about that three tenths of 1%. Callaway Golf on the other hand up 2% so obviously those companies that are a little bit more tied to golf and profit from that are doing pretty well. Callaway almost went under a couple of times I mean they need. They need to ride the wave of tiger again who knows how line this is for many people believe he can win a couple more because fewer than. Three major championships left on the schedule he's won it before each airline at Bethpage black he's one. At Pebble Beach so I think people pretty optimistic but again. Yeah at this point golf courses because the lack of access to most people in the expense them lying. Golf courses and and I'm in that world where you know on the the other side deal with a lot of developers that want finance guys who. Buy distressed golf facilities have all the airlines well there's and they are great places to build. There's this interesting. Situation in states where a lot of people bought homes. Where there's a contractual obligations battle to permanently be on the golf course and this golf courses aren't doing too. And so you have this very strange situation where the golf course is can't really go under without massive losses in some cases it's going to be. It's going to be really inch and see how that works out and I've been top golf. Korea talk about with greats Isiah that's a pretty incredible and it's a veteran leaders mean basically it. High class bowling Alley effort for what you don't have to be a golfer you right. That's right you QB just. The bowl yeah you know basically the bowler in and a couple drinks and it's imprudent. Kind of enjoying your little bay there it's been a great concept it has. Has moved the needle little yeah it is very new yep and it's certainly not hasn't infiltrated all fifty states by any means by. Where it is receive Vegas incredibly popular. Now what's the one in Vegas and Dallas and speaking of the masters this literally just came out from. CBS's Twitter handle. Final round coverage dominate Sunday ratings masters final round live coverage. Is the highest rated morning golf broadcast in 34 years. With a 77. Over 21 reading share and then the combined masters final round live coverage and on court presentation which they've replaced later. You know 'cause of the weather. Eleven point one number 29. So. Big day for golf to native news for the golf industry as a whole and a bit better person win. So big news for the golf it's a big news you know for the sporting industry I mean he he moves the needle like Nana he's more than Jordan he moves it more yeah. Than anybody out there in the history of sports it's just incredible. What one guy. And listen we know him since he's been to right that Mike Douglas video that everybody has seen. And it's hard to live up to those type of expectations. But I would say he's exceeded. Temporary airport course and today that financial change showed dot com did you watch Tiger Woods win the masters it's now 55% of her listeners saying. No they did not. And a couple Texas that the couple vol wise guys techsters here one of the 50 wait tiger who yawn okay I've been flexing Michaels who in terms of Michael Jordan police. That the Pope. Number one said no. I know he's not there I don't watch I would because I was too busy watching paint dry. And Nolan says it and watch the masters because I didn't know what was on fairness and the problem golf. You know Tiger Woods is on to bigger and all incidents sports culture and society in. But again there is huge segment of the population. Which isn't all as your interest in watching. Us golfing. Watching it. So I expect an act accurate a bit and that it and you want to play mysteries and I start playing because of ago. So in our Amazon is the day I think we've pretty much have names monster out there and the Alexa is now we the only Smartphone device that is hip a compliant so quick to use. And there's you know to be hit a comply age you're dealing with personal health care information so obviously you can't do things like they did last year which was recorded bunch people's conversations and send their contacts are an idea they've apparently fixed that bug. But I question how useful this likely can be at least and Alexis current state so. I guess you could pretty easily checked on okay winner my medications arriving in the Mayo. Maybe could book a doctor's appointments Levy but again you really want that out there. We elect and I am not sure that I trust the likes it do it right and the Alexi come here trust the wrong man. Obviously there's many privacy issues that have kind of held this opt. But they are hit a compliant yup but they're also saying that you're talking 56 years away forum. Actually began to speak to a doctor Rex you think would be fairly helpful. I think it would I think what needs to change about it which is I'm not sure something people are comfortable with but remember faced with the FaceBook Smart. Girl that you wrote that. I'll wallow. Look at look at update it was 850 bucks and it had its video screen and I think. If if we're talking about physically how little face report. Forget about the privacy concerns for me and that's a big if to get him out of that digs deep big bump to get over but. If you can get over that and suddenly you have video screens in your home that you were confident that they are safe and secure. That would be a pretty nice application to be able to have a video screen chat with a doctor and now there's some places that do this already and now restricted basis but. If there is a hospital that rolled this out nationwide you know you talk about. Serving underserved areas rate you talk about the rural parts of the country that don't have a hospital then on behalf. Be pretty huge I mean how did your perfect example. My idea of newborns has first called me a fever Friday. And it's you know we have to go to the doctorate Saturday morning work