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Bill Kelly Financial 2/25/17

Feb 27, 2017|

Bill Kelly has presented his Senior Safe money strategies workshop to more than 12,000 seniors in the last 10 years.

Transcript - Not for consumer use. Robot overlords only. Will not be accurate.

What's most important to you about your retirement years. Try senior safe money strategies with Phil Kelly called bill a triple A 81881. Or locally at 78184939. Feet. Stay informed. Are you getting pays yeah you're fine piece is vital to any investing relationships and one he has the ability of your professional and another is availability. There's attitude action and accountability and to listen to bill Kelly's senior safe money strategies. Called the 88800. PT he wanted to speak to bill. What matters to build Kelly is here and we think you're giving them straight days. Senior safe money strategies Tripoli 81881. Called today. Yes spotlight to turn your backs in conference thanks very much. And so and so. Tripoli 81881. Call two days. We would like to come to cap it at scan around that and function there and that would be wonderful thank you. About. Tripoli 81881. Call two days. I was just listening to your radio show and I I would like to attend the Tuscan kitchen. Presentation. So if you could make a reservation for me in let me you know I would appreciate it thank you look at it and I was like can make a reservation twenty. Tuscan kitchen thank you. Tripoli 81881. Call today. Multiples of book on. The retirement refugees today thank you. Tripoli 81881. Call two days. Did Doug Douglas into the radio so over and over it back on any well card because I am interested in learning you know may be having you guys you complementary review and I also enjoy it and but the material developments and they cute and have a great let it that we get by. Tripoli 81881. Call two days. And it's laconic country every day and I'm sorry you can't let get spot on there and I love it. So on Saturday morning I heard about the event in the trial I would love to attend a blood just want to take it and it. And me I want to thank you are. And animation you sent me and I love Billy Burke I can't and god bless and I. Tripoli 81881. Call two days. Analysts. And piety wealth preservation risk management seminars to Babson. I would like to attend a brunch. And took you can email me more information about it to the bulk of what would like to attend the brunch thank you. Tripoli 81881. Call today. Senior same money strap yeah wealth transfer senior safe money strategies. Living trusts seniors sing funny strapped. Medicaid crisis planning senior save money strapped. Portfolio income projections seniors money strapped. Call bill Kelli at 888800. In 1981. Or locally at 78184939. B. Okay. I know the town. It's. Coming up. Yeah. Week it's hard. Maybe this. What's most important to you about your retirement years trying senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally at 78184939. Feet. Stay informed. Senior safe money strategies Tripoli 81881. Called today yeah. This is still account for those of you want to protect your wealth if at all possible for those of you who are wondering about retirement the projection projections of your retirement investments and your cash flow give us a caller Kelly financial. Any NET 800 when he didn't wanna ask for a free copy of the changing face of retirement investing it's an amazing publication in it you learn what has happened since the boomers first started their journey on earth and the unique place you might be today. If you're over fifty and trying to figure out what path to take on your retirement turning everybody has been on a path it's called life. Where you've been is probably in a place called sacrifice and going without you know and to invest and save for retirement at the same time helping others that's where you've been an issue of travel through life just like you've reached a point which is called now this moment yesterday this history tomorrow is a mystery but look tomorrow can be a projected calculated and actually. Maybe I'm more of a certainty if you have the proper information and you have the proper tools so any any any any country when he wants -- with -- -- tell -- it's important for you to -- cash flow becomes the most important thing to you when you retire especially if you're depending on your investments to -- opposite significant portion of -- -- -- -- retirement cash -- so any -- -- 800 when he -- one we're having events at the Tuscan -- we're having events that have Babson college and we're having events -- several different venues in the -- three months we -- absolutely -- right now for that reason we're open on -- remarkable -- opening -- we have a new office in -- it's -- we will make room for you -- make room for everyone any -- -- 800 when he didn't -- we just -- the office it's packed schedules -- we're adding more and more staff to -- but we have to train people we have to -- growing and we will -- you win -- -- -- 800. When he hit one get another look at what you're doing before you make a mistake where before you do something that's irreversible. Sit down with John standup yourself kit knowledge visit with us at the Tuscan kitchen in Burlington or Babson College near Newton. 888800. Point hit one we're going to have crunches and we're going to have dinners at the new Marriott now to support the Newton office which is off the charts has two kids -- same -- 88880181. You know that get a copy of the senior safe money strategies and get a copy of the workbook 888800. Won a game one take the national senior retirement test which I developed a pain in the 800. Wanted to point find out where you stand when you finished the test you know we understand it's a very it's a test that won't cause you to think about what you're actually doing and how you might stack up any pain any 800 when he hit one find out what the expenses the expenses are inside of your portfolio and your investments your 401K. Your variable annuities find out what the expense ratios are in the investment you have the funds need anything. 800 when he went and find out if you still want to continue to give away at that point 511. And a half two and a half four and a half percent every month or you wanna put that in your pocket or not give it out at all. Eight and 8800. Wanted to he wants it with us there's no fee for a consultation. Initially you'll never be billed for sitting with us and for your initial consultation. We're gonna create a cash flow analysis for you we're gonna create a twenty year projection for you we're going to do balance sheet for you. We're gonna do an investment report for you then we'll show you that alpha of your investments and sounds like a big term but it's really the strength of your management we're gonna show you the -- of your entire portfolio all mapped out which is how much volatility you have in comparison to the market chemically showing the expense ratios and what you have find out where you're actually spending on fees right now you have investments that are -- any any any any country when he wants it with us in Burlington Braintree -- -- newest office -- visit with us at the Tuscan kitchen for dinner -- -- those so those are packed all lace corset with us at bats in college and they've welcomed us with open -- just a fantastic. Experience and perhaps in the home of American. Entrepreneurship. And college was formed it was based on successful American businesses and the courage that it takes to venture out so don't forget these events ladies and gentlemen they're very important. We won't commute there and we welcome to a new office in new don't be shy command leadership cans kind of what we can do for you paid paid 1810181. Season. Keep your family fortune in the family she what you have use what you want to. And pass along what's left are the trillions of dollars in diary and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard bureau assets acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate in protected from creditors and Peter loafers. New legislation is here now do not delay take decisive action to keep your family fortune in the family. Call 1888800. In 1981 now and speak to bill Kelly. Schedule a review an appointment or consulting session and have all of your questions answered that's 88881881. Keep what you had to use what you want. And pass along what's left. Welcome back it's Bill Keller who the best things in my for a free ride except. Nowadays we have to postage and handling right the hawks are always the case Susan. We have a lot of things to talk about today mostly about you. And in feeling about things and how things are going in your life. It's amazing isn't and we kind of look at the past with a microscope our mistakes we. Look at with a microscope. And it takes a lot of time and I think it's I think the best thing we can do many b.'s you sit telescope and the content of the future. And maybe think about where we are how happy we can be. And how we're blessed. Just to be here for the big show right. Can you remember a great thing in your life let's if you can picture that a great feeling maybe you. Graduated from Kitna Gunnar and you made your first communion you. First big birthday party things like that can you remember those feelings and can you connect to them. That's something I've been reviewing its one of the reasons I wrote my book immigrant farm. And one of my Brothers called me up its its you who have done a completely different farm and Alice. And he said well what the heck kind of focus and I said no this is. These are the things I've moved about the foreign and not about making our way in the world and doing things you know little bit better. Getting things done and what happened to have a savior my grandfather amongst among ten people. He chose me obviously because I was the youngest. And my other Brothers and sisters told me that that was grants habit. Youngest one was his favorite because the other ones were already on their way. But the one thing the worst days of my life and I. And to quit football to consider wrecked my hand me things up with upper thigh and knee. Broke my wrist. It was pretty much it for me in one season. I was superfast. But anyway. That I remember that to me coming home and sitting down he would want to Red Skelton on Tuesday night and never had to lift mine. Pulling up to put on mass weakening but it means and my guess it's over. I should around the site content in the slayings of half field would mean it's over again. But then he would only say that the worst times he would immediately shift to my future meets or you've got a great future. Here's a great American community well spoken and you're Smart. And going places. And you you know you're not in the haven't self destructed. You're going somewhere you've got a great future he said he says some really not worried about you a feel for you but I know he's going to be fine. And this