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Full Show 4-9-19

Apr 9, 2019|

Transcript - Not for consumer use. Robot overlords only. Will not be accurate.

You know. This is the financial exchange with the very Armstrong and sharks are now. Tour exclusive look at business and financial news affecting your day you're sick leave your world. Stay informed and up today about economic and market trends plus get breaking business news every day. And now the financial exchange with the Barry Armstrong and sharks done us. Well the trade war with China may be winding down looks like we're about to start and and trade war with your talk about that world and explain why oil. He is priced at 71 dollar well you know your pain pump for gasoline prices are high. Hello everybody it's Berrian Chris Collins what you hear on Tuesday morning and yeah the Chinese trade war may be coming to conclusion at least we suspect that couldn't to a conclusion later this month. But now it's time to take on the Europeans. Then. But the next ice again buddy. We're hardly done and we are just warming up peninsula. A little bit of a different area because we talked about what eleven billion in Paris completed the 250. Billion when dealing with China. So this is a war this is not just the analysts has been going on fourteen years when you look at the the legislation back in 97 reports earlier the same act it. We were working with China on. But. Fourteen years so do you think it's a coincidence that. You know these Harrison being impose it DA or in this let's say the last few weeks I think it's not a coincidence at all that. Mr. that's real and very as the head of Boeing and a very close friend of president trumps and obviously as we know a big part of their lead the 737 has been grounded. So if there ever was a time that Boeing could use a little both. On Yang a booster. Well in it what do let's talk about why we would be putting these tariffs on separate days the is it the World Trade Organization has concluded. That. Europe is subsidizing. Airbus. Illegally right it is it's not and they got up for debate I don't think he's. Nowadays they they claim while Airbus claims that they have abided by that. WTO's. Sanctions and in the air rules in the death of the bylaws that have been passed but with that said. Absolutely. The playing field at this point is not even close to being level because of those subsidies. The and Boeing of course is the really the only competitor to air strike it's a whose two horse race as two horse race Boeing news. I think he handicapped right now due to the problems are having with the 737 Max which. By the way Chris I I'm not sure that there are any closer to concluding. With the problems are with that plane than they were back in nova. And it doesn't appear that way and it has been awfully slow moving but. Again. You have to crashes. With the the impact you know big planes not you know it's. Not these little pipers mean these are very big jets. They both went down with a similar problem. So it probably moves them to write to take your time on this one but the problem is that. You know it is balling affect the Dallas so. You know directly. So. Again. No the Paris come in add an opportune time you know I don't think here's Miami coincidence that you know president jumped into the fray at this point fight that's been going on for fourteen years because. Again. Boeing needs the shot in the army is struggling right now in that as we know affects about directly. Sure does blow stock today by the way folks is down three dollars and fifty cents. At 370. It's not the only thing drag it out which is down a 171. Points the NASDAQ is down fifteen points. And an Airbus with 500. They're the all European stocks are down European stocks are crushed across the oil Avery you know oil has released upon us or illustrating 64 which you pay for your last do you must vote. So it was yesterday. In Ireland's. Two to eighty something a bit to 63 senate. Leaders need to start getting used to three dollars. It would been there before and Elena and then very recent future in the air you know in recent memory I should say. Is. Well a lot people are kind of say well why radio wire prices up because we are producing more energy here in the United States you've got problems in Libya. So you know you've got questions as to whether Libya can continue to pump. You've got supply cuts from OPEC which is really wouldn't say OPEC. Talk about Saudi Arabia Saudi Arabia. Is the Balkan OPEC because none of the other countries in OPEC would cut their production but Saudi Arabia is. And so that's part of the the other reason and then Venezuela in the that is whales basically ground to. Do their political issues so. Why are prices going up that's it Libya. OPEC in Venezuela and the good news on this is that the hired legal chorus yet the Mort domestic production is inspires. Why I think you're apps they write and any time it is civil unrest and some of those oil making countries of course it's gonna be reflective of the price at the pump. But it forces us to be more efficient here at home it forces us to produce more at home and it producer Nesta armed forces us to find other means to. To get around but for me and you ask me we went that paper cup I never really look. Pat what I'm paying at the top I go to one specific. Gas station because it's typically. On the lower scale yup so depicts on the lower scale it is what it is I know what's lower than what everyone else is paying. But it really you know I got to get the work. Now let's take what I tell you who's taken a look at their puppet of the guys it's driving from store bridge to work at the Wynn casino. And he's driving in. In a pickup truck in good luck and that can mean. Well early but that's in the area and at six right they they work the sixth to shift six to three. And they're looking at the price because it impacts them in their fill it up twice a week and if prices go up. Ten cents twenty cents thirty cents as a meaningful impact. It if you're alike commuter meaning Euro buying gas what's every once every one or two weeks it doesn't have the same him. But if you're heavy user future as the impact the use your field or just come and to the point were revealed turn off for home heat. So just release were hoping it let me Elisa was it was he. Yeah. Been blind so I am a lot of heat days before actually. At the point where we can turn everything out and pretty much it feels like for me once again that he. I'm turning on the AC. And conditions. You do. ID guess go to opening day. No no I'm not momentum and it looks totally to the gray skies mean just not. But it's a typical opening day correct me if I'm wrong. You know typical opening day is this type of weather and really crowds until the part about 1245 this either the ring ceremony. And the pomp and circumstance. And then it rains towards the end of the game and by the game's finish. Has about twenty people at them. I know is that it goes. Greater joy here to what he might via. A large number the only place it's just to get a gauge of you know ticket demand balance stub hub this morning les and the cheapest ticket available was 99 dollars. So stoked pretty nice Denny got to pay today and defend my bumper off home opener. Mean 99 dollars that's well aloe the curve you know especially especially after winning the world there correct yup they're ceremony. Yeah the ring ceremony got two or three patriots their exam by now that is finally committed to a three yep pretty much we know brock's going to be there. He's not even pay trees and went out and is there any plan that would mean. Women and children beware tonight Broxton media. And on gondolas. Well let me ask Gigi you guys were at the Boston university's that your rate about umpires here. With what's your impression that it had been there they are wrong. In their calls an astonishing. 20% of the time we can't obvious talking Nevada on balls the strike yet we can't be shocked. Because there's a human element calling. A baseball game and if you take that away and to me taken everything away dare to do instant replay. On various plays so I think that's plenty but they go and you certainly could do it wouldn't be very hard to me you watch in the game at home. There has the tractor and the. What's the ball what's a strike well let's figure out there let's let's go vote other sports though yeah you know like football basketball hockey. I mean the ref recent hockey. The players would trade their wrong penalty calls hundred person time while they're not wealthy ejected. Well I EP in my opinion. The you know referees make the right call probably 95 to 90% of the time and hockey. Football will lose legacy in football terms of penalties and things that they. Right most of the time. Yeah I don't think the saints are disagree left. If it's not it's not about being right most of the time when it was put that it to the forefront has been they've been wrong at the wrong time. And that's more critical than. You know up in your analogy the first period penalty. What a first period penalty is not necessarily penalty in the third period or certainly not in overtime. Vote here's what struck me the win batters had two strikes on them. Error rate for all umpires. Increased 29% means. So if they're umpiring game which can be done robotic. Right you we've all seen day the the monitor when you're watching baseball games they have the box right if it's in the box to strike. If it's outside courts that some don't concede at home you can see that at the park. Right so. Well at the park and you see it courts read on the Jumbotron. Okay all right so and so the use of the album blows the call 20% of the time but when there's two strikes on the batter he blows the call 29%. You know why that is or time of game. Bring them up. Frank you think now well two strikes and he uttering a mop let's go the other keeping the pace movement because it path. Using a baseball reference you have to. You have to protect with two strikes yeah or if it's just a little bit out of the strike zone you still have to take a whack at it because then obviously have no more opportunities. Because strikes there. Unit else's adjusting each of the empire impacts. Your ability to call a game that's right you would think that the older umpire the veteran who's done more of it would be better at it but it's just the opposite. He had I think baseball's got a problem. You know what he is based. Well as far more problems than. I'm higher home plate umpire missing 20% of the calls. You get this this such a small fraction of small room for error that's just the right at the ball that cut off the corner that getting cut up the corner that's right below the letters. There's still many. You know variances. And involve calling a baseball game that that's hard. She bit unlucky how would you guys feel they went robotic just on the balls and strikes and they could easily go robotic on what you are safe route right now it is that that's. You you can get that right with the computer much easier than him. So you lose the characters some of the carrot is a game. Yes you don't go to see the umpires but they certainly play a role in how the drama people's. It via a horrible let's Atlantic some of these umpires are just getting out control with their egos are up you saw the Houston Astros manager Bruce toss last week in the first inning because he was arguing balls and strikes me on just like chalked out game. Injected matches ago wow. Well you allow attackers you know that that's that's a cardinals in what. Did you can't argue ball. All right yeah yeah that would take that whole element out of the game right or if they're considering it was an up and call. Right and you knew that the computer had an error rate of less than 1%. I mean all the sudden the purity of the game is much better you don't like the idea chorus of shocked. At out now by TI I like the impurities in the game I like the humans making the errors. And that's what's part of you know you have a simple 463 double play if I made that every single time. It would take out some of the the chance the mystery the drama of the game let it unfold but the humans decide. What is under ready to who your sports fan anyway and I'm a baseball. You know average computer systems you know I've I've liked you know watch in the game in the summer passed in the time but that they gonna do something I think this is one of those small factors that need to. They need to reject adapt to this point for centuries so outcome lean towards the direction of the article that but we proposed. Suggested that the import your piece saying you know at the computer relying if there was a ball or strike in the pictures a final played sale okay it was a ball goes straight Abby found that I mean think talk doesn't bother me no umpires I mean no managers