you know I don't really think that boarded a trip to the doctor does is the cold. But they just want to be cautious wherever we could just turn around a freeze report or something like that yep and the doctor appeared to set a quick look at me and our kill it and say it looks cute. Looks fine when that's on volumes of title that's a whole other argument you're debating with the lights on with all yeah I mean you think. You really got to go there asking me but yeah I'm really we're really ratted me out the door and are open now when I death. It is never went out at the very good point. So if there's an uninteresting applications but it is impressive that Amazon is now epic and I believe. Not a hippo law expert but I believe that. Now Amazon's basically accepting. Liability if they screw this up right if you share somebody's health care data in your going to be out there are a lot of money is it to either the bigger issue seems to be just you know having access to the doctors and I go lump them on to the video facetime whatever it may be on top of their. Already probably. Bond work load. So Hattie how do you get them compensate correct idea is that schedules because it's going to and time consuming a lot of questions but if it's combined with. Let's say quick break. When we come back though we captured tribute to Libya up when we come back we got trivia stay tuned here at financial exchange. For greater network. Shackle to work. Business and finance page the financial exchange with Barry Armstrong and chokes up on the financial exchange radio network. Americans are living longer today than ever before and that's a good thing but if you're healthy and expect to live well into your eighties you better have a plan for your retirement savings if not you might outlive your money hi this is -- out of the Armstrong advisory group our brand new guide out this month identifies five key steps that you should take in order to protect you against that outcome you might already have an idea about how much money you'll need during retirement but are you sure that amount will last for thirty plus years that's the kind of question we can help you answer call right now 803934001. Get your free guide and asked about a complimentary consultation with one of our advisors we can walk you through the process step by step and give you all the comfort you need to move forward with your retirement plans call 803934001. Or download the guide right now that Armstrong advisory dot com. Security's effort to securities America incorporated members in SA BC and advisory services are with the securities America advisors incorporated Barry Armstrong representative Armstrong advisory group in the securities America companies are unaffiliated. Are you thinking about transferring your home to your children in order to protected from the nursing home did you know that if you do you put added risk for your children's creditors including future divorces you really wanna read it checked your former son or daughter in law just a buyback your own home. I'm let's do partner with Cushing and Dolan and host of the legal exchange radio show once you know that not only does transferring the property put your home at risk but it can also create huge capital gains tax when they sell it there are better ways to own your real estate can protected from the nursing home keep it away from your children's creditors avoid probate and not 'cause unnecessary taxes get tons guide to real estate ownership today by calling 8668485699. This free guide we'll show you the best way to own different types of real estate call now for your free copy 8668485699. Or download your guide immediately by visiting legal exchange showed dot com. Don't put your home at brisk 8668485699. Or log on to legal exchange showed dot job. This is a special announcement for all landlords chasing down only rent payments and making trips to the bank to deposit checks take a hassle out of rent -- we're zero and leader banks all mine rent collection tool he -- automatically deducts tenant's rent and deposited into your account visit WWW duds he ran dot net to learn more when Z rent your payments for each unit to receive regularly on the same day every month tenants pay nothing in the first six months or free for all landlords visit WWW dug see rent dot net to learn more or call 7816418691. Amazingly there are studies out there that say many Americans have yet to begin to save for their retirement hopefully not one of these people but as you formulate your plan are you sure it meets every need you have are you aware of the circumstances that could severely impact your wealth had no fault of your own hi this is Mike Armstrong financial advisor group I can help you answer these questions and others so we can work together on your money lasting as long as you do call us at 803934001. And get our new guide the five steps to help you prevent Al living your money all of them are very important your ability to enjoy a long and successful retirement call today at 803934001. Get to guide and set -- complimentary consultation with one of our advisors to walk you through this process step by step if you're worried about -- living your money we can help call 803934001. That number again is 803934001. You can download the guide right now at Armstrong advisory dot com. Securities -- to securities America incorporated members and as a PC advisory services are with the securities America advisors incorporated Barry Armstrong represented if Armstrong advisory group the securities America companies are unaffiliated whether you're celebrating a milestone or diversifying your portfolio precious metals are Smart meaningful investment one ounce and 110 ounce silver and gold bullion coins are now available at all leader bank locations bank locally and buy your gold locally it just makes sense of leader bank a call and learn more call 8776917900. Or visit leader