was kind of an interest in the interest in. Pattern because some people said to me well if you look at my Social Security statements at some rough years getting into this business. We're talking several thousand dollars of income you're not several 100000. And Kelly would make maps send me no we don't we didn't have. Much Internet then it was a blossoming. And Kelly would print maps from me and Xerox different types of map books and send me out to my appointments. And that was brutal brutal. And now I'm I mean I started my training in a basement with 600 people. And MetLife. And that's where UN French for training for insurance producer license. I think that was one of the very few people there who I was thinking this is going to change my life. This isn't something I'm just doing music at fired. This isn't something I'm doing and I'll mark this is something that I could do that's going to change my life and then. If I'm really good at it won't change the lives of other people so. Statistically there probably five of us still in the business from that room believe it or not. And I've never seen anyone since the since the since then in the business so it. If he roads people. But so why didn't I give on. Because I I think I picked up the habit of when things with the worst I would tell myself while I can do that's a community after a talent. I can speak I can think. I'm Smart so so that's what my grandfather was doing with me he was teaching me stop looking back with a microscope. And any type of failure I don't like that Warren. But looking ahead with a telescope. And see you get my goals pictured in my mind. And that technique I'll tell you hit it must've worked because I never thought of quitting the business ever. Never once ever. Since 1994. And I think a lot of people do. But I didn't. So here in a rough business you don't make any money machine creative activity. And things can be tough and money can be scarce when you're starting because very few people wanna work with some news on reliable unknown. Or untested. And hard work and and research made it happen. So looking ahead and allowed me to. And I don't want to be when these people are toast if you run them some grant asylum saying. Singer having a long term goal. Has some it has a lot of meaning to me it's not just pieces of paper it's not just money. It's called life we'll be right back. Senior safe money strategies Tripoli 81881. Call today. Yes spotlight to a turn your back and conference thank you very much. And so and so. Tripoli 81881. Call two days. We would like to come to cap it at scan around that luncheon there and that would be wonder. Well thank you about it. Tripoli 81881. Call two days. I was just listening to your radio show and I. I would like to attend the Tuscan kitchen. Presentation. So if you could make a reputation for me and let me know I would appreciate that thank you look and it and I would like to make a recitation twenty. Tuscan kitchen thank you. Tripoli 81881. Call today. I really. And piety wealth preservation risk management seminars that Babson. I would like to attend a brunch. And so you can email me more information about it to the both of us. But like to attend the brunch thank you. Tripoli 81881. Call today. When I got my insurance license I put it in a frame in my office I was in a very high producing. Office and one of Ridgefield Connecticut on the top three. Producing offices in the country independent. And these people in British accents they looked like movie stars they've looked like people out of a lawyer program on television they. 500 dollar suits 200 dollar shoes. Pants over pay and school pence. Not government insurance or some hoping to crack a few cases right. So I put the I put the insurance license on the wall my office has a little office. Casino Connecticut River from a little office. And I put that insurance license on the wall and one of the partners came Brian looked at that you go to the voice of what is that supposed my insurance license. He says to me why in the hell would you put an insurance license on a wall of your office. And I said well. Geez I'm innocent is that wrong you should know what no one has ever done that here as soon it's gonna change my life and it's gonna change to launch the people I don't. And that's the way it looked as Eminem license. And in and I had planned to do five more at the time. Which I didn't eventually spent four or five more. And I got them in rapid succession. But everyone came by to give me a hard time about doing. These are people who are very high producers. I'm very very good at what they do believe we're definitely sharks. They were gonna they're compliant we weren't crooked but they they went for the money. And so you don't have the tables turned well you know finally it's over Alaska and Communists and look that's gonna change my life I'm doing this for a reason. I know we can communes I mean I'm all in on that so. Please stop making fun event on the noon to two years later I left that firm which was the deal when I got there. And now I don't know of anyone there who still doing well in the business or if you're in the business. And so it's kind of this is vindication no it's just my thought at the time. I was the only one in an officer from the thought that window. So I was different. The pencil and I think that's how I feel. I thought it could change my life and I could change some lives of others affected help them. And it's always an information screen please John that's what put a lot of it out. But transformations. Even better would would you like to never worry again about your retirement or have to plan. Now if we use a microscope we're thinking about today this week this month if you have a twenty year plan laid out for you can swat. You're looking in the future right so if you looking at Tony Harris. Can you might be 65. A few implant that into your psyche got a twenty year plan you really give yourself permission to at least accept the fact you're gonna have to 85. Internet connect with that. So that's what it's all about you'll never. Have the troubles I've had getting started putting it all end. But then again very few people ever have done through wonderment and thrills I found. Just helping people just sitting with people wanted to Newton the other Denny. Just to do some fact fines and to meet the people who were coming into that office would jammed. And it was so good I'm you know look. People take less time than me I used to be in a hurry now I want to talk to people on the one. I'm not looking at my watch when you meet with me you wrote you're going to be looking at your watch because I want to know things about you. I want to know things about people that come with me. And I want them to know about me just a few more couldn't even know my family if you listen to showing him my son my daughter my life. And that's the point it's me. Now some people might think we'll discuss hokey. It doesn't matter. I set my own course when I came to Boston and it was a risk coming to Boston out of the blue. From western mass almost seventeen to 1817 years ago sixteen years ago. That was a risk. But you know I didn't realize how much of risky was back and I never thought about quitting you know do you like that. Some running on here on what I want you to know that this important it's not just it's just not you don't. It's a lifetime. It's a transformation. Through information. It's a vision of long term for you if you if you connecting to a twenty year income plan. Within a state plan attached to it than just want to soccer and shorten your life it might lengthen it. By connecting yourself Poppins and on 65 I've got a twenty year plan all of a sudden the universe might say god nights and world. Scared not a Tony would not be fabulous. So again it has some it has a lot of meaning to me it's not just pieces of paper it's not just money. It's called life and we'll be right back. Don't go and keep what you have. You what you want to and pass along what's left. Are you aggressively working to keep would you happen pass along something to those near and dear to you. Want to thank both look back is install or replace their recent five year look back then replace the original three you're looking back. Are you worried about the new tax loss column of potential means testing for Social Security Medicare and Medicaid. Call 188881881. Now and speak to build Kelly. Get bills courtroom schedule review and make an appointment for have a consulting sessions to answer all of your questions today and that's 888800. The 1881. And yeah and. Yeah. So. I think the United States is the greatest place in the world to invest. We have some changes are doing on the few bad apples. A do any kid who made it makes that Obama the man faster stronger. Yeah yeah yeah. And cruised through Philly how you doing today we have a big weeklong think's happening especially in politics but they do seem to run over into a world of finance or hinders. Yet in the last five days. I've been up one point 3% so during a February look at you'd better in January. Right and people are hungry for those games I know and and so long since since you have a steady climb like this. In any caveats anything you might see right now is something we need to be aware. Not the Serbian there are quicker acting and obviously the markets still not you're pretty I would. 