rather. Coming and and the inevitable confrontation. Here I'm on the kicking of the Derrick. I think elementary yet the computer come out yeah right you said earlier. Umpire can punch the competitor and it rolled up big blue and he's seen Bill Belichick did ejected from football game in the first quarter mil. You know it's just the egos are out of control these. Guys are well that's our poll question today its Major League opening day in Boston. Should robots replace Major League Baseball umpires I've voted I've voted yes they should be used you know because they their error rate. Is 219%. With his two strikes at the batter these guys are screwed up the call. 29% of the time he could participate in our poll by visiting our website its financial exchange showed dot com or you can text us what your thoughts. The years I've I suspect trio a lot of people supervising with Chris Collins. That he would rule in the game that day you know I'd like to see them actually make the right call. I think about all the great. The great memories you liberal leader off a lap earlier. Billy dark art. I mean I mean come on and I want to watch. Loop and Allen a spring training game in Phoenix. Walk across the field from the third base dugout. Though the bullpen where he is leaving the stadium because he was thrown out it took him 45 minutes and pre season game a great. The game. A cactus league game rather that there's sprawled across them. Kick he leave we walked. Slowly in from all four umpires. Giving them them basically you know the the business and it finally made his way to the out of the stadium a training game. Took about four hours because it took him what I'm the lead. Well you class and you can vote on a poll question by visiting a website financial exchange showed dot com or whips are text number here in the studio 63566. When we come back or take a look at GE yet again. Only this there is the charts graphs and numbers all day just listen to us it's the financial exchange with Barry Armstrong in chunks out on the financial exchange radio network. As we age state claiming an asset protection become of Paramount importance to maintaining a happy and successful lifestyle. Many families that go through this process think about transferring their home to their children to protected from the nursing home if you're not careful and nursing home stay can judge your financial well being in transferring a property isn't always the best solution because you're looking at huge capital gains taxes when the home is sold if you find yourself in a similar position any talk about these new guide the risks and rewards of real estate ownership a senior partner with Cushing and Dolan and host of the legal exchange radio show on will break it down for you piece by piece and in turn will help you avoid probate and unnecessary taxes there are better ways to own real estate and this guy can help you understand how to protect what is arguably your most valuable asset. Called today for your free guide at 8668485699. Don't put your home at risk keep it away from your children's creditors and keep it safe from the nursing home call 8668485699. Or log into legal exchange showed dot com. Americans are living longer today than ever before and that's a good thing but if you're healthy and expect to live well windier eighties you better have a plan for your retirement savings if not you might outlive your money hi this is trucks out of the Armstrong advisory group our brand new guide out this month identifies five key steps that you should take in order to protect you against that outcome you might already have an idea about how much money you'll need during retirement but -- sure that amount will last for thirty plus years that's the kind of question we can help you answer call right now 803934001. Get your free guide and ask about a complimentary consultation with one of our advisors we can walk you through the process step by step and give you all the comfort you need to move forward with your retirement plans call 803934001. Or download the guide right now that Armstrong advisory dot com to. He suffered a securities America incorporated members in SIPC and advisory services are with the securities America advisors incorporated Barry Armstrong representative Armstrong advisory group the securities America companies are. Unaffiliated but folks this is Mike Armstrong from the financial exchange I'm joined now by. Yeah I I go back to the first apartment that I ever rented us there were five of us in this. It's terrible Somerville apartment. We're all trying to coordinate our Renton it was a bit from NASA and kind of heinous. How does this all work on on the platform are you able to split out the rants of how does that really make the landlords like. A little bit easier. Sure Michael thanks so we created Ziering it's really automate and simplify the whole ranked collection process for landlords and property managers. And what we do is we we basically if there's individual tenants will debit and individually and patched their payments together and sentenced to its. So landlords love it winner you know a single unit landlord or more of a professional landlord and hundreds of units. They use this product. For the reporting the automated rent collection for the tenant. Rent splitting so it's it's been great. That's pretty nicely mentioned and most importantly it's completely reprise Harry as it offered for free yes so our strategy has been a little bit different we don't charge tenants and we don't charge. We do is we actually licenses through banks. Who then offering to their landmark it's. And for being a client of that being too becomes a free service to vote the way in the hours in the tent that's actually had a number of different New England local bank set up more we do we have quite a few institutions are all available on the rent dot net seeking going sea and always adding new institutions. Folks again the name of the service is he renting you can get a lot more information by going to see rent dot net it is a completely free tool for both landlords and tenants. And once again there's a lot more information you can get to get signed up and start collecting your tenants rent online immediately he rents dot net or even give them a call. At 7816418691. Against he rent dot net or 781641. 8691. Securities offered to securities America each member senator SIPC an advisory services arbiters securities America advisors think Gary Armstrong representative Armstrong advisory group in the securities America companies are unaffiliated we have part of the financial exchange in an instant. By texting us and 63566. Starter tell extra keyword Barry and become a member of our brand new textbooks tell us what you think 24/7. Right here on the financial exchange radio network. We ask that you answered should robots replace Major League Baseball umpires. Only 41% of think they should despite the fact they screw up the call. Almost 30% of the time when there's two strikes on the matter. Get a number of text messages here that are pertinent 77 forces take a page from tennis eagle life twenty seconds per. Call the system is ready at the beckoning so I guess what does that mean. AD VQ payers the views as to whether the ball was in her out yeah I mean no more John McEnroe. It means you know you are the pits of the world it ruins a big part of the game because yet. Tennis does have it down because you concede to the varying in milliseconds. And it's really quick you know it is a vote cheering going on and then if you muted graphic comes up and tell exactly picket the chopper did not hit the Cha. But analysts and. It's evident once as a apparently mom baseball and apple high goal. Drew finally which is keep watching these for a baseball games you know once it's great Buick product. Let's not change a thing that's a different story if you go to robots all records would editors that epic that's the case I just think baseball speak to your point gentlemen. I I haven't won the last time I watched a baseball game even part of the game was in the World Series last year as the Sox weren't I find it to be. Terror lately tap in eagle from watching NHL playoff hockey. To watching baseball the it's an acquired taste. A hard up. It's like they're fine line comparing apples and orange security and plan around your tire data view of single baseball game. Exactly some bodies she shares are down again today ET if you own shares that you eat it down 2.5 percent wine. Well there's an analyst at a New York Yankees and JPMorgan. Is and he said that investors are underestimating. The severity of challenges and underlying risks at GE while overestimating the values ball pauses. What people are plotting. With this CEOs that he's selling off companies the problem is as a profitable companies when you sell the company should also lose profits. A lot of people are skeptical as to way with the long term future is for G. And the skepticism continues today. On a normal day when you look at shares of trading G normally treat about 97097. Million shares today. To date the party tree 25 million shares. And it's only 10:20 in the morning selective too little indication. As tune with the market. It's about cheers him. When we come back we'll have Wall Street watcher of youthful market up lately you know the price of oil is doing the ten year treasury. Talk about when you should buy gasoline during the course of the work week. That's next. Life goes on FaceBook and followers on Twitter. Show breaking business news is always burst right here on the financial exchange radio network. Amazingly there are studies out there that say many Americans have yet to begin to save for their retirement hopefully not one of these people but as you formulate your plan are you sure it meets every need you have are you aware of the circumstances that could severely impact your wealth had no fault of your own hi this is Mike Armstrong from the Armstrong advisory group I can help you answer these questions and others so we can work together on your money lasting as long as you do call us at 803934001. And get our new guide the five steps to help you prevent Al living your money all of them are very important your ability to enjoy a long and successful retirement call today at 803934001. Get the guidance set a complimentary consultation with one of our advisors to walk you through this process step by step if you're worried about how living your money we can help call 803934001. That number again is 803934001. You can download the guide right now and Armstrong advisory dot com. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Amazingly there are studies out there that -- many Americans have yet to begin to save for their retirement hopefully not one of these people but as you formulate your plan are you sure it meets every need do have are you aware of the circumstances that could severely impact your wealth had no fault of your own hi this is Mike Armstrong from the 803934001. And get our new guide the five steps to help you prevent Al living your money all of them are very important your ability to enjoy a long and successful retirement call today at 803934001. Get the guidance set a complimentary consultation with one of our advisors to walk you through this process step by step if you're worried about how living your money we can help call 803934001. That number again is 803934001. You can download the guide right now at Armstrong advisory dot com. Securities -- with the securities America incorporated members and as -- PC advisory services with the securities America advisors incorporated -- -- representative Armstrong advisory group the securities -- -- companies are unaffiliated are you thinking about transferring your home to your children in order to protected from the nursing home did you know that if you do you -- added risk for your children's creditors including future divorces you really wanna write -- check your former son or daughter in law and just a buyback your own home unless you partner with -- and Dolan and host of the legal exchange radio show once you know that not only does transferring the property put your home at risk but he can also create huge capital gains tax when they sell it there are better ways to -- your real estate can protect -- from the nursing -- keep it away from your children's creditors avoid probate and not -- unnecessary taxes get -- guide to real estate ownership today by calling 8668485699. This free guide we'll show you the best way to own different types of real estate call now for your free copy 8668485699. Or download your -- immediately by visiting legal exchange showed dot com don't put your home at -- 8668485699. Or log on to legal exchange -- dot com. This is a special announcement for a landlords chasing down only rent payments and making trips to the bank to deposit checks take a