bank dot com not a deposit not FDIC insured uninsured by any federal government agency not guaranteed by the bank and may go down in value leader back a step ahead. The financial exchange. Is Cole a brutal England and also now in West Palm Beach, Florida. Check out our website at financial exchange showed Doug come and find the station closest to you. This is the financial exchange radio network. As promised we. Play trivia around this time every day on the financial exchange so were in place trivia. If you have never played before you're gonna text the show at 63566. If you've never text before you do need that area at the beginning of your text message but if you have already been your good your guardian club. So we are gonna take the went to the sixth correct answer to this question. On this day in 194728. Year old Jackie Robinson broke baseball's color barrier. And debuted the Brooklyn Dodgers. Will be asking trivia question about the number 42 Jackie Robinson so like get your fingers raised 63566. What was. The first Major League Baseball award the Jackie Robinson one. Yeah it was the first Major League Baseball award the Jackie Robinson won Texas at 63566. Would give the answer in the winner to trivia after the next. Commercial break. Great questions as to whether it's not explain there. Traditional failure there early start of their lower forty Tuesday is that the is that that you not all colors to. So either view. So I've experienced this because I've been I've walked around high schooler in around somewhere where high schoolers are hanging out afterwards and she everyone shaping the cool kids yeah that's that's an idea that you'd I was on vacation last week that aggression storage right now it's Roman high schools can't answer right as the high school I everyone there was great news we. It but I like nobody smoked when those guys on the lives of nearly zero up in the time where people. Write some. Are rewind the city. Thirty years again it has even I was in high school in it was certainly significant number of the population and that's. No kind of widely finally you've got on this date and things and because when you start smoking it's not as an adult you start as eighteen is now. Little bit impressionable. Or peer pressure also the next thing you know used to be smoking Marlboro lights. Notes due I mean problem are by has elected a known smoking bath room that we've avoided a so we can replay. Liberals pretty much I love how everybody avoided the order would it was anybody and that no matter what the smokers you see anything. If arguably yes sir it was a good boy we've known for a while that. The FDA's been coming down on some of these companies that not not about in addition to the actual. And they basically did some studies and found that 41% of marathon petroleum gas stations were. In violation of Wal-Mart had a violation rate about 17%. 7-Eleven had a 25% violation rate. My question is why is this so difficult. And it's so easy for us to prohibit I mean you'd almost never hear about. Alcohol. It's pretty simple it's a at this point in dollars and cents mean making billions and billions of dollars so. Everybody knew like this when I brought everybody knew too weird ago yeah to get the alcohol right and they know when the go because that particular cashier is onto. You know addition I think. Didn't realize that that's your dad's idea Ryder fifteen. So but I mean our first 7-Eleven or out of petroleum gas station term. What what is the incentive for them not to make it small violation they look at it as a cost of doing business now alcohol sales or can. Consistently. A whole different animal. If you sell alcohol the mind as you gonna end up into. I think that's the big difference as you can have in immediate. Rate if somebody gets drunk from buyout offer new and cause a car crash your gonna have a problem somebody's gonna suit business and business whereas if somebody develops lung cancer from smoking cigarettes were thirty years and initially bought the first packet sent eleven. I guess it's not really elevate the steadily and they were maybe was that the best he's Alice sentinel right now and how it's something else oh. They had a tough time with this but I already the FDA's crackdowns at where and where we have these products can and cannot be sold their trying to move them out of gas stations and mean to. Chests. Yeah him go get a movement in the the arms and likewise Rite Aid is getting out of selling CVS already does not sell tobacco products basically left of the Walgreens last. Week. Pharmacy sells has yet. Just ridiculous. I say what you gonna get healthy would sell something that is actually not healthy and you were credited in the group Walgreens is proud of fall. In the near future you thank I would think so but you gotta keep in mind too there's like it's. They got 24 stores via your order on the way it came one by me disclosed so over the while at this past when Rocklin and lows that they're gone. It is very few tours Walgreens operates almost 101000 stores credit CBS because it won the leaders in this space and rates at two billion dollars worth the sales were walking away bought into that overall like what ten years ago 2014. And a boat okay is that reason or five years ago. And I guess that two billion yeah that that's a hard pill to swallow I mean CBS is really trying to change in their trying to end the retails. They went up there a doctor and nurse. Practitioners and things it makes sense that can change you know everybody tells me that the whole I think Walgreens. Walgreens can follow suit here. In the story the year that just keeps on giving Tucker you sick yet some breaking news on the college admissions scandal. Yeah I just saw that Lori Laughlin has pled not guilty. Again. That's why. I'm Becky would until it on Jackie's going to jail who has sold its evidence against you just can't give it up. So in this