25 so. It a lot of it has to adopt a tax cut the potential tax cuts coming up a little bit of through how corporate profits a lot. Quotes really could justify higher valuations are there it looked good girder successful a lot of people clan especially if there Dick about it place. So the markets of leading economic indicator and of course unemployment a lagging indicator they're seems to be inflation on the horizon but I think twenty fives are very IP don't you know. I have in the past Serb historically has averaged about six. Since early nineteen hundreds so one sided it's pretty I mean this morning and innovation now and a lot of areas like out there fired acted. Tech in general sorry but don't justify. About two inches curb yours is little higher industrial revolution but nonetheless dealers aren't had been passed. So we have to be aware of that introduce a lot of research ladies and gentlemen I know your audience is aware of that and Andrew put can you tell us a little bit about the moving averages in the sentiment indicator. Sir indicator it's going at the market a little bit overbought short term Mimi could see a little bit of local back then moving average. Witnesses. Roughly three of 4% below 583 or 4% below where. The market trading announces vehicles three or 4% or back wouldn't be anything. Out of the ordinary. Historically is your market do that court. With the market being over barred entry about moving averages could see smoke back. The sentiment indicator means that when people get over exuberant they sent to back off into. When there's a lot of bargain surround people tend to Byron. It matters how quickly money moving it into the market and out of the market though they see a large person body of in the market very quickly and consistently. The bad Medicare continues arise when it gets. Overly you read you'd ever see a little bit of the sell off. After. And now we're doing a lot of work with a risk tolerance levels and more are you finding when people in peer cleat perform a new survey to determine their risk tolerance to see a big difference to what they really think the risk tolerance is Andrew. Yet think going to invest some policy statement it helped a lot about person to help them a lot more so I actually a way. Bet they understand how much volatility associated with each risk tolerance now. Some want to mater portfolio it not a lot of risk. Detonated build it on the beginning they see Alex about alien would risk does it it may be last or maybe more than expected and they did just. What kind of portfolio that are going to accept. Are amateurs there are accurate take on so each person different in its title locked himself back. Then realizing what our limits are in the you know isn't that. Our limits are less than we think when we're actually going through things on a Sunday night new debt turbulent markets so I was ticked and in my room with a new investment policy statements I think that works well everybody has an idea of what to expect before they set out on the voyage. Very Italian I also believe it helps you understand that if they wanted to take on about half the risk and market and expect all the ups I'd. Did you also obviously wouldn't expect all the downside heaters you're looking robot volatile portfolio but some people accept more or something or ordered up last. Very good interviewer available in Burlington and Braintree sometimes Newton but people consider would view there's no fee there's no fee for the initial consultation. Will give several pieces of information for each person in a lot of analysis so. He'd he'd he'd you know 101 easy one I think there's a lot of those different details we can provide folks who we appreciate you coming on the show we'll see you next week into crowd. Discover five keywords bundle for your retirement years the first is time the second is trust. Texas is a keyword technology has impact terrorism is the worst tee ward of the mall. Are you dealing with the five tees. Dear bill Kelley senior safe money strategies or call 88881981. And speak to bill what matters to build Kelly. Q that's terrific. Senior safe money strategies Tripoli 81881. Call two days. Yes all like to turn your action conference thank you very much. And so and so. Tripoli 81881. Called two days. We would like to come to cap it at scan around that. And lunch in there and that would be wonderful thank you I'm back. Tripoli 81881. Call two days. I was just listening to your radio show and I. I would like to attend the Tuscan kitchen. Presentation. So if you could make a reputation for me in let me you know I would appreciate it thank you look at it and I would like to make a reservation twenty. Tuscan kitchen. Thank you up. Tripoli 81881. Call two days. I really. And piety wealth preservation risk management seminars to Babson. I would like to attend a brunch. And touch you can email me more information about it for the both of us. Would like to attend the branch banking. Tripoli 81881. Call today. Seniors seem funny strategies. When it's Tran turner senior safe money strategies. Living trusts seniors earning money strapped. Medicaid crisis planning a senior saint under stress. Portfolio income projections. You're saying money strapped. Call Bill Elliott leading 300 in 1981. Or locally at 7818493090. This is still account for those of you want to protect your wealth if at all possible for those of you who are wondering about retirement the projection projections of your retirement investments and your cash flow give us a caller Kelly financial. Any NET 800 when he didn't want to ask for a free copy of the changing face of retirement investing it's an amazing publication. In it you learn what has happened since the boomers first started their journey on earth and the unique place you might be today if you're over fifty and trying to figure out what path to take on your retirement turning everybody has been on a path it's called life. Where you've been is probably in a place called sacrifice and going without you know to to invest and save for retirement at the same time helping others that's where you've been an issue of travel through life just like you've reached a point which is called now this moment yesterday is history tomorrow is a mystery but look tomorrow can be a projected calculated and actually. Maybe I'm more of a certainty if you have the proper information and you have the proper tools so any any any any country when he wants it with us I tell you it's important for you to know cash flow becomes the most important thing to you when you retire especially if you're depending on your investments to make opposite significant portion of the -- of your retirement cash flow so any any -- 800 when he hit one we're having events at the Tuscan kitchen we're having events and the Babson college and we're having events and several different venues in the coming three months we are absolutely packed right now for that reason we're open on Saturdays and are hoping opening -- we have a new office in Newton it's packed we will make room for you we'll make room for everyone any any -- 800 when he didn't -- we just -- the office it's packed. Schedules panicked when adding a more and more staff to new and we have to train people we have to do growing and we will fit you win a pain paying 800. When he -- one -- another look at what you're doing before you make a mistake where before you do something that's here reversible sit down with a standup yourself -- knowledge visit with us at the Tuscan kitchen and Burlington or Babson College near -- 888800. When he hit when we're going you have crunches and we're going to have dinners at the new -- not to support the -- office which is off the charts -- -- kids what's the insult any any -- 800 when he didn't want to do on that get a copy of senior safe money strategies and get a copy of the -- 888800. When he went take the national senior retirement test which I developed any -- 8800. When he wanted to find out where you stand when you finished the test you know we understand it's a very it's a test that will cause you to think about what you're actually doing and how you might stack up. Any pain any 800 when he hit one find out what the expense expenses are inside of your portfolio and your investments your 401K. Your variable annuities find out what the expense ratios are in the investment you have the funds need any any any country wanted to warn and find out if you still want to continue to give away at that point 511. And a half two and a half four and a half percent every month or you wanna put that in your pocket or not give it out at all. Any any any 800 wanted to he wants it will thus there's no fee for a consultation. Initially you'll never be billed for sitting with us and for your initial consultation. We're going to create a cash flow analysis for you we're gonna create a twenty year projection for you we're going to do balance sheet for you. We're gonna do an investment report for -- and we'll show -- that -- of your investments and sounds like a -- term but it's really the strength of your management really show -- the data of your entire portfolio all mapped out which is how much volatility you have in comparison to the market and we're going to show -- the expense ratios and what you have find out -- you're actually spending on fees right now you have investments that are -- any any any any country when he -- it with us in Burlington Braintree more than newest office -- visit with us at the Tuscan kitchen for dinner or -- -- so those are -- always or sit with us at Babson college and they've welcomed us with open -- it's a fantastic. Experience and perhaps in the home of American entrepreneurship. And college was formed it was based on successful American businesses and the courage that it takes to venture out so don't forget these events ladies and gentlemen they're very important. We won't commute there and we welcome to a new office of new and don't be shy Akamai and me just shake hands kind of what we can do for you paid paid 18100 point in game one season. A broad term. There's. This call to. Ambassador Flynn. Sent a great week thanks for asking and finally we have some events in Burlington so many people mentioned your name and they came up to me personally the same point we love hearing mayor McCoy you mayor Flynn and we looked him in fluent on the narron. So that's correct it because it. Area somebody's in South Boston. Soon put up. On Thursday. You know action. Opening up stands SI have a child lost 3000. I. People you know lately it up front page story mutants and bust the well port still a lot of I mean but that's I talk about curling. And the gave up to. It is essential US every Saturday morning on the don't Charlie show genes WR to go and boy they have they have a great time. Packed. It must have sent people up Elgin Wiggins can be good baseball player. An extra. It. Oh okay. Great it anyway. You know everything so scripted and its so I think people get the sense army units and something I'm look forward to we never have a script you of course have a lot and teach people and they can learn from you so it's fairly real ordinary. Well I Ares programs in you know people get together. Programs. It. You know talk about what they are not disgust at shoot at you know preparation. That program show oh thousands of people seek out. What we do is what do we prepare ago. And try to pick it. Shall we just talked. Now what that's like it like people people not just about the well. Military equipment Molly 'cause that's it was back to shoot it here actually go it. It kicker wrote we should root out here what you got some. Up. While it's different you know nowadays it's in everyone's afraid descendants of friends it's and I've always just says and what's on my mind and five. I take it as a way when I speak with you on the radio it's a chance for me to learn something so that's my grandfather Murphy would tell me he appears open. Keep your mouth and a minimum in key here is going and Susan BP a lot better off so I I have no I'm not chart over. Yesterday let's. Get. People here. It came up to a summer sit. We. Are all challengers get. I. Those well grant. People come up and talk. Saying you know one of the guys talked all. Actually it's not vote up or X. Servers. You know keep up. Like. Like a strike the correct more. Animation. Give out. Not to expect if it's fun though it out of it. Or I'll I'll do you know it excited. I know it's by competitors who earns about sometimes as a member of the used to send because we just get