hassle out of rent day with easy round leader banks all mine rent collection tool he -- automatically deducts tenant's rent and deposited into your account visit WWW duds he ran dot net to learn more we Z rent your payments for each unit received regularly on the same day every month tenants pay nothing in the first six months or free throw landlords visit WWW dug see rent dot meant to learn more or call 781641869136. Enough. Money to last throughout your retirement years I think you but be sure in the brand new guide from the Armstrong advisory group by steps to help you not go live your money guide contains information that is critical to your ability to protect your retirement savings of the new money lasts as long as you do call right now 803934001. And that's 803934. Doesn't wanna get your free guide today or downloaded right now and Armstrong advisory dot com securities of history is American corporate American wrestler PC advisory services are protestors hurt advisors incorporated burials are represented the arms are advisory group ministers merged companies are unaffiliated. Time now for Wall Street watch a look at the market's performance so far today you until Darian jug right here on the financial exchange radio network. Wall Street watches brought you feisty red fully automatic on line right collection tool that is free from landlords. With an account at a participating. Bank. Local banks including the leader bank stolen bank and neither bank and South Shore bank are all offering this Corey program. Call today for more information 716418691. Or visits he rent dot net for more information. Member FDC. Right now the S&P 500 is down fourteen points the Dow is down a 184 points the NASDAQ down fourteen points Russell 2000 down eight. Crude oil is trading down 21 cents a barrel at 6419. Cold. Is at six dollars and ninety cents an ounce at 1308. Dollars per ounce silver trading at 1527. And the ten year treasury note is yielding 2.4 9% to one you'd make about that folks. People are willing to tie their money they want to go to the treasury. By taxable bond. And yet 2.4 9% per year for the next ten years testing perspective on with a few Travolta forced. That's Wall Street watch presented by Peter bank call now for great rate on it. Purchase or refinance loan at 877691. 7900 or visit them on line at your bank dot com member of the ice the what day of the week goes by your gasoline view. Guys that are driving. Deal you'll fashion vehicles you know gas cars man that's sold eyes you guys are there is an electric cart driver you're picking up on the crest. You brags about yup and the gulf cart. Path he would but I don't have to go to the dead you know less than about gas. September yes September. September. I guess. You can you how anybody else keep that anybody else. It's few days on hopes. That flurry of home potter. Driver and I had been when justifying nothing there that. I mean I really don't pay attention in the day of the week that I'd buy my house whenever my. Tank and as as Tiago. I think that's you know Tucker I've been doing this a long time I think that's the best way to suggest that the vessel and you need gas to stop the right. That's when according to a report certain date gas but he says there's certain duties based on where you live. Even get a better price on gas and other days. Yes so the telling me that Friday afternoon. After 5 o'clock is bad. They Jack up the price but on weekends. Makes sense a but then I'm looking at you know some of them you know the reading I've been there when it. Could save you if you don't golf right after I could see eighty potentially. 2030 dolls. He is absolutely go to that are really moving the needle Mel are here really is that gonna prevent me from going. Friday at 5 through Saturday morning. Late in day I think if people hate about buying gas at that time Texas in the inconvenience. I think probably about it and that's why they other than you know audit did you just spending the money we've got to. You know so again back to where I go you know I go to one of it's not not a sales in its cheap. It's on the highway yet it's convenient. In the guy doesn't Torre. So those three things. Did it at that the pure driver when I oh we Iraq as a win again which is amber you know now out of them not. And I'm looking at this while you get. Is set to go on a mass on Friday afternoon you can drive up to New Hampshire. Once. So let's say something else. Now that's a plan. Hey speaking of plans. Having a sound plan for retirement is wanting executing something else and if you don't plan properly your money might not last as long as you do to bear here from Europe term advisor to who got a new guy out. For the month of April. And it's geared to help you protect yourself and your income keys that worst case that are it's called five steps. To help you not out live your money and in it. You'll find core strategies that are critical to managing your well so it lasts throughout your retirement which for many people today. Could be as long as thirty years call right now 803934. Zeros or one that's 800. Three night three forest euros or one and get the guide today. He can also set up a free consultation with one of our advisors. Who can walk you through this complicated process step by step take the worry at. At about living your body call 803934. Zeros or one or download the guide right now at Armstrong advisory ducked out. Securities offered to securities America incorporated member of Famer SAP C and advisory services are printer securities America advisors incorporated Barry Armstrong representative Armstrong advisory group in the securities America companies are unaffiliated. So Chris you. In India college tuition and now my kids are not quite there. And then second and fourth grade but I cut. A pay tuition does not counselors look at what how do you feel but this the whole college cheating broke we we learn more and more on and I think. I am not sure but. It is people are making their plea deals are you UP guts you know I think fifty people so far. Fifty people including parents aren't test Procter and college coaches were charged last month. In its there's now. You don't if you got fifty people that are being charged rate they're all saying what can I do to get a reduced sentence disease beaver road jail. Maybe so we don't take their religion on all of them no way. Think this ML fifty that jail does no possible way I mean do you really think Felicity Huffman does time yell at you I don't she might do couple copy. Yeah this year but I think she does she's high profile. And hers her. Her error was one of the bigger ones in paying the proctor in the SAT I think doors visual and not acting abilities or more in line to do time and someone just. Paying the head coach I mean bear what do you think she pled guilty sorely right. Quality here maybe he get last time he actually he's got to get the lower end of the scale. But people think all wood it's a victimless crime analyst on now and on the way because you don't let some other kid. Was rejected because she cheated to get her kid with a right through some support sailor. Well there's somebody that got screwed right oh absolutely is only so many beds and and I think you'd use you send these the it was it's a typical. You know wealthy attitude all right the the rules don't apply to me right I'll just I'll operate them first ball knock any cot. And second of all I do it cut its slap on the wrist. While they'll be it it is a big deal we did is unethical and if you're doing in this aspect do you like what other aspects of your freedom in the same thing. And it's not a slap on the wrist ascension to jail for ninety days well let's let's see how you like that. Let's keep it in perspective. It's that the rich who can pay there way in the college can still eat away at college and they do but putting their names on buildings endowments. Has been going on for ever. The problem with a got hung up is that they were going above and beyond that using middle man. Bribing people now cheating on tennis scores and it's a whole. Different animal compared to what else. Let's and the easiest way in the colleges now. Legacy. A 100% I don't care what anybody says you go to any college missy you elite colleges now there is fatally stuff cousins. Brothers uncles nephews. Yup model helps you to those cousins have given money. I got a water I and we went to Yale like he can give any money so the eighth inning unity palsy and you win where were they doing he'll illegally giving money. So had they wrote directed that in the do the right course. Those people lot of them would be it. You know it was more expensive brokers like if you read what a bribe your ways million dollars throughout your way to totally underground psychic ten to one ratio fifteen K for for the actress. That's also meeting can how how widespread deep weaknesses are I think it's. Amazing. How big of pandora's box this is open. Hi this is no small but you know how this all unfolded dias I don't know how they cut these people. No I actually don't it was it was broken locally right the globe broke the hole well or ill what do what do the one at the cheaters. What is indicted on securities fraud. And he said look if you cut me a break on the securities fraud you view assess it this. Cheating scandal that colleges is not the way all big stories or her unfold so it's a wrap up somebody's somebody's unhappy in somebody's trying to cut a deal well it may start saying. Yes literally you know here is the guy's name with the thing over there. I just curious like if he got fifty people so far to go to work. Because it's not going to be that hard to track down. Rated if Pete is just a matter how how far they want to pursue it. But it I suspect. That it's rampant. Because they they're talking about it you know Texas schools there and and all of the country this is something those just. Harvard Yale and and USC this is across the country. There are a lot of nervous people out there because. You know people are predicting that some of these people certainly will go to jail. Some mobile some of them will have to pay huge fines lots of retribution and I believe it's quarter million dollars that the title for Hoffman. And I don't think that's going to be. Not the norm I think that will be the norm. Seattle think that's enough. That I think if you say you know quarter million bucks a half that would knock wood with jail time I think that is yes 200 yards out to Hotmail. You give her some jail time right he say look you're going in I think you got a country club you're you're gonna go to oranges the new black whatever it is in and and and Edwards sent away for nine let's not be ridiculous there's no possible way. That they don't any place other than a country. Supporting Hoffman and with the general population and the kid in Framingham ma the she's publicity Huff and so what if your money Gillis. I mean those those country club prisons where they were OK here are white collar crime here's what you do that you say felicity due ninety days and in Framingham. Or go to a country club but to the country club finds five million. She did that out I think I'll take the five million. Right and have the five million goat to financially it's greatly if you have that five million sick okay this is tuition money from the disease -- brood but cheek for that matter to you again you have to have some teeth and I've always been this thing's gonna repeat it's a drizzle. There's a lot that could be done pain for the for the good of the cause you with some of the fines and some retribution no question about that but the thing that. For 12 but she's gonna spend. I'd even a day more than a year Ngo or bad it's about six months but it's about a quarter of a million dollars and it and that's the end of it. Yet but that's the problem of course that date date then the penalty was in that bad because the six months or a country club book awards teller at that it if it is up by six runs. If it's six months in Framingham right hand or in you can buy your way out you're used to buy your way out as. Right PE here's your chance you bought your way into college kids away to college. Here's a chance were you write a check for either 2250. Grand if you want to good for him but to go to the country club it's going to be five million. Or it's going to be 50% you're networked you know and then all of sudden this type of behavior what he thinks he opposed to cheat on financial anymore write this he opposed to used to cheat like. And that is like they crazy they cheat at the places. Welcome an illicit listen CFOs are a part of the you know that the pay for play in the you know that's who's getting kids in the colleges if your body are not date it's not alone. I just cooking the books you never hear about CFO cooking the books for an American corporation where because if they do to go to jail. While they have other means that the cook other things and obviously right I mean I'd be getting kids in. The wherever they wanna go. Again you that she has been going on for so long athletes should be like all right. We need aptly the Macon SAT score I will send them to rural New Hampshire. And we'll have a guy out there who rocket attacks. They. And then they eat they stopped doing that well if you live in Boston. You're taking a test several New Hampshire and not legitimate so they did the upper red flag. There was never any red flags thrown at this I mean. It was very easy to do when you aren't we get a dirty SAT Procter everybody sends their kid to. Say Aaron Burton. The the SATs. The colleges. They're the ones who need the polices that. I mean that you let's take a break that are going to be just gonna be joined by Julian lint from seeking alpha grab a pencil paper is a dividend paying stock. He's talked to us about when we return to the financial exchange. Star fits and starts talking to. 