story. Obviously we know all the parents having been charged. Coaches coach students. The ringleader the animator singers is an urgent is yet cooperating with prosecutors. DH him that I found this is at the Wall Street Journal today was that the prosecutors actually sent. Basically letters to this to a number of the students saying that you might be chargers might be called trying to turn the screws it turned out that he and that's a half years in the last of people. Now they should so. You want to be the opinion or the belief that. Most these kids had no idea. Now I do think that you did have a bunch of sixteen and seventeen year olds. Network miners at the time and what surcharges you can for sixteen year old and made a stupid decisions so that's why it makes and a good movement tactical move to okay. We probably tampering charge. Teenager. But we certainly can get them to start talking giving out some of the cuts mean. If you believe seventeen Euro didn't realize that is college tests were his college test where I mean I think just like 200 why am I posing with this soccer ball I've never picked up a soccer ball in my life. What is fencing. I thought I was gonna install offence to yeah I don't care dinosaur. What is going this trophy helmet. Just keeps on giving. So yeah it'll keep thriving. I secures its Mueller Laughlin has been showing after the quirky signings signing autographs. Or else is gonna pass. While counting on the big screen again years it's that she's a two time acting until I think the people who fight like are the ones who don't do it got a few who got out early close up. Product and a couple of copy anything in this. Apparently country just felicity Hoffman is a little bit off as Hoffmann Hoffmann a lot Huff as a Hoffman more interest in the story then. Or it was pretty significant. Dollars. Links that she. Is they play can confirm it is Hoffman. Hoffman Tucker for speaking. Out by the way real quick cut or Revell villas and just tweeted out that 21% of all televisions. Error in the US from 9 AM to 2:30 PM tune into the masters and when he 1% of all. Television monster number. On Sunday at 9:30 in the morning. That's just crazy. Trees around. That is in the compact as it is pretty impressive. We had the Disney investor. Presentation last week I wanna go into that that was really really big news Chicago last week but state changes financial exchange radio network. The financial exchange is alive on FaceBook so make sure to like your page and watched the guys break down the latest on the market every day beginning at ten on the financial exchange radio network. Are you thinking about transferring your home to your children in order to protected from the nursing home did you know that if you do you put added risk for your children's creditors including future divorces you really wanna read it checked your former son or daughter in law just a buyback your own home. I'm let's do. Partner with Cushing and Dolan and host of the legal exchange radio show once you know that not only does transferring the property put your home at risk but he can also create this huge capital gains tax when they sell it there are better ways to own your real estate can protected from the nursing home keep it away from your children's creditors avoid probate and not 'cause unnecessary taxes get tons guide to real estate ownership today by calling 8668485699. This free guide we'll show you the best way to own different types of real estate call now for your free copy 8668485699. Or download your guide immediately by visiting legal exchange showed dot com. Don't put your home at risk 8668485699. Or log on to legal exchange showed dot job. This is a special announcement for a landlords chasing down only rent payments and making trips to the bank to deposit checks take a hassle out of rent date we've Z ram leader banks all mine rent collection tool he ran automatically deducts tenant's rent and deposited into your account visit WWW duds he ran dot net to learn more we see rent your payments for each unit received regularly on the same day every moment tenants pay nothing in the first six months or free throw landlords visit WWW dug see rent dot meant to learn more or call 7816418691. Amazingly there are studies out there that say many Americans have yet to begin to save for their retirement hopefully not one of these people but as you formulate your plan are you sure it meets every need you have are you aware of the circumstances that could severely impact your wealth had no fault of your own hi this is Mike Armstrong -- -- -- -- -- -- I can help -- answer these questions and others so we can work together on your -- lasting as long as -- -- call -- at 803934001. And -- our -- -- -- five steps to help -- prevent -- -- your money all of -- are very important your ability to enjoy a long and successful -- call today at 803934001. -- the -- -- a complimentary consultation with one of our advisors to walk -- through this process step by -- if you're worried about -- -- your money we can -- call 803934001. That number -- -- 803934001. -- you can download the -- right now -- Armstrong advisory dot com. There is a protester is American corporate members and as a PC advisory services are with the securities America advisors incorporated Barry Armstrong represented if Armstrong advisory group the securities America companies are unaffiliated whether you're celebrating a milestone or diversifying your portfolio. Precious metals are Smart meaningful investment one ounce and 110 ounce silver and gold bullion coins are now available at all leader bank locations bank locally and buy your gold locally that just makes sense of leader banker Colin learn more call 8776917900. Or visit leader bank dot com not a deposit not FDIC insured uninsured by any federal government agency god guaranteed by the bank and may go down in value leader bank. A step ahead Perry are strong