on her. So we want to and then we get to the financial brake later. But it's more important to get this information now because there's nowhere else for people to hear you okay can you stay for one more segment. Finished two. This is the bill Kelley show there's nothing ever false about hope. Keep your family fortune in the family. Call 188881881. Now and speak to bill Kelly. For those of you wanna protect your wealth if at all possible for those of you who are wondering about retirement the projection projections of your retirement investments and your cash flow give us a caller Kelly financial. Any PK 800 when he didn't wanna ask for a free copy of the changing face of retirement investing it's an amazing publication. In and you learn what has happened since the boomers first started their journey on earth and the unique place you might be today if you're over fifty and trying to figure out what path to take on your retirement turning everybody has been on a path its goal line. Where you've been is probably in a place called sacrifice and going without in order to invest and save for retirement at the same time helping others that's where you've been an issue of travel through life just like you've reached a point which is called now this moment yesterday this history tomorrow's a ministry don't look tomorrow can be a projected calculated and actually. Maybe I'm more of a certainty if you have the proper information and you have the proper tools so any any any any country -- he wants it with us tell you it's important for you to know cash flow becomes the most important thing to you when you retire especially if you're depending on your investments to make opposite significant portion of viewing of the our retirement cash flow so any any -- 800 when he hit one we're having events at the Tuscan kitchen we're having events and the Babson college and we're having events and several different venues in the coming three months we are absolutely packed right now for that reason we're open on Saturdays -- -- -- opening late we have a new office in Newton it's packed we will make room for you will make room for everyone any any any 800 when he didn't want we just opened the office it's packed. Schedules packed we're adding some more and more staff to Newton but we have to train people we have to do growing and we will fit you win they ain't paying 800. When he hit one get another look at what you're doing before you make a mistake where before you do something that's irreversible. Sit down with on standup yourself can't knowledge visit with us at the Tuscan kitchen in Burlington or Babson College near Newton 888800. When he hit one we're going to have crunches and we're going to have dinners at the new -- not known to support the Newton office which is off the charts institute's roots iso 88880181. You know that get a copy of senior safe money strategies and get a copy of the workbook 888800. When he didn't want to take the national senior retirement test which I developed any any any 800. When he went find out where you stand when you finished the test you know we understand it's a very it's a test that will cause you to think about what you're actually doing and how you might stack up. Any pain any 800 when he didn't want to find out what the expenses the expenses are inside a few portfolio and your investments your 401K. Your variable annuities find out what the expense ratios are in the investment you have the funds they need any any any country wanted to warn and find out if you still want to continue to give away that point 511. And half two and a half four and a half percent every month or you want to put that in your pocket or not given out at all. Eight and 8800. Wanted to he wants it within us there's no fee for a consultation initially you'll never be billed for sitting with us and for your initial consultation. We're gonna create a cash flow analysis for you we're gonna create a twenty year projection for you we're going to do balance sheet for you. We're gonna do an investment report for you -- we'll show you that -- of your investments and sounds like a big term but it's really the strength of your management we're gonna show -- the data of your entire portfolio all mapped out which is how much volatility you have in comparison to the market I'm going to show -- the expense ratios and what you have find out where -- -- actually spending on fees right now you have investments that are -- any any any any country when he wants it with us in Burlington Braintree more than newest office -- visit with us at the Tuscan kitchen for dinner or -- those so those are -- always or sit with us at Babson college and they've welcomed us with open -- it's a fantastic. Experience and perhaps in the home of American entrepreneurship. And -- formed it was based -- successful American businesses and the courage that it takes to venture out so don't forget these events ladies and gentlemen they're very important. We won't commute there. And we welcome to a new office in new and don't be sure like remind me just shake hands kind of what we can do for you paid me a few 10181. Season. Are you getting pays over five days bundle to any investing relationship. One is the ability of your professional. Another is availability. There's attitude action and accountability. Listen to bill Kelley senior safe money strategies or call 88881880. Wanted to speak to bill. What matters to build Kelly issue and we think you give him straight days. Order what is all of us when you think about it and some jumbled mess. This is drug called opium do you know what it does. It tells the census. And makes people afar entry puts them in stupor. It's called opium it's a drug. It's addictive. And there's another thing there's another opium it's OPM other people's money. Other people's money. Different there's an insider trade and go to jail more than my agreement if someone in congress didn't. It's OK okay for them to do that and it was okay for quite awhile. Do you remember the congressional. Bank. Remember that dozens and dozens and dozens of people who are overdrawn their bank accounts. For hundreds of thousands of dollars combined. And remember what I said last segment people who do things over and over that means helping each other help their family save money invest. Dollar cost average they keep doing it. Or if dozens and dozens of members of congress overdrawn checking accounts by hundreds and hundreds of thousands of dollars. What do you think they're doing with the opium the drug. Deal opium is OPM other people's money. Ladies and gentlemen when I say other people's money other do you know who other people are you. Your money. It's just not congress is money. Pedroia trust any politicians know we've got a mess on our hands. With people trying to file their taxes right now. We're going to build the wall when North Korea build a wall apparently because. It's physically impossible is that we don't have to build some kind of cyber law and I don't know. Do we ever really think we're going to do that no. But it's OPM its other people's money they can do what they want with the money in Washington DC. At the Statehouse at City Hall. Because it's not their money it's opium its other people's money. And remember when I say that other people it means you you can't say it other people's money because it's yours. They can tax you they can find you they can force you to buy medical insurance. They can raise your taxes if they want money from you. They can raise their own salaries at a whim. If you don't like it tenuous hold your taxes you go to jail mushy here illegally. Then you have no penalty for cheating on taxes. Or cheating welfare. You're protected class. Now if you happen to be an African American who has struggled. And who in your race has struggled. For 200 years trying to get an even footing here. Could we treat you like a refugee maybe give you free housing benefits tuition. EDT cards first in line for everything no. Now you're third behind. The you know Muslim refugees. And illegals. So you were soft before President Obama wasn't elected. You're third in line now behind everybody else how does it feel so awful. If we want refugees we could go to apple Asha. Around the trail when you get to us for June the junior. When you get to coal country were some people still don't even have electricity. Or indoor plumbing. Could remove those people to Maine. Set them up with housing in a stipend and could we could we go to the inner cities maybe Saint Louis. Chicago. Could we rescue those people give them a new start give them a living give them a home. Give them free rent gives a great education. We've got plenty of refugees right here we've got homeless vets who have thousands of homeless people in Massachusetts are we helping them know. We have other priorities we have to show everybody. How great we are forcing things down are the citizens'. Throats here. And if you don't like that there's something wrong with you. But there on opium ladies and gentlemen there on opium the politicians are on opium. OPM. Other people's money. If you're wondering who other people are other people are you because it's your money the government has no money. If they don't like what you're doing through tax you some more. They don't like your activity there attacks it. If they want to raise they're gonna vote or raise for themselves. If they want to select a group of people who doesn't have to pay taxes. Who don't have to follow along with that break the law are going to be protected. From incarceration. They can do that because they're on opium other people's money it's your money. If they don't take it from you by fining you are taxing you if they don't take it from you. I legislation. Where you must pay. Then they're going to print it and since the government has no money. In the print money. Somebody owes them money who's they're going to be just want it's you so it's not the government's money it's other people's money. So that's what kind of rankles me today how bout you pay 888800. Point and it won't let us know. Seniors seem funny strategies. Wealth transfer seniors save money strategy. Living trust seniors save money strapped. Medicaid crisis planning senior saint content strategy. Portfolio income projections seniors money strapped. Call bill killing at 888800. The 1981. Or locally at 7818493090. And. Senior safe money strategies Tripoli 81881. Call today. Yes or lightly attended that conference thank you very much. And so and so. Tripoli 81881. Call today. We would like to come to cap it at Skid Row that. And lunch there and that would be wonderful thank you about. Tripoli 81881. Call two days. I was just listening to your radio show and I I would like to attend the Tuscan kitchen. Presentation. So if you could make originations for me and let me you know I would appreciate it thank you look at it and I would like to make solicitations for the Tuscan kitchen thank you. Tripoli 81881. Call two days. Vote for the book on the the overtime refugees today thank you. Tripoli 81881. Call two days. It got look into the radio show over and over that little is back. Anywhere a car because I am interested in learning. You know maybe having you guys you complementary review and I am also an interest that but the material developments in acute and have a great let you do you can buy. Tripoli 81881. Call two days. And chronic country every day and I'm sorry you can't let get spot there and I let it. So on Saturday morning I heard about the event in the twelve I would love to attend a luncheon weren't taking any secret. And to me I want to thank you are. An amazing you and me and I love Billy Burke. I can't and god bless and I. Tripoli 81881. Call today. I barely. And piety wealth preservation risk management seminars that Babson. I would like to attend a brunch. And touch you can email me more information about it to the both of us. Would like to attend the branch banking. Tripoli 81881. Call two days. Those are you on protect your wealth if at all possible for those of you who. I'm wondering about retirement the projection projections of your retirement investments and your cash flow give us a caller Kelly financial. Any page a 800 when he didn't want to ask for a free copy of the changing face of retirement investing it's an amazing publication. In it you learn what has happened since the boomers first started their journey on earth and the unique place you might be today. If you're over fifty. And trying to figure out what path to take on your retirement turning everybody has been on a path its goal line. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Schedules packed we're adding I'm more and more staff to new and we have to train people we have to do growing and we will fit you win a pain pain 800. When he hit one hit another look at what you're doing before you make a mistake where before you do something that's the year reversible sit down with on standup yourself -- knowledge visit with us at the Tuscan kitchen in Burlington or Babson College near Newton 888800. Point hit when we're going you have crunches and we're going to have dinners at the new Marriott not to support the Newton office which is off the charts as the kids with -- -- 88880181. You know that get a copy of senior safe money strategies and get a copy of the workbook 888800. When he hit one take the national senior retirement tennis which I developed any any any 800. Wanted to point find out where you stand when you finished the test you know we understand it's a very it's a test that will cause you to think about what you're actually doing and how you might stack up any any any 800 when he didn't want to find out what the expense expenses are. Inside of your portfolio and your investments your 401K. Your variable annuities find out what the expense ratios are in the investment you have the funds need any any any country wanted to win and find out if you still want to continue to give away at that point five. 11 and half two and a half four and a half percent every month or you don't put that in your pocket or not given out at all. Any any any 800 wanted to he wants it wind thus there's no fee for a consultation. Initially you'll never be billed for sitting with us and for your initial consultation. We're gonna create a cash flow analysis for you we're gonna create a twenty year projection for you we're going to do balance sheet for you. We're gonna do an investment report for you and we'll show you that alpha of your investments and sounds like a big term but it's really the strength of your management. We're gonna show you the data of your entire portfolio all mapped out which is how much volatility you have in comparison to the market and we're going to show you the expense ratios and what you have find out what you're actually spending on fees right now you have investments that are loaded any any any any country when he wants it with us in Burlington Braintree more than newest office Newton visit with us at the Tuscan kitchen for dinner or brunch those those are packed always or similar -- us at bats in college and they've welcomed us with open arms it's a fantastic. Experience and perhaps in the home of American. Entrepreneurship. And college was formed it was based on successful American businesses and the courage that it takes to venture out so don't forget these events ladies and gentlemen they're very important. We won't commute there. And we welcome to a new office in new and don't be shy command me just shake hands kind of what we can do for you paid paid 1810181. Season. Keep your family fortune in the family and keep what you had to use what you want and pass along what's left. Are they trillions of dollars in a higher rating and individual retirement accounts are going to be too much for Uncle Sam do overlook. Have you done tactical planning do strategically to argue restaurants acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from pearl street in protected from creditors and interloper his new legislation is here now. Do not delay take decisive action to keep your family fortune in the family. Call 188881881. Now and speak to bill Kelly. Schedule a review an appointment for a consulting sessions and have all of your questions answered. That's 88881881. Keep what you have. Use what you why can't pass along what's left. It's Saturday morning. What's most important to you about your retirement years trying senior safe money strategies with bill Kelley on six AB WRK you know. Call bill a triple A 81881. Or locally at 78184939. Feet. Stay informed. OK and you signify to the people. Thank you for listening. And it was a quick now we'll be back ladies and gentlemen very shortly. And with some more exciting things part two of mayor Flynn and talk about illegals which is probably not a great thing. Tim flips on a tournament drop on confidence by. I. And. What's most important to you about your retirement years. Try senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally at 78184939. Feet. Stay informed. Are you getting pays over five bogeys vital to any investing relationship and one he has the ability of your professional and another is availability. There's attitude action and accountability and to listen to bill Kelly's senior safe money strategies. Called the 88800. PT he wanted to speak to bill. What matters to build Kelly is here and we think you're giving them straight days. Senior safe money strategies Tripoli 81881. Called today. Yes all the lights were turned their backs in conference thanks very much of and so and so. Tripoli 81881. Call two days. We would like to come to cap it at contract that luncheon there and that would be wonderful thank you. I'm back. Tripoli 81881. Call today. I was just listening to your radio show and I I would like to attend the Tuscan kitchen. Presentation. So if you could make a reservation for me in let me you know I would appreciate it thank you look at it and I would like to make a reservation twenty. Tuscan kitchen thank you. Tripoli 81881. Call two days. More than for the book on. There were times refugees today thank you. Tripoli 81881. Call two days. It's Doug Douglas into the radio show over and over it back on any well caught because I am interested in learning. You know maybe having you guys you complementary review and I am also interest to them but the material that movements and thank you and have a great let it that we get by. Tripoli 81881. Call two days. This to my country every day and I'm sure you each had let get spot on there and I love yet. So on Saturday morning I heard a big event on the tour I would love to it and not just one ticket agent and and me I want to thank you are. And information you sent me and I love Billy Burke on that they can't and god bless and I. Tripoli 81881. Call two days. I analyst. And piety wealth preservation risk management seminars that Babson. I would like to attend a brunch. And Turkey could email me more information about it to the both of us. Would like to attend the branch thank you. Tripoli 81881. Call two days. Senior same money strap yeah wealth transfer senior safe money strategies. Living trusts seniors save money strapped. Medicaid crisis planning senior save money strapped. Portfolio income projections seniors and money strapped. Call bill killing at 88881881. Or locally at 7818493090. Okay. Coming. We're gonna get. Wait it's hard. Yeah. What's most important to you about your retirement years trying senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally at 78184939. Feet. Stay informed. Senior safe money strategies Tripoli 81881. Called today. Yeah. This is still account for those of you want to protect your wealth if at all possible for those of you who are wondering about retirement the projection projections of your retirement investments and your cash flow give us a caller Kelly financial. Any NET 800 when he didn't wanna ask for a free copy of the changing face of retirement investing it's an amazing publication in it you learn what has happened since the boomers first started their journey on earth and the unique place you might be today. If you're over fifty and trying to figure out what path to take on your retirement turning everybody has been on a path. It's called life. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- When he hit one hit another look at what you're doing before you make a mistake where before you do something that's irreversible. Sit down with a standup yourself kit knowledge visit with us at the Tuscan kitchen and Burlington or Babson College near Newton 888800. Point hit one we're going to have. Crunches and we're going to have dinners at the new Marriott now to support the Newton office which is off the charts has two kids were excited saw 88880181. You know that get a copy of senior safe money strategies and get a copy of the workbook 88880181. Take the national senior retirement test which I developed any pain in the 800. When you won't find out where you stand when you finished the test you know we understand it's a very it's a test that won't cause you to think about what you're actually doing and how you might stack up any pain any 800 when he hit one find out what the expense expenses are inside of your portfolio and your investments your 401K. Your variable annuities find out what the expense ratios are in the investment you have the funds need any any any country when it went and find out if you still want to continue to give away at that point 511. And a half two and a half four and a half percent every month or you wanna put that in your pocket or not given out at all. Any any any 800 wanted to he wants it with us there's no fee for a consultation. Initially you'll never be billed for sitting with us and for your initial consultation. We're gonna create a cash flow analysis for you we're gonna create a twenty year projection for you we're going to do balance sheet for you. We're