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As we age state claiming an asset protection become of Paramount importance to maintaining a happy and successful lifestyle many families that go through this process think about transferring their home to their children to protected from the nursing home if you're not careful the nursing home -- can judge your financial well being in transferring a property isn't always the best solution because you're looking at huge capital gains taxes when the home is sold if you find yourself in a similar position in -- -- let's d.'s new guide the risks and rewards of real estate ownership a senior partner at Cushing and Dolan and host of the legal exchange radio show Todd will break it down for you piece by piece and in turn will help you avoid probate and unnecessary taxes there are better ways to own real estate and this guy can help you understand how to protect what is arguably your most valuable asset called today for your free guide at 8668485699. Don't put your home at risk -- -- away from your children's creditors and keep it safe from the nursing home call 8668485699. Or log into legal exchange showed dot com. It's pretty hard to find a bank and as checking and savings accounts that can provide decent return but if you're in the market for one got to deal that you're gonna wanna check out hi this is trucks out and I've been doing business with the leader bank for many years so if you are in need of a bank with great rates on checking and savings accounts look no further than leader bank -- rewards account qualifying customers get 1% back on -- it's 10% back it featured businesses no minimum balance required and no monthly fees but that's not all leader banks who missed savings account has a 2.3 5% APY that's 2.3 5% in -- a great -- presume my customers if you're searching for a great rate it's time to call leader bank at 8776917900. The number again is 8776917900. Or visit them online at leader bank dot com minimum deposits open and earn annual percentage yield us ten dollars 2.3 3% interest rates mass residents only fees may reduce earnings -- subject to change without notice leader banked a step ahead member FDIC. This is a special announcement for all landlords chasing -- -- rent payments and making trips to the bank to deposit checks take a hassle out of rent today with zero and leader banks all mine rent collection tool he went automatically -- tenant's rent and deposited into your account visit WWW -- he ran dot net to learn more -- -- rent your payments for each unit to receive regularly on the same day every month tenants pay nothing in the first six months -- free for all landlords visit WWW -- see rent dot meant to learn more or call 7816418691. Whether you're celebrating a milestone or diversifying your portfolio precious metals are Smart meaningful investment one ounce and 110 ounce silver and gold bullion coins are now available at all leader bank locations bank locally and -- your gold locally it just makes sense of leader bank a call and learn more call 8776917900. Or visit leader bank dot com not a deposit not FDIC insured uninsured by any federal government agency not guaranteed by the bank and may go down in value leader back a step ahead. It's our daily poll question had financial exchange showed Doug John. Vote your conscience there aren't just vote go to financial exchange oh god come in castaway. We're joined by Julian. Went from seeking alpha over conversation regarding Kinder Morgan incorporated Julian welcome to the show. I think are. So you're bullish or bearish on kindred boring to EMI's assembled books. And actually quite pull it. Well it's just a pipeline company. Yet at the pipeline company which means it basically like in the work that's our bet on the pipeline. Break but I. Compared to other public companies are not a doctor limited partnership there like that mobile speak or just like any other spot basically. But I mean that it'll issued a knowing they went out while. Nice and also are not needed to heed that I in the dead. But adding that they're in the dead it's much paper. Art or 2019. And let it be covered to retreat I'd that it average. What went one part I think it about what's the that the Mets figured it'd. So the dividends what about. 4% on a twenty dollar stock. Right now what percent but there's that increase dividend twenty by or that they hear what our next year. I think recent price at a at a percent yield based on 20/20 out. And what's the tax status of that dividend is that a qualified dividend. All of our. Think that the qualified dividends but armed beyond a not so sure but it actually it actually does old in her Morgan I'm retired and out. Well look at the facts straight. Com. Society should ignore they buy it here by folks that went out were trying to differentiate here's. Some dividends received from corporations are tax qualified meaning they're very reduced rate of federal income tax on them. Some are not antsy need to know the difference. On that it would appear to me to be tax qualified dividend that you need to check. With your round right before you bought that. Eighties frankly if it's trading at high end of its 52 week range and studies that give you pause for concern at all Julian. It would be I think based on a much respect that you're it was felt like 30% if you're. Yeah but even after the rally only trait that we work I'm not weak tree and student look out for. And I mentioned earlier in trading at about it where extra. Bed when he when he pay out there at the very cheap I'd argue that beat it. Very that rhetoric and run the board did it back it started very cheap beacon that. So Julie knew you won't use it right me unit and our area look at and tonight. It's nineteen dollars and 75 cents now how high would it have to go before you set on I have to sell it's too. Wall might be eight by the price target is probably around when he hooted when he or. In the next four months but are. Maybe it is it wrong when he and it went eight I might be inclined to look for better opportunity. But this is honestly a very high quality. And very sweet spot that. Probably. Will continue to rate their dividend pretty aggressively over time I should note Richard editor who is there eight minutes. Founder of an organ I already. Over three million shares and 29 you know allowed but I insider buying is pretty much. Very profitable signal because it is noted that there are. Legally (%expletive) up. Bought shares. Yup it is a lot and you know what it's it's kind of like buying a tollbooth this. Absolutely I I like to look at you are buying companies. Import energy company that big bird run on the I like. And they benefit from higher prices as well. You know leave prices get up to 63 were 64 dollars now they they and they get hired charge a higher told. Absolutely and there are more related to door like it at all because a lot of there and on and be solved. He basic and it fortunate Morgan. Especially. I estimated about 98%. Comes from such caught. While Julian thanks for your time and thanks for your selection we appreciate the research. That's Julian live from seeking alpha sharing a stock selection with this with the stock. Kinder Morgan incorporated the symbol is KM line. Has a dividend of almost 4% and you can buy shares of that stock for nineteen dollars and 74 cents a share right now we'll be back with more. And it looks. It's not too late to get a great grade and home mortgage leader bank specializes in a wide variety of purchase and refinance loans that some of the most competitive rates in New England a dedicated loan officer will work with you every step of the way and their local decision making means a faster closing call lead 776917900. That's 8776917900. Or visit leader banks dot com member FDIC equal housing lender and MLS number 449250. Subject to credit approval leader bank a step ahead. Amazingly there are studies out there that say many Americans have yet to begin to save for their retirement hopefully not one of these people but as you formulate your plan are you sure it meets every need you have are you aware of the circumstances that could severely impact your wealth had no fault of your own hi this is Mike Armstrong from the are -- advisory group I can help you answer these questions and others so we can work together on your money lasting as long as you do call us at 803934001. And get our new guide the five steps to help you prevent Al living your money all of them are very important your ability to enjoy a long and successful retirement call today at 803934001. Get the guidance set a complimentary consultation with one of our advisors to walk you through this process step by step if you're worried about how living your money we can help call 803934001. That number again is 803934001. You can download the guide right now and Armstrong advisory dot com. Securities offered to secure as American corporate members and SIPC into my reserves as our securities America advisors incorporated Barry Armstrong represented if Armstrong advisory group the securities America companies are. Unaffiliated hi this is very Armstrong and I've been doing business with leader bank for many years it's not too late to get a great rate on homework meter bank specializes in a wide variety of purchase and refinance loans at some of the most competitive rates in New England a dedicated loan officer will work with you every step of the way and their local decision making music faster closing we're banking is the number one purchase slender among banks in the state they have sixty loan officers throughout Massachusetts Connecticut and Florida who were ready to help you find the best solution for your mortgage needs at some of the best rates around call 8776917900. That's 8776917900. Thing get your great rate on home mortgage call now and they'll mail you a free residential mortgage survival guide detailing the home buying process from pre approval to the closing 8776917900. Is the number to call or visit them online at leader bank. Dot com member FDIC equal housing lender female customer for Portland to try zero are subject to credit approval leader bank a step ahead. The money matters radio network WB MW Lemmon William W 275 CM FM group in Boston the money matters radio network. Fights chuck and Mike from the financial exchange we're here to talk the about the new guide available from the Armstrong advisory group. Five steps to make sure you don't outlive your money Mike when it comes to formulating an investment plan for retirement. The rules there are a little bit different from what they look like as your. That happened something that's outside the stock market and that might be things like CDs bonds money markets but something that's not going to be. You know invested in the ups and downs of the everyday stock market when it comes to the different types of investment accounts that there. You've got basic brokerage accounts IRAs and 41 k.'s and even Roth IRAs. How do you decide where to pull money from and what to invest in inside those accounts it's good question it's something that can really. Hurt or help you from a tax perspective you know I think the major inclination is that oh I'm retired now it's time to start taking money out of my 401K plan. But that may or may not be the best strategy depending on a how old you are are you signed up for Medicare or not are you collecting Social Security or not. Sometimes it's better to actually live off of your you know just regular savings in brokerage account my first and then go to the ironies. Folks there's a lot to consider when it comes to retirement income and we do revenue guide out titled five steps to make sure you don't outlive your money. All you have to do to get it is go to Armstrong advisory dot com and you can download it for free. Again the guide his title five steps to make sure you don't outlive your money in you can download for free at Armstrong advisory dot com. Securities offered to securities America incorporated members Jenrette SAP C and advisory services are printer securities America advisors incorporated Barry Armstrong representative Armstrong advisory group in the securities America companies are unaffiliated. It's not too late to get a great grade and home mortgage leader bank specializes in a wide variety of purchase and refinance loans at some of the most competitive rates in New England a dedicated loan officer will work with you every step of the way and their local decision making means of faster closing call lead 776917. B 900 that's 8776917900. Or visit leader bank dot com member FDIC equal housing lender and MLS number 449250. Subject to credit approval leader bank a step ahead. Hi everyone I'm doctor Timothy Gallagher founder of Gallagher chiropractic and medical wellness and I would like to talk to you about him. 