here and I'm joined today by Todd what's key from the law firm of Cushing and Dolan. And worked talking a note that guide to different types of real state ownership many view all home team I don't. Home here in New England in the U might have place in Florida. Todd what a question that comes up quite often is. What are the implications. Of transferring your home to your kids in order to protect it from the nursing home yet that's one of the worst things you can do it makes my teeth which line really bad because. One you've given up control over your home two doors anymore. It and that's not a comfortable feeling of my client I heard a live there. Two if you wanna sell it you can't it's not yours if you do sell where's all the money go most of the kids. Nevermind all that there's a huge tax implication that comes from this even if your kids are great kids right. If you its year. Ago thirty years ago you probably paid a little four. Now it's worth a lot. Right and you give it to my touchpad sale was tax free when soma house's tax free except it's not yours you gave it your children this example and that's the problem. And then you give them your basis. And if you give them your cost base that's all that bill can gain. It's gonna be taxed to the children so that's the tax prop you don't get that tax free sale when you vehemently to your kids you don't that's a big bite. So I mean right there if you have given it to them now and now even if they agreed to sell it they got to pay the tax that you don't have the money you hope they give it back Q and then there's a tax. Nightmares have you ever thought about the best way to own and protect your home or even your vacation property. Call Cushing handle and for the brand new guide about the different types of real estate ownership the phone number is 8668485699. Its toll free 8668485699. How should you own your real estate column now 8668485699. You might not be able to keep up with all the latest business and finance news but we can fix the financial exchange with Barry Armstrong and chunks not a on the financial exchange radio network. On Friday we had the announcement from Disney that there are finally rolling out there are streaming product we got a lot of details there yet that price point at 699 per month via the rollout dates on November 12. It's going to be a whole lot of content there to try and start producing some original content as well so it looks like you're to see a news Star Wars series what they call me and orient. They're going to have every Simpson's episode every Disney Pixar marvel movie out there are so they're pretty robust lineup bold initiative yeah I was impressed. Yeah I Arab Israelis really impressed I mean you've got what eight and ten year old kids terrorists so I mean it's pretty much a no brainer you're gonna have to buy this fully just for them to you take the initiative to walk away from 150 million dollars of revenue from rights of their polar all of their content from Netflix which is gonna cost them 150 million dollars a year to deal straight and that's just it's really very little cost them to put that stuff out on Netflix and heck of a lot of costs and out in the room -- so they'll look at Mike bacon bundle ESPN plus and Hulu and put that together bundle so they owned along side. And Comcast who. So of the Daytona Beach on to prove they own Odyssey ESPN plus the other streaming service. And the question that people have been asking is can they compete with Netflix. I'm honestly not sure that's the right question you know I think the answers. They can compete alongside Netflix but I don't think there's going to be a lot of people that say I'm canceling my Netflix and going. With this. I'm much more worried about Apple's streaming service revenues of one that they say they're rolling out and put into production now into. How you'd get people to sign up for that when you got the Walt Disney company pushing out all of their content online and your basic just creating new contents I would say this if you can keep the price point low in seven boxes. Pretty good number. Declined for a beat that price so so you have that price point now you're looking at something working as a side. Netflix and have polls are right it's right because it's not you know crushing viewing if you look at what people pay for cable affair satellite TV. Mean it's over a hundred dollars month that's what I think that. Walt Disney could do here that would be really really interest Sampras or Hulu. They have their own nutritional content but you have who do live TV to say you can stream is absolutely a bunch of channels on Hulu alive. If you can bundle that with ESPN who live TV and this Disney streaming package than. Got a pretty nice package you did you still might be under the the number you know that would cost you again for cable or satellite rank with the Netflix signed eight. Write your net Netflix clearly has a huge test they'd mental that's a lot of subscribers 139 million they're anticipating between 69. But again it will only grow if the content. Can rival Netflix Netflix has been pre Enron with the original programming and they really to drive in the engine. But again where I think the huge appeal years anybody with kids under the age of sixteen notes address the subscription. I think that's I think that's a huge piece and you're right that's 69 cent price point it's not. Netflix or not it's it can be both. Which you have to be bearish but I am concerned about re a great way to enter into the market yeah I don't let other the price goes up five years. And bring I'm always 24. I signature might tell exactly that a hundred not a you wet the appetite and got hooked on a couple of shows especially your right. If they. And knowing your house of mine was my house. Kids are on the show how I was a bit can't pull that away after you give it you can't put a price and commercialism on one you just