gonna do an investment report for you -- we'll show you that -- of your investments and sounds like a -- term but it's really the strength of your management we're gonna show -- the -- of your entire portfolio all mapped out which is how much volatility you have in comparison to the market -- showing the expense ratios and what you have find -- you're actually spending on fees right now you have investments that are -- any any any any country when he -- -- with us in Burlington Braintree more than newest office -- visit with us at the Tuscan kitchen for dinner or -- those so those are packed all lace -- with us at Babson college and they've welcomed us with open -- it's a fantastic. Experience and perhaps in the home of American entrepreneurship. And college was formed it was based -- successful American businesses and the courage that it takes to venture out so don't forget these events ladies and gentlemen they're very important. We won't commute there and we welcome to a new office in new don't be shy c'mon in me just shake hands kind of what we can do for you paid paid 1810181. Season. Keep your family fortune in the family she what you have use what you want to. And pass along what's left are the trillions of dollars in IRA and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard bureau assets acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate in protected from predators and interloper is new legislation is here now. Do not delay take decisive action to keep your family fortune in the family. Call 1888800. In 1981 now and speak to bill Kelly. Schedule a review an appointment or consulting session and have all of your questions answered that's 88881881. Keep what you had to use what you want and pass along what's left. Welcome addition to the oh man you know it. Some when I look at the beautiful studio and I see them pop filtered from the people's microphones analyst at chalice for some reason my incidents requiring rice. Analysts have to fiddle with that soon. I just that's part of my faith foreign. That's part that's part of why do going to answer everything else about what life is fantastic surfer. The little pop filter on the microphone sometimes they don't and everybody knows since. So what's life all about after Tony junior's I have been here on the microphone unbelievable to my friends. Well if I learned in 3004000. Individual meetings. And B 25000. People student events. I'll tell you I've learned I've learned that people keep doing the same things they've always done. I mean Q. If you're receiver and you retire can sweep you continue to do you continue to soon if if you are if you're helping your family funeral of his children and you retire just reviewing key to helping children helping you for him. Could things great things wonderful things become a habit if you don't like debt. Before you retire. After you retire and have tons of assets upon which to draw heat is still why he didn't and that's that's a tough economy. It's hard to it's it's hard for people to rationalize why the government. Here in the politicians can do what they do particular money. Now if you are looking at Boston and you look at the property taxes to some of the greatest on earth. And that's because I'm assuming that's for homeowners that's because there's so many businesses in Boston and it carried that burden that's great. But when the mayor of Boston since it's great for illegals to move into his office I guess that's a message to someone. It isn't his any message to any rational taxpayer homeowner. Don't you think that we should have some wind to Pennsylvania where our tax dollars go. I'm law if you don't pay taxes please tell me you aren't even lose everything you have if you go on onto attacks strike. However some people obviously can't pay taxes because they are here illegally. Many of them don't have income to sign with the state provides them and it's a very large percent of the state budget. It goes to these folks in the federal budget so it's hard to fathom that because you're square in New York. You follow the rules you are different right of the Grand Cherokee saying if there's no logical way for someone to save hundreds of thousands of dollars in two reform went okay. Half the mortgage on their own put two kids through college with Tony bucks a week in the basket in church by a car cash. We have an extra few years before you buy the next one. There's no wind for the for a person who does that to logically be able to wrap their mind around somebody just giving. Benefits of wind to someone who's only claim to fame is being here illegally for some reason there's something good about that. Of course were all generous. I feel that I am and I just can't figure it out for the life of me I just can't figure out. And I know what happens with people with whom I work. I know what they do they continue to do what they've always done. Help their families help their loved ones saying if if they're savers if you're savory you're always a senator. The one of the last things my grandfather did was ten dollars in his past book from industrial national bank in Providence and passed away several weeks later. And it was a trail from 1955. Until 1984 of placing money into it consumes past books when they ran out of room with the machines. Then they would. Cancel out the passport can give him another. And that's what has him doing why would you keep saving money when you're 954. Because that's what you do. Why would you continue throughout the film and it's what you do. And why would we continually not being able to understand why anyone should choose the group of people. And put the blessing upon him of saying you don't have to follow the law and will protect you if you don't. And I'm not a politician. I'm not an attorney and don't plan on TV. I'm not a prosecutor. And I'm not an officeholder. That someone could explain that to me why we're doing that's what it really means can't we pass a law enacted the law. Can we do something about that situation logically frankly I can't stand to even to even turn on fox T now I used to watch them quite a bit. It's outright. There's the only one defending the president right now. It's it's an outright onslaught on two on the present because he wants to enforce immigration laws we've gone insane. Don't pay your taxes for about a year and a half they will auction your home. And attacks auction your residence that's what will happen to an end if you if you can amounts are wrong here illegally and use all its okay. Commit a crime when you're going to be released because you're here legally nobody if you are here illegally you won't be turned to offer so it's it's backward. I cannot fathom attendant found that all can you. Why do you keep voting these people into office then it's just going to be OK there was some union picketers over at the South Shore plaza. Now win. Tony to 22 pickets over there aren't stupid can we. Think they're great people will bring him coffee we'll give them on our conference to be used because it's telephone company that's who went folks works were Brothers worked. They work hard to think about for a new contract every 346 years that there was a labors union picketing against illegals and said there was illegal. We brought them all. Legal immigrants why didn't really bring them coffee and went over to speak to them of course I was there's something wrong with me because I do the same thing. British advisors your management give money to the party that wants no border and once these people here who doesn't make sense to me. Of course they colonial commons and he swore at me and said look think about it. And finally at the end of the line there was one man doesn't want to insists that he said I just want mark I just want I just wanna do and pay checks and that's all I want. And you know listen I feel freedom and that's what they want and that's what they weren't kidding because somebody else was taking away. Of these on jobs and other people don't wanna do because these people weren't union members they wanted to do those jobs so we've been herself examine. And Rivera and think about this in some way we need leadership. And we need to quickly and I think that's why they voted and we voted in the last election to provide new leadership now we have a and people having a lot of problems someone who wants to enforce the laws which which we have already. And it. Senior safe money strategies Tripoli 81881. Call two days yeah. Yes spotlight to a turned their backs and conference thank you very much. And so and so. Tripoli 81881. Call today. We would like to come to cap it at Ascot drought that luncheon there and that would be wonderful thank you. I'm back. Tripoli 81881. Call today. I was just listening to your radio show and I. I would like to attend the Tuscan kitchen. Presentation. So if you could make solicitation for me and let me know I would appreciate it thank you look at it and I was like to make a reservation twenty. Tuscan kitchen. Thank you up. Tripoli 81881. Called today. I really. And piety wealth preservation risk management seminars that absent. I would like to attend a brunch. And touch you can email me more information about it for the both of us. Would like to attend a brunch thank you. Tripoli 800 in 1981. Call two days. Credit for those of you who missed my hit NASA and Jeff Connor show and 235 or Friday you I'm gonna bring it to you now enjoy it. Now to discuss this and so many other issues we'll also be taking your calls. Is none other than the voice of Saturday morning here on WORK you know you can listen to show from new limits sorry from 9 AM until moon. Oh by the way can also listen my wife doctor grace she's on one hour before you show the one it only bill Kelly bill by the hour. All the greats of Boehner was the cause of the tax on tanning which it wasn't it was a complete joke you don't you know that right in the all that wrote the Obama can assemble gonna put this tax and it was an affront to Boehner could cut through nobody knows how so that's. There's a history that. Bill let me ask you this obviously you've got events coming up are you where you have the opening up to new and office things are going very well for you would generally financial you're on top of the markets what's going on with the stock market booming right now warning huge bull market. Why do you see the trump a chronic knee developing and what about Trump's call for sweeping tax cuts is that in the cards and will congress passes. Well he's cute it's it's some bold move but tax cuts would keep the economy up so much I mean when we're worried about is inflation what's inflating is that inflation is too much money chasing too little goods and their goods right now that we have two little love to have a dangling parts of a lot of there is workers were short of workers and train workers previous administration had been training people not to work so we have to pull out of event so we're gonna have a