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To join us on Thursday April 11 for. 5:30 to 7 o'clock PM if your real estate property management company you need a banking partner that has all the right tools to keep your operation efficient leader bank is one of the premier banks in the property management and real -- -- offering a suite of unique products in cash management services to help you collect rent managed Condo association payments and digitize paper checks hi this is chuck is -- -- bank utilizing state of the art technology to offer convenient banking services to which real estate clients such as a CH payments mobile banking promote check scanners and its innovative zero rent payment platform leader bank has a team of business bankers that are on call helping you and they'll come to your place of business to make it is easy as possible the number to call your interest in these services is 8776917900. That's 8776917900. Find out why many of greater Boston's premier property management and real estate companies choose -- bank is their banking partner call 8776917900. Or email be BO leader bank dot com for more information member FDIC equal housing lender. Are you thinking about transferring your home to your children in order to protected from the nursing home did you know that if you do you put added risk for your children's creditors including future divorces you really wanna read it checked your former son or daughter in law just a buyback your own home. I'm let's do. Partner with Cushing and Dolan and host of the legal exchange radio show once you know that not only does transferring the property put your home at risk but he can also create huge capital gains tax when they sell it there are better ways to own your real estate to -- protected from the nursing home keep it away from your children's creditors avoid probate and not because unnecessary taxes get tons guide to real estate ownership today by calling 8668485699. This free guide we'll show you the best way to own different types of real estate call now for your free copy 8668485699. Or download your guide immediately by visiting legal exchange showed dot com. Don't put your home at risk 8668485699. Or log on to legal exchange showed dot com. This is the financial exchange with the Barry Armstrong and jokes are. You're exclusive look at business and financial news affecting your day your city your world. Stay informed and up today about economic and market trends plus get breaking business news every day. And now the financial exchange with the Barry Armstrong and chuck saga. It's going to be very interesting spring real estate market because. Buyers think it's a good time defied meaning all the people that. Sitting on the sidelines and waiting to buy a house they think it's a good time to buy. And those people who owned homes that have been talked about selling them they think it's a good time to sell so that kind of creates the perfect storm for the spring rules that will see how it works out. There are talk about how slipping it back to pre crisis levels hi everybody it's burying Chris called with you here. On Tuesday morning and it just seems like everybody think it's it's a good time to be involved in the rules it is score. They're very cool because we haven't had this that the climate in the long time it's being made. East seller's market for awhile. Before that it was a buyer's Martins very rare. Then you have a really a buyer and seller type of meeting in the middle. And what what can that do that can only produce in. Stimulate the marketing and produced many many many homes sales as we come to the right time of the year being as you mentioned the spring which home sales heat up. And but really the end of the day that the driving force has to be interest rates which continued to creep down. You know. Everybody I know mortgage companies they're hiring. The hiring closures they're hiring. Agents and hiring wraps or they're hiring hiring hiring. Good time to be in the appraisal as a us great time living in the appraisal business in great town to be in the mortgage business because there unbelievably busy because of this again perfect storm indeed. So I think it can be really am a great summer that's a great spring but the they'll carry all the way into the fall as we can ride out this scenario. I hope so they I hope we have a good market has real estate transactions. Are great fuel for the economy because. When you sell your house your paints a realtor big commission rate we pay 56% commissions that realtors rotten. By new car paid tuition Bill Ayers they're gonna spend that money you give them for selling your house. Did your idiot that big wad of cash yet to do something that right there and put in the bank you're gonna go by a boulder Yonder take a trip. And then the person that buys your house when they're gonna go to home people spend a thousand bucks every weekend for the next two years Andy's at three duke trying to O'Donnell SP. Use the Euro is put money into it so it's. I. As a matter fact that house flipping. Is back to pre crisis levels where we're at the eat this you know. Some wouldn't look at this report in Singapore we don't learn from our own errors. You know the house flipping back in 20056. Number those days. Oh yeah everybody was doing it now is the problem everybody had a real belief that this is easy money I mean I don't have really any. Any inkling Q how split or do I have any skills to. Refurbished or Puerto make over on a house or get it ready or for sale. So everybody thought they can do it and they were dead wrong because when the market flipped to a pilot hole in the bag. And we had a a huge crisis as we now. Well you know the the difference between this market in the last one is you know back in 2005. Any dope with the checkbook. Was by how cities have to have a job. If you look at I mean I love the that the Vegas and now if you look at Vegas you know entry. We wait tree is seen in every every cab driver there are buying houses and then there Biomet at a record level. And that thought was okay. To do this and I'm gonna get rid of it now a month or a year down the road I'm gonna make all this money. Not so much when now the big challenges the EU if you are being that business you better be able to do the work yourself. Yes that's that's or seeing like the house flipping industry. It's not the accountant it's not the lawyer it's not the doctor to not the nurse that slip in the house. These are contractors. That are going out and they're saying. I can buy that house as I see it in in our town all the time you you both senior tigress with it by yeah. A beat up old house from the 1950s and 1960s yeah. Knock it down. And they put a public reaction on this same little postage stamp law. And Seattle attack and and that's kind of the way of the world but again who's doing yours you know 100% right because the margins. Not that big. There are only big if you can again as you mentioned Q the work yourself you have been in the with the contractors. You can beat them up a little bit and get it price right because that's not priced right. I mean you're really headed into a hat quickly downward spiral which he certainly don't want to be and now. I find it very interesting you talked about you know when they were flipping like let the right in the local cab driver was doing it hosts it now or. 39 years old so that the median age for a house. So these are older houses that obviously have to be work done to find the value in the flip. They're making good money list in the they'll buy a house for seven under grant to make a profit 23%. If you can cut the line. Mean that's that's with the goldmans. If you if you can sub divide that lucky got a big house that's pretty rare yeah that's pretty rare round here while you can turn an in the condoms. In the out bags at all because I'm doing that you pick a private home a lot. He turned that in the four condos. For you and you got something. And have a cash register an out of the city. That's quite a bit. Yeah that's your right and that is but again it comes back to a lucrative market. EE can't do that if you're an account you've got to do it if you're the guy. They can do anywhere from third to 70% of the work yourself and you have the V I've been account and thought about anything other than being a contractor in construction. You have to be on site. Right I mean sure you walk up the site the money watts are right behind it hit it to eight and it's it's it's like owning a restaurant. We have to be on campus. Hey folks it's opening day at Fenway Park and we're gonna revisit the topic that we covered in the first hour which has to do with the home plate umpires. Making the wrong call on a shocking 20%. Of pitches. Much to my surprise Chris called it is a purist he wants the umpires to remain behind the plate. I'm mode on a more robotics and I think these guys should all the they like you can cut their wages. Eight ED percent in just replace it with a robot and robots could be right under prison time these guys are right if they're lucky if they're lucky their right 80%. So when that become part of the conversation baseball needs to cut costs. They need to do I needed eighty billion dollars he had contracts and and up to. That to pay the umpires. Small six figure salary let's let's say how he's believed to cost the same. But just to get it right would like which it would give you more meaningful sport. If he actually got the calls right percent from the quake strikes and balls as the players you don't mind if it's bad umpiring. Realize it's consistently. A whole crises if you add it. Peter restaurant that was only good 80% of the time but as a if it's consistently bad you know you getting so when you walk through those doors and who exactly. Are you getting for some people that's not worth you know. I've dolls but it's worth a buck fifty. So again to pick the human element off the table he has helped baseball as we talked about earlier. You know it's already slow enough. You don't want to lose characters of the game. Something that might drive fans that might keep people interested something that might actually get the hundreds and what it without score gonna Google kicked the robot. After the robot know that over the end of the robot you know it is what it is known that Lou makes a call that nothing argue. 