can't. Yes they do it at seven under Unita members exciting night of my but I feel like I'm under pain yeah it was worth more than the poses Mike Armstrong I've been personally doing business. Leader bank for many years it's not too late to get agree rate on home mortgage Peter banks specialize in a wide variety of purchase and refinance loans at some of the most competitive rates in New England. And dedicated loan officer will work with you every step of the way in the local decision making means faster close. He might be a first time home buyer refinancing for the third time before you make any decision on your mortgage product called it back. It Beckett the number one home purchase winner among. Banks in the state if sixty experienced loan officers throughout Massachusetts and Connecticut where raided hope you find the best solution for your mortgage needs. At some of the best rates around. Call 87769179. Years here that number again is 8776917900. Or visit leader loan center dot com for more information. Member FDIC equal housing lender and MLS number 449250. Subject credit approval leader bank. A step ahead to repair ruptured and we didn't I'll line that. Batteries all you do good and so on first off Paul from went from Redding. One and the answer the question. What was the first Major League Baseball where that Jackie Robinson one was rookie of the year Paul had six correct answer is taken on the fifty dollar gas card. And trivia today that brought you by the archer advisory group at the markets still volatile now's a great time for review of your portfolio. Call 803934001. And senator free no obligation consultation today. Again 803934001. Congrats again to Paul. In Redding. We're talking a little bit about Amazon earlier. We always have at least one Amazon should story it seems like at least five. Let's see how they do everything so it's not our involvement went in depth going on Amazon's trying to soften very Agile so you Bob's they had a lot of negative news stories about is on most recently. Had a story abouts a bunch is on employees who are reviewing the voice data from all the Alexis apparently just dedicated employees just this in the conversations and trying checked to see if Alexis interpreting them correctly. Which wasn't a great look obviously a lot of anticompetitive concerns. About coach. Kicking merchants off their platform and putting their own products and higher place. And on the Platte Amazon has been a bully yeah I mean motor show. Doubt about it they've been a bully. And as FaceBook claims you know Zuckerberg claims you all we need to gradually we need to. Do things better Amazon's seemed to be posturing. And take in the same position not no longer as hard core. Win or die yeah winner take all type of attitude. And again. Yeah hi I'm cautiously optimistic but I think these companies do because there's such a strong position that's where were the day. When other companies were competing on the playing field was somewhat level and they were human or squash and people who are hurting people. I mean Amazon recognize that it accurately at this point that there biggest. Wrist isn't some other competitors have excellent on our biggest risk is the government's stepping. And I think FaceBook feels the same way yeah I think it's the same type of deal. Where there's an OK we get everything we can possibly have bullets now trying to the right so let me ask you. Both of you question I've gotten opinion on this but. Five giant tech companies that we have about how would you rank the reputations between we've got Microsoft apple Google FaceBook and they've all had their issues. Every one of these companies has had anticompetitive issues. Privacy issues. Where do you rank you're you're you're order of good vs bad reputation it's. I'm content from Microsoft towards the top aren't Microsoft and Cutler it tough for me Brett current. I'm Google FaceBook and Amazon based ports at the bottom. Yeah Facebook's towards the bottom for me too I mean it's a major it Tony team to Google and Amazon are right down there with meet with Apple's always been at the forefront of trying to at least appear to either rate. Yeah I mean they have always have done any different ways I think most the other companies yup they don't sell data added that respect privacy. You know and it shows in the loyalty. Yeah that's kind of what I luck. You know Amazon works because convenience more convenient anybody's had access to whatever you need in there it is no tomorrow and the areas. But apple has his as it's been pounded on this this incredible loyalty to them in the right. You know you see the way people are treated in the stores and apple customer I mean it is yeah but I but I I know people who do as you know you obviously. And they just love. There apple experiences and athletic accounts accounts of experience and I was gonna say. Chuck and I were debating this today. I think that I I have a report view of the game is on in terms of their reputation in terms of the way to treat competitors the way to treat. Employees the lead and treat you business customers and there's the rate that they. Have managed to in some ways steel. Business's. Ways of doing business now priced in a lot of in this situation bankrupt. Yeah available on and a lot of cases. But I don't think the overall public museums. I think it was I think. People would put Amazon in the top three of those are easily because of what they receive. You know from your rate your painting this does cheapened convene an Wright's great and here it is needed it yesterday but you're missing a center point. Well I am. No question but does there are you the consumer does Joseph public really take that approach Republican worried about himself Churchill public is worried about the senate headphones you know he needs for tomorrow plain I can make a real good case that the fact that I can't go to a baby store today. If