shortage of workers we already do so that's gone inflated wages a tax cuts will pump more money into the system profits will increase could. The market is is is the tax cuts are. Bought into the market so if anything happens and they don't come to be that it could be pretty perilous for the heat for the market that PE levels of Schiller. As it was in 1929 Jeff. So who really nineteen point nine you know are you saying there's a possibility of a stock market crash. With the bubble popped. What's bubbling imminence Tony six PS hi Jeffrey seventeen is healthy and normal but we're anticipating large growth people wanna be there first the markets and leading indicator unemployment a lagging indicator so Jeff won't have to worry about if trump stumbles and doesn't keep his word. There have been people banking on the tax on carts and that they into the market so if you proceeds as predicted then he will you know fulfill the promise and markets should continue normal pattern but. We're way way above about the fifty day moving average to run to an extent I have not seen in many many years so we just have to be cautious but it's great people are optimistic people coming in this CS and mentioning you over and over Jeff Thomason of the show and Thomas and love are a little banter once in awhile and so I appreciate that are you know we have a record who had a record month Newton's opener sort of zoom in take two years we have pact would have to hire more people and we had a admiral office space so thank you very much Jeff. Ability my pleasure but he looked there's nobody I trust more when it comes to financial advice in you being candid and everybody. So look bill obviously which are saying is look be careful the stock market is inflated the bubble burst you wanna protect yourself ocean off our secure retiree you're you're planning for your retirement. Dale I know you've got these meetings it's part of your series you wanted to reach out to his many retirees are potential retirees as possible sir do you have anything in the pipeline. In terms of upcoming events. Well it's good Babson College we have we have the Newton Merrick went in the cafe ask drew only have the Tuscan kitchen we had to bring in more tables because of you Jeff the other night there was at least thirty people there. That's her value on the show more than we can vote it's we heard about it on Q and you gotta give us a C itself 88880181. Just receives ladies and gentlemen but if I want to thank you and I just question I have for you do you think. President Trump's going to be able to actually follow through with what he wants to do with the illegal immigration and straightening out our budget we're devoting billions and billions of dollars to these folks who love them but they are here illegally Jeff what do you think's gonna happen. Bill like I tell you I think look I think he will this bill if not all most of his promises and the only reason why am optimistic is because his agenda is so popular and as long as he keeps doing what he's doing giving speeches at feet packed holding rallies in Florida. You on Twitter tweeting out holding news conferences where he holed the media accountable as long as he keeps going around to hit and run to around the media uses they're trying to destroy him they argue a ban it completely correct they are the opposition if he keeps getting his message to the people. The people are gonna put pressure on congress. And and so like I've just now talking about obamacare and Boehner predicting it's gonna go down so are expected to repeal effort is gonna go down and that obamacare is gonna stay pretty much unchanged. Well if the Republicans. Take all of these manufactured protests they're finished they're not gonna win reelection in 2018100. So. If trumpet Smart. I would continue to use his popularity and its connection with the people doing the people's agenda. And almost all the like a gun to there and tell Brian or Ryan Mitch McConnell. Look I've got a mandate you don't do what I say probably or the people. And I think if he does that bill if he gets tax cuts through if he repealed and replaced is obamacare if he gets the border and immigration really under control. Bill of telling you he's sure winning 20/20 and everybody knows. Mum and Joseph. By Christian I mean I'm just has been great being with you throughout the. They'll back the number to call 88881881. What's your next event bill. Not tomorrow tesnus to drill we will vote any toner people he's come you have a seat just let us know what the door. Let the extra tables again like we did it Tuesday night and and we're gonna have Tuscan kitchen ran the new Marion Babson College coming up next month so. Public tomorrow it's at the cafe after Saturday and that's correct yes OK you're the man front I don't know anybody god bless you and unless you went Brent. They're going to keep what you have to use what you want to and pass along what's left. Are you aggressively working to keep would you happen pass along something to those near and dear to you. Want to thank both look back is in store replaced their recent five year look back and replace the original three year look back. Are you worried about the new tax laws well above potential means testing for Social Security Medicare and Medicaid. Call 188881881. Now and speak to build Kelly yeah. Get bills courtroom schedule review and make an appointment for have a consulting sessions to answer all of your questions today of the there's 888800. 1881. And. Yeah. I the United States is the greatest place in the world to invest we have some shakeups are doing it through bad apples and. You just read this. Hey brother learners there's an endless road team. There and we're here with ambassador Raymond Flynn a privilege always every week honoring yeah. We don't let people. While we talk about it Williams. Get. Well good. I got into trouble. I'm WRK note discussing a politician and you used so many. I've been to no end in a way he's simple you know when you could have a hero who's not so political side you have Jackie Robinson I have Ted Williams and it keeps us on the line accuse me out of line of fire I think that's. It. There's sellers. And up. And say it. Again. Well. It's not your. It. I. That it. Shouldn't well. That would have. Shown though country. Sector oh. I don't Williams is a throwback for sure he spent five years and he was agree that anything you did he was the best fighter pilot fishing. They say he was some more of the top fishermen in the world to as far as sport. Goodness here it. Show a year spent time in. Might not at school. And in fact yeah this huge bite out of Austin. It come to my most shocking that we shot. And state stay at my notes and on. A couple of it's a year ago. Ask that us. But in news trends. It's school. Well we're well into this presidency here now is get his feet on the ground I think there's a lot of opposition but I think that's always the case don't you. It. You know it's. Ours. Should. I. To. Oh. Lost. It. It. I. Oh. Oh. In. Action. At. All. You know. It. There. Oh. It. Coal. It. 0000. OK. Us. It. It is. Country country. Actions. Direction. It asks. It. Well. On. Mean. It's. It. East. One. You. So much country. And Newton. Yes. Next. You can ask. And. Plus great to have you here every week doing that and we appreciate it and hope you have a great weekend now can work outs are going well and mr. and mrs. Clinton running. Structure. And this. Didn't and textures are. Think that. Men. And pretty. Those young people these tips to you know all of them. Scott we talked about it next week. He's a handsome young man and god bless you thank you for being with us this week. Rick Scott an excuse to get just a brave men mrs. Clinton. Senior safe money strategies Tripoli 81881. Call two days. Yes spotlight to a turn your back in conference thanks very much. And so and so. Tripoli 81881. Call two days. We would like to come to cap it at Ascot drought that. And the tension there and that would be wonderful thank you I'm back. Tripoli 81881. Call two days. I was just listening to your radio show and I I would like to attend the Tuscan kitchen. Presentation. So if you could make the liquidation for me in let me you know I would appreciate it thank you again and I would like to make a reservation twenty. Tuscan kitchen. Thank you. Tripoli 81881. Call today. Analysts. And piety wealth preservation risk management seminars to Babson. I would like to attend a brunch. And took you can email me more information than it for the both of us. Would like to attend the brunch thank him. Tripoli 81881. Call today. Seniors saint funny strategies. When it's transferred senior safe money strategies. Living trusts seniors think money strapped. Medicaid crisis planning a senior saint on extract. Portfolio income projections. And you're saying money strapped. Call Bill Elliott leading 31981. Or locally at 7818. Born on him 3090. For those of you wanna protect your wealth if at all possible for those of you who are wondering about retirement the projection projections of your retirement investments and your cash flow give us a caller Kelly financial. Any NET 800 when he didn't want to ask for a free copy of the changing face of retirement investing it's an amazing publication in it you learn what has happened since the boomers first started their journey on earth and the unique place she might be today. If you're over fifty and trying to figure out what path to take on your retirement turning everybody has been on a path it's called life. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- When he hit one hit another look at what you're doing before you make a mistake where before you do something that's irreversible. Sit down with a standup yourself kept knowledge visit with us at the Tuscan kitchen and Burlington or Babson College near Newton 888800. Point hit one we're going to have. Crunches and we're going to have dinners at the new married gotten out to support the Newton office which is off the charts has two kids were excited saw 88880181. You know that get a copy of senior safe money strategies and get a copy of the workbook 88880181. Take the national senior retirement test which I developed an 888800. 