50% heartless and of course they I was should be replaced by robots 5050. It out that I think it's obvious that robot to do the counting. Yeah right that's that's. Well I'm curious what you folks that hear your doctor your baseball fans I've got I hate to say it. Not really baseball fan well that's that's got excited about the NHL playoffs starting tore. Was like counts with my aunt is recommending things that he's used it is better than March Madness Lawson got a team. Native and okay this year and an anything. Public you know I can't bear it like a pretty good and they're there they're greater have a goalie but the that's kind of a problem and I am a hockey. Well we'll see right here live just minutes here that misses the chance after a puke or grass coming there is room redemption how many years in recent. Well I've never said I I doze again what I went on this issue. He grabs a chance but he's a he's a mental midget yes he can't handle the pressure pretty. Is that aside. We want to know shouldn't robots replace Major League Baseball umpire she can vote on our poll by visiting our website it's by mutual exchange showed dot com Maury can text us. With your thoughts on that topic. He can Texas at 6356. X will come back we'll be talking about. Teenage workers are actually there are some teenage workers here are some teenagers that have jobs shocking. Absolutely shocking they're teenagers in America folks that have jobs to talk about next financial extra. Shrapnel tore everything business and finance page the financial exchange with Barry Armstrong chunks on the financial exchange radio network. Americans are living longer today than ever before and that's a good thing but if you're healthy and expect to live well into your eighties you better have a plan for your retirement savings if not you might outlive your money hi this is trucks out of the Armstrong advisory group our brand new guide out this month identifies five key steps that you should take in order to protect you against that outcome you might already have an idea about how much money you'll need during retirement but are you sure that amount will last for thirty plus years that's the kinda question we can help you answer the call right now 803934001. Get your free guide and ask about a complimentary consultation with one of our advisors we can walk you through the process step by step and give you all the comfort you need to move forward with your retirement plans call 803934001. Or download the guide right now that Armstrong advisory dot com to. He's offered to securities America incorporated members in SA BC an advisory services are with the securities America advisors incorporated Barry Armstrong representative Armstrong advisory group in the securities America companies are unaffiliated. Are you thinking about transferring your home to your children in order to protected from the nursing home did you know that if you do you put added risk for your children's creditors including future divorces you really wanna write a check your former son or daughter in law just a buyback your own home. Unless you partner with Cushing and Dolan and host of the legal exchange radio show once you know that not only does transferring the property put your home at risk but he can also create huge capital gains tax when they sell it there are better ways to own your real estate can protected from the nursing home keep it away from your children's creditors avoid probate and not 'cause unnecessary taxes get tons guide to real estate ownership today by calling 8668485699. This free guide we'll show you the best way to own different types of real estate call now for your free copy 8668485699. Or download your guide immediately by visiting legal exchange showed dot com. Don't put your home at brisk 8668485699. Or log on to legal exchange showed John job. This is a special announcement for a landlords chasing down only rent payments and making trips to the bank to deposit checks take a hassle out of rent date easy round leader banks all mine rent collection tool he -- automatically deducts tenant's rent and deposited into your account visit WWW duds he ran dot net to learn more we Z rent your payments for each unit received regularly on the same day every month tenants pay nothing in the first six months or free throw landlords visit WWW -- he ran dot meant to learn more or call 7816418691. Amazingly there are studies out there that say many Americans have yet to begin to save for their retirement hopefully not one of these people but as you formulate your plan are you sure it meets every need you have are you aware of the circumstances that could severely impact your wealth had no fault of your own hi this is Mike Armstrong from the Armstrong advisory group I can help you answer these questions and others so we can work together on your money lasting as long as you do call us at 803934001. And get our new guide the five steps to help you prevent Al living your money all of them are very important your ability to enjoy a long and successful retirement call today at 803934001. Get the guidance set a complimentary consultation with one of our advisors to walk you through this process step by step if you're worried about how living your money we can help call 803934001. That number again is 803934001. You can download the guide right now and Armstrong advisory dot com. Securities are with the securities America incorporated members and as a PC advisory services are with the securities America advisors incorporated Barry Armstrong represented their arms -- advisory group the securities America companies are unaffiliated whether you're celebrating a milestone or diversifying your portfolio precious metals are Smart meaningful investment one ounce and 110 ounce silver and gold bullion coins are now available at all leader bank locations bank locally and buy your gold locally it just makes sense of leader bank a call and learn more call 8776917900. Or visit leader bank dot com not a deposit not FDIC insured uninsured by any federal government agency not guaranteed by the bank and may go down in value leader back a step ahead. The financial exchange. Is all a brutal England and also now in West Palm Beach, Florida. Check out our website at financial exchange showed Doug come and find the station closest to you. This is the financial exchange radio network. Both of racing gasoline has in the dumps we've got to. Solution to your problem you can win a fifty dollar gas card. By answering this trivia question correctly you have to do. Is the the seventh listener with the correct answer to this. Hey Tucker how would you rate this question are easy. Major TV anchor it's it's not a lay up or any softball with the baseball terminology by it's it's the it's doable I like it and it. The way they tributes detects the answer to a 63566. If you're new to the show are new to playing trivia. Make sure your my first name it's buried BA are wide and 63566. Of course the correct answer to that question. Witches it's opening day at Fenway Park for the defending World Series champion Boston Red Sox to trivia question is about Sox. Who was the last Boston Red Sox pitcher. To win the pitching Triple Crown leading the leak in strikeouts. Wins and earned run. Average you know the answer to that question you know the drill Texan to us at 63566. And number seven. Will be the winner of the fifty dollar gas card teenage workers. Our it sounds like. Quitting the retail industry and go to work at restaurants. Thanks. That's what the story excess when is that the way used to be. I start my first job was at I was dishwasher in time in a restaurant. That that's like old school but he Stewart at some capacity. Where would be in the front of the house in the back house arrest Simpson is. Like cures your your kids are way content exit no chance of an underwear. And I'm not. Here at the numbers just 41% of teenagers had jobs in the year 2007. Last year to be twenty team only 35%. Its ups knowing that is I don't add actually. Cure this is a good exercise for me go because you've got ten year old Tucker's go ID when your body and remodel. Three. Seoul rate as the corridor carries artwork and Christian party thrown in its value your era it's never gonna have jobs like I get a agony curls that the princess'. France around whose fault is that real ally of that I'm enabler that question. I. Are the same but but but the truth of the matter is kids don't work. Be especially did well not not anymore though work anymore because what they do. And it's not an adult community service. All they like beef up the resonate for college if you on it on the problem with that is it's not easy. You know think about some of the crap you was the worst job you had his team eight acres. Two really bad ones that can get him out yet to they were there there really kind of alignment for a couple jobs that one of with in the north show mall grownup TV everybody were in the mall and some at some point. That doesn't sound that bad Kinney shoes it was an. And he Kinney shoes I I can beat you hands down and a outlet be your second job was worse than the second one. Mind you. Preferences this way have you know similar to the casts. And I worked in. Again and peavy right by the mall. Veterinarian. Cat cat. In your allergic Muller's. It's still a lot of red eyes Tucker. What is worse judge you ever had. All I only have one really consistent job and no Isiah ballet at a car dealership an allergist. The forced to clean people's cars in case their crap and an architect for it that's acted actually it's a pretty bad job. That it may I can't resolve be so much food on the four man and I I erroneously the Peabody car washed through. Now I worked at a restaurant Cody and restaurant and bought corn Ontario as a dishwasher for a dollar 65 an hour. That's one job ahead is terrible neither job ahead this terrible. Furniture mover you know would you make families would move across town and have to Google the friction that that's very bad job it. Both of those jobs where you deeply character ages eight or such physically demanding jobs. Bet you you learned at a very early age I do not want to do this when I'm fifty years old about 65 up and can you be in overpaid yes. If it. Yeah adults not worth anything. You know you know or boring though is the because Americans have done such a bad job at saving for retirement. The number of workers 55. And older at restaurants rose by 70%. In the last seniors is that some if you can see. And meet the January yeah. If you tourists during see a lot of old people don't know why he's not sad and equally keep your working as a server at a good restaurant like dot dios. You're making some point. Death and Andy seem. You could think about who was let your steakhouse at the. The problem is this okay so but they really hiring you the sixty year old. Was called after the hour Nazi I'm seeing I'm seeing really career people you. Thirties. Early forties. I'm not seeing a lot of people coming back into the workplace because they knew. Because I haven't saved enough getting the type jobs that yell at a Dhabi as Wear it if they make it's a pretty good money. Yeah I'm not slow they're making good money for a question tell you server it obvious to make a 100000 bucks I believe it. I mean it atlas that's. But that's an aberration and that's minimum wage in Boston people leap well. That and empire is that that's an aberration most restaurants don't perform that way. Well value you go to Ruth's Chris Steak House or Morton's capital grill those Castro making good money again he delighted and yeah those get the high end to the twenties late twenties and early thirties. That's like you're 99 restaurant area now. Like you were just listen up high and restaurants here they do high volumes. It I'm Tucker. Talk talk query to register all. To point out on us and but the. No the Yugo to and 99 those gals are making money in the with the bartender commitment to think about how rapidly turn those tables. Right if you go to new capital earlier there for two hours you go to 99 would be fifteen minutes maybe. That it be that the via an hour yeah. And it is still it's not cheap rate it would be spent 99 they've hurt table for two enterprises that are actually sixty bucks a seventy bucks. It's at the Pentagon how many drinks out. You throw a tip on that rate fifteen bucks and Eddie bacon. But my point is it the job market for older Americans must beat. Pretty bad. If the if they're saying it can't work for IBM anymore but I'll go work for 99. Means out of necessity. Angel isn't easy neither one have you experienced ages nice deference CNET in Siegel guys get fired Earl gals get fired when there Yates is the disaster. Because is nowhere to go we used to work in media chorus yet. Right they have no tunnels so yeah four year old news anchors are there especially female news here there. Mean zero they have at the weather gals franc zero. You have you have a small opportunity. To grow old on the air which happens like nearly. Natalie you know but it doesn't happen often named the last some besides. Some well. Murray is the finals is a young and still looks good that's on he's not he's a rare talent they'll get like Bentley. She's one of the most talented news anchors and she's compelling you hit the problem with Maria and you can't not watcher you achy and that's not a problem humor. Illustrate your arithmetic like the EUU you have to watch her because you never know what she's elected Axel that's going to be on her face the next thing that she's gonna say. It's spontaneous where she's mastered that. Arc and where where a different markets you generally. Can't grow. The need to go to these summit in New York L way. It's not happening again in a movie and the movie out of the opposite the same way thing about certainly can carry which used terrific cues that are very good news. And you know like ages it's just my opinion a yeah you're not enough you and but again. TV is a visual medium and it's so what's objective it's hurts. The robots are coming to talk about robots at Wal-Mart not only completely baseball that come at a Wal-Mart that's next. The financial exchange is alive on FaceBook so make sure to like your page and watched the guys break down the latest on the market every day beginning at ten on the financial exchange radio network. Are