there's not around me there's no Babies 'R' Us there's no Toys 'R' Us that none of those news is no bye bye baby anywhere near me. I would say that retirees because games. And he put that company at a business which is made it very dangerous for the rest of public. It can acquire companies controlling all the commerce we're basically what's happening Ager retail worker. A huge senior wages decline seen as retail job out there that the big boxes are all dead. And did the break in these things down and there is that anchor stores that are vacant you know. So it's it's changed the way we live it's changed the way commerce has done. So now this and well now that we own in the entire market out there and that's and that you know but usually that works. Usually don't have antitrust charges brought brought up on usually makes it changed your business in the government says okay that's good. So we'll say because again and of the day how can stop. Because it is such a big party economy there and if you said all right he stopped the bridge on fire and a mood who's at fault tough sell. Where it's a quick break when we come back talking about more changes to the food fast food industry where the trends or stay tuned right here. Financial exchange. Barry showed in the financial exchange on FaceBook FaceBook dot com slash the financial exchange this is the financial exchange radio network as we age state claiming an asset protection become of Paramount importance to maintaining a happy and successful lifestyle. Many families that go through this process think about transferring their home to their children to protected from the nursing home if you're not careful nursing home stay can judge your financial wellbeing and transferring a property isn't always the best solution because you're looking -- huge capital gains taxes when the home is sold if you find yourself in a similar position in meantime let's d.'s new guide the risks and rewards of real estate ownership a senior partner with Cushing and Dolan and host of the legal exchange radio show on will break it down for you piece by piece and in turn will help you avoid probate and unnecessary taxes there are better ways to own real estate and this guy can help you understand how to protect what is arguably your most valuable asset. Called today for your free guide at 8668485699. Don't put your home at risk ticking away from your children's creditors and keep it safe from the nursing home call 8668485699. Or log into legal exchange showed dot com. It's pretty hard to find a bank and as checking and savings accounts that can provide decent return but if you're in the market for one got to deal that you're gonna wanna check out hi this is trucks out and I've been doing business with leader bank for many years so if you -- in need of a bank with great rates on checking and savings accounts look no further than leader bank -- rewards account qualifying customers get 1% back on -- it's 10% back it featured businesses no minimum balance required and no monthly fees but that's not all leader banks who missed savings account has a 2.3 5% APY that's 2.3 5% in -- a great -- presume my customers if you're searching for a great rate it's time to call leader bank at 8776917900. The number again is 8776917900. Or visit them online at leader bank dot com minimum -- open and earn annual percentage yield us ten dollars 2.3 3% interest rates mass residents only fees may reduce earnings great subject to change without notice leader bank a step ahead member FDIC. Amazingly there are studies out there that say many Americans have yet to begin to save for their retirement hopefully not one of these people but as you formulate your plan are you sure it meets every need you have are you aware of the circumstances that could severely impact your wealth had no fault of your own hi this is Mike Armstrong financial advisor group I can help you answer these questions and others so we can work together on your money lasting as long as you do call us at 803934001. And get our new guide the five steps to help you prevent -- living your money all of them are very important your ability to enjoy a long and successful retirement call today at 803934001. Get the guidance set a complimentary consultation with one of our advisors to walk you through this process step by step if you're worried about -- living your money we can help call 803934001. That number again is 803934001. You can download the guide right now at Armstrong advisory dot com. Securities -- with the securities America incorporated -- and as a PC advisory services -- with the securities America advisors incorporated -- -- -- their -- -- advisory group the securities -- -- companies are -- are you thinking about transferring your home to your children in -- -- protected from the nursing -- did you know that if you do you -- -- risk for your children's creditors including future divorces you really wanna -- -- -- your former son -- daughter in -- just a -- your own home on let's do partner with -- and -- and host of the legal exchange radio show once you know that not only -- transferring the property put your home at risk but he can also create huge capital gains -- when they sell it there are better ways to -- your real estate to -- protected from the nursing -- keep it away from your children's creditors avoid -- and not -- unnecessary taxes get -- guide to real estate ownership today by calling 8668485699. This free guide we'll show you the best way to -- different types of real estate call now for your free -- 8668485699. Or download your -- immediately by visiting legal exchange showed dot com don't put your home at brisk 8668485699. Or log -- to legal exchange showed -- job. Securities offered to securities America income members in red SIPC and advisory services arbiters securities America advisors think Barry Armstrong representative Armstrong advisory group in the securities