you thinking about transferring your home to your children in order to protected from the nursing home did you know that if you do you put added risk for your children's creditors including future divorces you really wanna read it checked your former son or daughter in law and just a buyback your own home. Unless ski. Partner with Cushing and Dolan and host of the legal exchange radio show once you know that not only does transferring the property put your home at risk but he can also create a huge capital gains tax when they sell it there are better ways to own your real estate to two protected from the nursing home keep it away from your children's creditors avoid probate and not 'cause unnecessary taxes get tons guide to real estate ownership today by calling 8668485699. This free guide we'll show you the best way to own different types of real estate call now for your free copy 8668485699. Or download your guide immediately by visiting legal exchange showed dot com. Don't put your home at risk 8668485699. Or log on to legal exchange showed dot com. This is a special announcement for all landlords chasing down only rent payments and making trips to the bank to deposit checks take a hassle out of rent today we're zero and leader banks all mine rent collection tool he ran automatically deducts tenant's rent and deposited into your account visit WWW duds he ran dot net to learn more we see rent your payments for each unit received regularly on the same day every month tenants pay nothing in the first six months or free throw landlords visit WWW dogs he -- -- meant to learn more or call 7816418691. Amazingly there are studies out there that say many Americans have yet to begin to save for their retirement hopefully not one of these people but as you formulate your plan are you sure it meets every need you have are you aware of the circumstances that could severely impact your wealth -- no fault of your own hi this is Mike Armstrong financial advisor group I can help you answer these questions and others so we can work together on your money lasting as long as you do call us at 803934001. And get our new guide the five steps to help you prevent Al living your money all of them are very important your ability to enjoy a long and successful retirement call today at 803934001. Get the guidance set a complimentary consultation with one of our advisors to walk you through this process step by step if you're worried about -- living your money we can help call 803934001. That number again is 803934001. You can download the guide right now at Armstrong advisory dot com. There is up with the securities America incorporated members and as a PC advisory services are with the securities America advisors incorporated Barry Armstrong representative Armstrong advisory group the securities America companies are unaffiliated whether you're celebrating a milestone or diversifying your portfolio precious metals are Smart meaningful investment one ounce and 110 ounce silver and gold bullion coins are now available at all leader bank locations bank locally and buy your gold locally it just makes sense of leader bank a call -- learn more call 8776917900. Or visit leader bank dot com not a deposit not FDIC insured uninsured by any federal government agency not guaranteed by the bank and may go down in value leader bank. A step ahead Berry are strong here and I'm joined today by Todd looked ski from the law firm of Cushing and Dolan. And worked talking a boat the guide to different types of real state ownership many of you old homes you might illness. Home here in new England and he might have place in Florida. Todd what a question that comes up quite often is. What are the implications. Of transferring your home to your kids in order to protect it from the nursing home yeah that's one of them. Worst things you can do makes my key which line really bad because. One you've given up control over your home two doors anymore it and that's not a comfortable feeling of my client I heard a live there. Two if you wanna sell you can't snot York if you do sell where's the money go most of the kids. Never mind all that there's a huge tax implication that comes from this even if your kids are great kids right. If you its year. Ago thirty years ago you probably paid a little for now it's worth a lot. Right and you give it to my touchpad sale was tax free when soma house's tax free except it's not your she gave it your children this example and that's the problem. And then you give them your basis. And if you give them your cost basis all that built in gain. Is gonna be taxed to the children so that's the tax problem you don't get that tax free sale when you vehemently to your kids you don't that's a big bite. So I mean right there if you have given it to them now are now even if they agreed to sell they got to pay the ax and then you don't have the money you hope they give a Q and then there's the tax. Nightmares have you ever thought about the best way to own and protect your home or even your vacation property. Call Cushing handle and for the brand new guide about the different types of real estate ownership the phone number is 8668485699. Its toll free 8668. Rory 5699. How should you own your real state call now 8668485699. You might not be able to keep up with all of the latest business and finance news quick fix the financial exchange with Barry Armstrong and John zarrella on the financial exchange radio network. Correct answer to our trivia question was Pedro mark. Martinez in 1999. Pedro had one of the best seasons a pitcher has ever had in Major League Baseball history. He finished the year with 313. Strikeouts 23 wins and it two point 07. Earned run average and leading baseball in all three categories and earning his second Cy Young award. Who knew the answer to that question course. Al from Manchester, New Hampshire congratulations Al. Kitty today is brought to you by the arms trying advisory group the markets. Still volatile. Now's a great time for review of your portfolio call 80393. 4001. And set up your free no obligation consultation the day that's 800. 3934001. Congratulations Al. From and just an answer. 55 point 8% of our listeners think that Major League Baseball umpires should be replaced by rope. Eminem a baseball fans. And it's people like yourself to a waiting for the hockey player jobs. Not intrigued by the game in the and alliances of America's game SC is still America's game right we still holding on to that vulnerability in the Canadian team out there. I'm not say anything can't play humans saying it's nominee Canadian players or very little. Like noise that is right. To cool it on skates. There'll landscape that's rate they Wal-Mart is expanding its use of robots in stores to help monitor inventory cleaned floors. Unload trucks as part of the retail giant's efforts to control labor costs. As it spends more money to raise wages and offer new services like online grocery deliveries robots coming to a store near you. This is great so in the same robots at Wal-Mart and double as baseball umpires. And is at its authority. Buddy you know I think there's a recognition. Across industry you're seeing a lot more blocks used in restaurants your senior year and see increased robotics used in. Art manufacturing and cart driving by an aggressive and that. Big thing about how many jobs American jobs are going to be eliminated due to robotics. Tons in millions solid we didn't know this wasn't coming because we did. Yeah I mean cuts down on your labor costs cuts down on the emotion of having any human in there. You know after bicker about that 165 that no vacation time no vacation and they are working every day to map back in they were twice for seven. The work at 3 AM. Without supervision. So there's a lot of pros to it in if you look at where unemployment is having you know three and changed. Apparently it. This are you there are shortages or other labor shortages there are massive labor shortly talking about this or do you plumbers electricians. Nurses. Teachers are clipped a huge time through Coke classic problem. It's great for a but interesting. You know wal mart's going in this direction because at some point you got a lot to a retail store. If there is mind you a retail store as a continuously get smaller and smaller. As they don't need the space but you know what at some point. The only people you're going to see would be like the one guy sitting up you know like elevated from a glass Booth. He countering about a ballot you have some type of computer problem and somebody will run out and trying to solve that problem and now he's. Go through the automated. You know check out at the grocery store I don't I don't notice I'll go to Paris. I've ever seen this robot lurking around Stop & Shop for the past year is a personable. Is it. As we look at what they put eyeballs on it to you know humanize it so let me get that goal for them but yeah it was a robot do it stoppage. It's literally the picture that's in the Wall Street Journal article buried it looks like that in ages roams around to cleaning stock. I think it does some sort of cleaning but it demean the inventory. It goes right checks around the shelves were running low on audiences gave you know bring them orbit is running low chocolate ice cream moves like. Half from mile an hour well you know on the hurt anybody would ruin Kemp and they're like. I know I'll running back I would be entertainment. Aren't people on the stared at their phones and everything like that it. Pay if you're landlord folks and you want an easier way to collect rent. Let's take advantages he it's a fully automatic on line rent collection tool that is frequently and worked with an account. At eight participating bank most landlords used local neighborhood. Thanks to do their business and now collection of local banks are offering this unique program. Including leader bank stole them day. Neither bank. And South Shore bank member yet see if Europe landlord in her interested in having your bank acquired does he rent technology. Tell them to call the zero in 19716418691. That 781. 6418691. War visits he rent dot net stop chasing down late payments. And running to the bank to make your deposits. Your bank to antsy rent to its list of offerings visit you rent dot net or call 716418691. For more information. That's 781641869. One work Z rent dot net. What do you make of this round case Chris in and buyer Monsanto. And the theory do you think the companies really guilty of some. Tremendous malfeasance. What do you think and mean I didn't I don't think they are. I'm not a scientist but I know. Analysts say this looking at the money. You know that the aliens involved. I think anything's possible now. Last time I was here we would view we talked about this and and I think they're headed and they said and I thought they were headed and it. Terrible territory but they lost a couple big settlements but now they said there were some of these settlements. Have you have you talked to anybody in the scientific community about Chris. I gotta be. Hundred dishonest with. Not really my thing I believe I have ever socked a whole lot of scientists. I do I I have of a neighbor and that's a scientist and she was at the EPA. And we're haven't excellent night he asterisk he can't like months. Well no she says it was the Ares V news this chemical. EPA. And yet I eat it may have some negligible. Side effects but she said. That ultimately. Will eat if it saves more lives her her perspective on air. What is it was better than it was that. And that these lawsuits in the litigation associate justice but it legal tax she was coming our way and FDA specifically yet she's a scientist she's retired so she is an avid dog in the fight there but she EG. She she said hey this is that it is it's a travesty. Among the scientific community he said he would these scientists that are saying it that are testifying. Are basically prostitutes. And the they'll say anything for a buck well you could totally see that they'd witnessed you know they whenever you have a witness William and collects. Well a lot of people don't know that well Ali hey you witnessed 510 according grain correct right and they will say anything they'll tell any right you want them to to. But both sides you yeah yeah I mean both sides play that game but if you look at load me a little deeper news there. They don't they would guilt the Monsanto. Almost. Jury tampering. You're sending letters and ghost writing and trying to influence. Influence the jury unduly. Yeah so that does that reek of a little bit of guilt. Now I mean he it's it's. At third a dirty fight if they're they're in a fight against. Have you met with these plaintiff attorneys have been discovered the earth hour these days that they would do anything they beat there's no morals if you're a lawyer let's face right. Your he liar. Especially a lawyer who's working Mike McCann at this case settle for seventy and seventy point five million dollars he can't get a check for twenty million Allah yeah. So. So the gloves clearly are up but again. They're clearly has not clearly but they certainly has been some things that that don't look quite coach. Yeah but this day the decide just that I talked to. She dissuaded me from thinking months and 20. Was guilty plea out that's all I can tell a guy at doctor for half an hour and and I'm not a side to side easy you know only a failed chemistry. But at the end of the conversation. She made compelling argument. As to why this case is really just. But an ambulance chasers trying to cash in on on on some people get sick while someone who get sick I mean they got sick for our. Not all the time but a lot of times it is a directly related to something. Mean these these pesticides and herbicides. And they kill all living things yes so there has to be some type. Backlash has to be some type of collateral damage for something that. Disposes of things kills. So I'm not I don't think it's that bigger reach and certainly. It's an eight point one million dollars but just hurry and that was that batteries either. That's true it's true coming up are we talking about trader knows we will tell you for things about Trader Joe's that you didn't know about before that's next financial exchange. And. Barry showed in the financial exchange on FaceBook FaceBook dot com slash the financial exchange this is the financial exchange radio network as we age the state claiming an asset protection become of Paramount importance to maintaining a happy and successful lifestyle many families that go through this process think about transferring their home to their children to protected from the nursing home. If you're not careful the nursing home stay can judge your financial well being in transferring a property isn't always the best solution because you're looking at huge capital gains taxes when the home is sold if you find yourself in a similar position any talk about these new guide the risks and rewards of real estate ownership a senior partner with Cushing and Dolan and host of the legal exchange radio show Todd will break it down for you piece by piece and in turn will help you avoid probate and unnecessary taxes there are better ways to own real estate and this guy can help you understand how to protect what is arguably your most valuable asset. Called today for your free guide at 8668485699. Don't put your home at risk to get away from your children's creditors and keep it safe from the nursing home. Call 8668485699. Or log into legal exchange showed dot com. It's pretty hard to find a bank and -- checking and savings accounts that can provide decent return but if you're in the market for one got to deal that you're gonna wanna check out hi this is trucks out and I've been doing business with the leader bank for many years so if you -- in need of a bank with great rates on checking and savings accounts look no further than leader bank -- rewards account qualifying customers get 1% back on -- it's 10% back at featured businesses no minimum balance required and no monthly fees but that's not all leader banks who -- savings account has a 2.3 5% APY that's 2.3 5% in -- a great -- presume my customers if you're searching for a great rate it's time to call leader bank at 8776917900. The number again is 8776917900. Or visit them online at leader bank dot com minimum -- open and earn annual percentage yield us ten dollars 2.3 3% interest rates mass residents only fees may reduce earnings great subject to change without notice leader banked a step ahead member FDIC. Amazingly there are studies out there that say many Americans have yet to begin to save for their retirement hopefully not one of these people but as you formulate your plan are you sure it meets every need to have are you aware of the circumstances that could severely impact your wealth had no fault of your own hi this is Mike Armstrong financial advisor group I can help you answer these questions and others so we can work together on your money lasting as long as you do call us at 803934001. And get our new guide the five steps to help you prevent Al living your money all of them are very important your ability to enjoy a long and successful retirement call today at 803934001. Get -- -- and set a complimentary consultation with one of our advisors to walk you through this process step by step if you're worried about how living your money weakened help call 803934001. That number again is 803934001. -- you can download the guide right now and Armstrong advisory dot com. -- -- -- securities America incorporated members and as -- PC advisory services -- with the securities America advisors incorporated Barry -- representative Armstrong advisory group the securities -- -- -- companies are unaffiliated are you thinking about transferring your home to your children in order to protected from the nursing -- did you know that if you do you -- added risk for your children's creditors including future divorces you really wanna read it checked your former son -- daughter in -- just a -- your own home on let's -- partner with -- and -- and host of the legal exchange radio show once you know that not only does transferring the property put your home at risk but he can also create a huge capital gains -- when they sell -- there are better ways to -- your real estate can protect it from the nursing -- keep it away from your children's creditors avoid -- and not -- unnecessary taxes get -- guide to real estate ownership today by calling 8668485699. This free guide we'll show you the best way to -- different types of real estate call now for your free -- 8668485699. Or download your -- immediately by visiting legal exchange showed dot com don't put your -- at -- 8668485699. Or log -- to legal exchange -- dot com. Securities offered to securities America Inca members finreg SIPC and advisory services arbiters securities America advisors think Gary Armstrong representative Armstrong advisory group in the securities America companies are unaffiliated. We wanna hear from you. Steward Barry's 263566. And let us know what you think about the stories we discuss. Your team to the financial exchange radio network. We ask that you answered. Shockingly 57 point 4% of our listeners first thing that robots should replace Major League Baseball umpires. You know and I Americans. Get a couple text message I'm in science that are saying you know it. I'm sick of seeing these umpires if they blow the call Chris. Point 9% of the time and again at two strikes. Me. And 29%. Hands so they punch a guy out you how to play like earlier you have an inning earlier about yeah yeah as being too long. You're not. And he can't have a ball and Chris you're you're going in to have green surgery. And the surgeons perfect analogy yes I've answered aren't involved I'm pretty up. I get it right. You know get it right nearly 80%. If it's somebody actually texted an interesting. Elements of this ward of augmented reality where the umpire would Wear. You know some sort of glasses I guess like 3-D TV and screw strike zone wouldn't hear in his screen in his green in his vision that's interest. I would of liked that I think that's a happy medium. It is that he in its gotta have the guys out. You can't eliminate got your you're changing the data online. If you take the guys off the field. So maybe there's a compromise Yorkers. I think the compromise already been there already use video that's coming out of that not a strikes balls. Again you know what that's pretty funny about you clearly wrong again when he percent. While wrong is again it's subjective. It is model it's not subjective. You wanna speak now if you wanna speed up the game you know why districts on the game slow it down. Right you close up the strikes. It's the only apply it neatly. Cut off sides and how many blow an offside calls tees that those that don't review them and they can go back. Absolutely off sides rarely get apple in an interview taking go back and look at it. When's it coming coming towns they blow. A goal. Not that much equipment there you can go back and look at. But it went to lie is why hockey is a far superior sport to baseball is just making the same thing I'd. Just try to get you to come run away they. Has you down. That's a low blow. Shop Trader Joe's idea on occasion but only for certain things okay it would be like. And I wouldn't want to odds of the nuts that's very almonds pistachios trail mix it up and good prices right -- I victory there. Pretty good price but. Eat that the problem with Trader Joe's. He's you lock in to lose him market basket they're 50000. Different items first and it's a lot bigger space. Trader Joseph it too awful shop treated Kathleen. Again it's very specific. But you can get to length and prices you can get things that you can get market basket. You know again go meet targets correct. And in the really good but the problem is. Because they're so small. You might be you know go every couple weeks to get X I go every point NX NX is gone. You they move things in and out in the distance do you think all the time and that's the reason why they keep the prices down Tuesday in order as much as you know the market basket of world. And it does signal warehouse correct placement is directly from attractiveness under the shield. That's a different and got to go to. You little market basket they've got a big basement full could see it. As the day goes by a drag you run out of something Yi or you don't like the look at something in the produce section you can waiter you can lean on the guys and more that inevitably a big box comes out he's got more. Not outrageous. Projecting a more that. Both for and and that's pretty a tenths I'd delivery which I like actually. You know this particular firm stance against delivery in the making you come into the into the stores in the store or is this. Yet there are packed there really aren't you go to Trader Joe's. The carts are small. And mean you worked on the aisle here but yeah and I think that comes back to. There are a little ahead of their time aspires managing the space that they use cases considerably smaller. Some of the other stores so if you stretched them out into a market basket space and then doesn't work. It works. How they abstraction I can't. Quite pinpoint it but it's a totally different shopping experts at least for me when going through Trader Joe's and I can't explain why Arnold that's the relief. Enthusiastic employees. War dress a little bit off yeah yeah. That's an interesting outfit but over it's just like the wide variety of like. Different organic products I don't know whatever it is I just feel good about myself which Richards shows there's not a day you know I mean they do have shopping cart but it's really nice shopping cart experience or that carried the past. Exactly. Yeah a beauty that I guess like from the standpoint you see things they're you know your. Basket tumors. If unique product in the prices are low. They never had sales that you'd ever want to currency oh big sale on surgery now priced right. You know in my box Cheerios tree you know used to be this this this beans also which was absolutely my name. In the world favorites also in the world but that's gone. Yes I can never again and again. Home so I lost a big part in my life he did and what am I supposed to do and I wouldn't areas would go to therapy in about two years. They'll with a lot of therapy is still working on. It's a lot of burritos without pulse. In light but it is but he just so that's another part of their strategy to lose they'll just this continues is gone. Security the petition the item is Nina and now it is histories and Anna and I was the guy who's going to you know cause a stir happen in aisle three. Whereas the soles of my. Life because I was pretty important it's extremely important. But then again which is gone it's gone treat those things that you leave they don't come. It's like a bright future. I like I like experience ache into the biggest drawback that. Is one NATO deliver it to eat it people shop. I mean you can. You can't. If you really want on the craze but their meat prices are nothing like that you could do for shore up that could if I cleaning products. I don't get a glass cleaner they do them there bank and in an adept at more expensive than index ya there there. Well integrated security get a cleaning price he's probably drank in the pretty drink as well a far right. There's a thought. Face the S&P 500 is down thirteen points the Dallas down 160 points NASDAQ off seventeen points. Crude closed down 44 cents a barrel at sixty. 3961. Thank you for tuning into the financial exchange today will be back with a another edition right here on your favorite station.