America companies are unaffiliated. We wanna hear from you. Steward Barry's 263566. And let us know what you think about the stories we discuss. Your team to the financial exchange radio network. Have you guys been into a restaurant called the again at locations in New York. Now Austin never to date and pretty small lead. Shake shack founder dean Meyer apparently answered an industry says it invested fifteen million dollars in the restaurant he's digging and literally. As we like we like loved ones and shake Jack you know pretty good pretty big chains went and got over 200 locations. That that trend that we seem to be seeing that fast recalled fast casual businesses training towards healthier and that's a that's a dig in here uses. Greens or green salad things like that as he's through the folk burgers I'm criticizing yourself of that to why meanwhile. This seems so much could be good. But you haven't heard rave. Last decade if you use all of it in and out burger shake shack likes these guys that popped up fine and I arrived and other verbiage I haven't heard a lot of that. These these days it does seem to be more healthy and they were drawn like crazy since there are but it seems like they've stopped him in the what I would of that 203 which means. They have expanded after that so what you're talking about Tucker's you know in terms of big investments into this healthier food industry. I always talked about impossible foods news company. Makes this no on meat burger that leads that believes it has texture like how does that appealing Manny. Appeals can have at a veggie burger. Yeah sedate. A veggie burger and any one of these hands out to not need me Lee's office bleeding that's not meet them. How has that and try it out. I thought it was pretty good that I've I've had it they sold out target dates on the budget hookers growing up Grilli couldn't just Hitler. Like a burger feels like a bird doesn't quite taste of service is pretty similar to load that thing up and ketchup to pickles we there are there they've taken 400 million dollars. Dell isn't like Bill Gates in this thing there's a lot of big names it's if you go to aggression they had a bunch is the most these things you can correct me from Ron did you buy and simulate the Napoli these things that they fall. Like nine zillion. So we are trying to throw you right I don't think it's all of its oil what's the point. Appeared this year. Oh and vegetarian annually at its prime lower cholesterol so maybe that's maybe that's what appeals orchard just passed it on while we track and Turkey tips that I am. I mean I. I don't get. I area. I area I'm not a vegetarian and added that no I'm going alliance and go to the Newbury and nasty split and I feel good. Not a policy to not apologizing deals. So. Yes I attacked. Him it's the taxes and you are now you're forgot to. No I got actually two extra days and reduce. Its tax cut and play action done your taxes did you know if you guys that. I don't. On tax. I signaled that. Rate. In two. Now the case for most American and that's what they claim. But but the most Americans don't. Think about the issue but. If you go go I encourage everyone to compare. It's will be tough to actual forms change it oh just take a total actually takes more time to compare and money that they mileage out all the money you say. Future iPod 150 well. It took me two hours eight if they get this and especially if you're in one of these high tax states like New York like eschews this game answered after last but I do encourage you to take a look and see the what your actions it is yet people in your refund is that they're assuming. But most people same page. So. Knows the people the was the Tax Policy Center estimates that 65% of people paid lasts only 6%. More. We'll get final numbers that's coming months once returns filed but I'm guessing you're gonna see that. You know varied less than 10% that they will have seen tax rates go up so that works that works for the campaign. But European mom and pop it home and really healing and now there you Eddie House gains in. Mean corporate tax which which China's which is out of the disappointment. If there if there is a disappointment. Right I look at it now I'm not going to be in the tray at. The groceries don't. Doubt is not that significant but. Vast majority of us it's a little bit on the tax and that is the big question is going to be. We'll continue to tax cuts coming in 20/20 six is when they're due to expire between 24. In which is when. We're Israel when you know you've got to act should. That came in the man no audio lectures them and went down eighty samples. That I was really feel now. Might actually heard over the weekend it was like a friend of a foreigner friendly computers. The rings there with holdings. So they could get like a tax refund between twelve and 151000 dollars. Right to ferociously in the line are you doing that and a purpose old mill they do that on purpose because they look for to the big chapters a week. You're paid more money there's a one circumstance under which is a response means that if you. Fully admit it York terror spend. Guess that's exactly what you feel if it's in my pocket it's going to literally disappear it will be at the casino tomorrow right then yeah I guess yeah he should. Just get a big check in at that we know the status innings in the country yeah this is evil and it. Quickly and we are pushing up at the end of the and the hour here but. American joint southwest now expanding their flight cancellations on the 737. X. That is going into detail it too late August and both southwest is tomorrow. I don't flightless selfless in August. At the probably Iraq and how are you gonna go through three or four knobs. And take a look at the markets Dow off 63 points quarter of 1% SPC game quarter of 1%. Third of 1% that's all the time we have for. The financial exchange today catch again tomorrow.