181 find out where you stand when you finished the test you know we understand it's a very it's a test that will cause you to think about what you're actually doing and how you might stack up any any any 800 when he hit one find out what the expense expenses are inside of your portfolio and your investments before one can you variable annuities find out what the expense ratios are in the investments you have the funds need anything he encountered when he went and find out if you still want to continue to give away at that point 511. And a half two and a half four and a half percent every month or you wanna put that in your pocket or not give it out at all. Any any any 800 when he. He wants it wind thus there's no fee for a consultation. Initially you'll never be billed for sitting with us and for your initial consultation. We're gonna create a cash flow analysis for you we're gonna create a twenty year projection for you we're going to do balance sheet for you. We're gonna do an investment report for -- -- we'll show you that -- of your investments and sounds like a -- term but it's really the strength of your management we're gonna show -- the data of your entire portfolio all mapped out which is how much volatility you have in comparison to the market -- showing the expense ratios and what you have find out where you're actually spending on fees right now you have investments that are -- any any any any country when he -- -- with us in Burlington Braintree more than newest office -- visit with us at the Tuscan kitchen for dinner or -- those so those are -- all lace corset with us at Babson college and they've welcomed us with open not just a fantastic. Experience and perhaps in the home of American entrepreneurship. And college was formed it was based -- successful American businesses and the courage that it takes to venture out so don't forget these events ladies and gentlemen they're very important. We won't commute there and we welcome to a new office in new don't be shy command leader shake hands kind of what we can do for you paid paid 18100. Winning game one. He soon so we were talking about it a vision more than any plan last segment and I was talking about it. If you have a twenty year plan archer expecting to lift when he hears them and which is what we do we do Tony your projection. If you have a great state plan are you planning on having grandchildren and the to attend college and things like that. So that's what keeps us going when using a telescope to look into the future and see the great things there. We're not using a microscope to make ourselves miserable if you look if you went out to a restaurant and a glass of Warren Fossett. And if you had your microscope with you most of the morning you can effort trying to. I don't think. So if we do that sometimes it takes life apart on us. And look the market it's it's if Wall Street could take all of your money tomorrow and they had some way to do it. That was almost legal it would be difficult to prove either way they do it it's an auction. It's an auction the Schiller PE right now is exactly the same as it was in 92 when 926. Point 01. According to Schiller. So think about that. The margin dent in the month market is enormous. I don't know what the president's going to do if these criminal intent or taxes to market might be able to self. Correct and the price PP he can go down if earnings go up. If they're less taxes to pay earnings are automatically going to go up. So that's my. That would be great if something slips if there's a tragedy if there's an attack into something happens then we have a huge problem because we have an overpriced market. I'm not trying to frighten anyone to do business with us however you view exit plan. Now we used it fifteen. 10200. Day moving average it's easy it looks like a little river in the market. And now runs in that in the between the banks of the river that which is there. The fifty and 200. And when it goes astray of those just want. It's a signal is that exit foolproof now it's a rule of Communists. And rules of thumb on aren't always fool proof and automatic. So he needs someone to look at what you're doing if you have a lot of stocks. We have more than thirty stocks in your portfolio you've probably coral into the market. As a matter of fact I can almost guarantee it. So what we focused we're focused on information but we're also focused on the transformational view thinking information is great encyclopedia. Britannica was in our home until 1990. I think whatever. Time we move that's a First Amendment and would panic you confident thing. But basically sometimes I used it to stand on I was a kid to see out the window who was coming up the long driveway. Transformation means you have a new way of approaching things in new way of thinking. You know we have great state plan was agreed estate planning attorney who works with the less fantastic woman and she comes to. Our offense that we old and she is part of that process. And her name's Alyssa when she gets some things stunned it's amazingly. Efficient. Quick and prices of quite a bit lower than what he's seeing out there bandied about. That's part of a transformational when you get your state planned on different feel better about it and you have torn here income rejection understated plans. You have a punt investor investor profile that's what you have to visit with us if you have an investor profile guests want and you swing in the right cool. And you're in the right class and you rare. We should be because you do risk tolerance test and you can select and then you can know the upside and the possible downside also. So that there is no shock. And then we have controls that we put on when when the fifty day when we break the fifty day. Now people call me for I used to you know everyone knew it was going to be calling the office today before went untouched because that's important. Transformation doesn't mean somebody's selling you something or doing something for their own good and not for yours that's that's I don't know what that's called golf selling we don't do it. Don't think the only thing they're really sell is going to have the information. That we produce and I like you do read it especially my biography. You'll understand. Somebody's life through their biography. And how things happen on the small farm and what happened out and I get off of that. Linoleum floor. And two page to sing to my grandfather telling me columns and how did I get to. Position right now and I can help a lot of people have great life myself and a wonderful family quite a journey. I keep that in mind when I sit with people it's a big responsibility. Big responsibility. If you want to have a row advisor. If you want Ken Fisher work your work with Ken Fisher that's great can you call Ken Fisher. My cell phones 4018351134. Every clients entitled to so you could call Bill Keller into their personal whenever. You can call me and I'll answer you can email me. Do your homework some of these guys on TV so act annuities. How are you learning it's what happens when you're when you have for a member here it is your wife or husband becomes incapacitated and they're gonna be at the nursing home. I think going to be contacting your accountant and here in your. Estate planning attorney know they're not going to be there. We watched over our clients like Hough would watch over and announced so that's what we do Provo advisor can not probably make it into the long term care facility or visit original owner real estate planning attorney and attacks. So that's the difference is it worth it that's your call I think it's worth it. I think it's worth it we know we've been through a lot benefit thousands of meetings I have no one year 2100. Meetings one person. Tens of thousands of people have sent current events so I'm telling you things are not selling you things so that's never good. But I don't have to how's that I want I want to get some things off my chest and it's and that's what I'm doing. And I don't even know how repeal aren't aren't really feel. Deep down about this business it's a great business for I've been able to meet governors ambassadors. Senators. Username and famous in the media personalities. I've met Donald Trump. And snowstorm last year with co owner. I'm that response backstage pray and Ted crouse. Don't say it if you don't like to his crews it doesn't matter if any kind of look advance people who pray with me. And at the time and things weren't going really well for me so it was a reach for them but they did it and you know we prayed with Ted Cruz Jaffna. I've had some of the leaders and you wouldn't believe who. And receiving loans come back to me after they passed me and and it's been whispering in my ear or somebody you all know. And said to me you the person under the American you know write messages he said we pray for me. So of course and definitely consider it on and off he went I didn't even thinking who went ones so the sisters said of Clooney infant. This is to sit have little sisters of the poor and then society of the friends for Jesus states and well. Billy Kelly somebody asked him to pray for them maybe your job is done it's it's hard to. He would be hard to have a better life than if I'd. Over the years and it would be difficult if I planned it if I ask god for. A perfect life time when I would've probably pass for a little smoother ride but it would have never ask for this moment right now. I can speak to you. I can tell you what's. In my heart I can show you. That we shouldn't be successful in business and we consume a lot of other people each other ourselves god Christ so far I've done that well then you. You know what if I've done that success and I think I don't I don't want to declare that the that's how I feel on the morning. Happens on Saturday morning we'll be right back. This is the bill Kelley show there's nothing ever false about hope. Keep your family fortune in the family. Call 188881881. Now and speak to bill Kelly. We have the book for you it's called senior safe money strategies. There is a workbook that goes with the book right now you can get your he copy of the book. It's almost everything I've written. Over the last Tony three years put together some 888801. And anyone get the book senior safe money strategies and ask for the senior safe. Money strategies workbook volume on hand to. Some are calling today you have the information immediately. As soon as Alexis on the folks who fulfillment can get them out to you repeat. Items out to you and you can be taking advantage of that knowledge and information and newfound techniques and ideas. On Monday before the market opens so pay pay 801. Anymore and yet you are copies. Especially now the senior safe money strategies workbook following morning to 288. Pages and it's even half by eleven so it's huge. Looks like the old dictionary re used to have a secure. Don't forget that it's a something a little bit knew something a little bit different and whoever is getting more information to information is power. Catcher work folks ask for. The national senior retirement test it's something else and we offer find out we understand they need me 800 when he did one get the Del Mar report find out why investors guessed wrong on almost 75%. Of the times. So they need any. 800 when he didn't want we've had thousands of people take the national senior retirement test. You'll be able to see when you stack up with those people can get an idea where you stand people generally ask me where do we stand and this is one way of knowing generally I tell -- you're in good standing because she's standing with me having like that. So don't warrant. Get the will and trust workbook paid 88800. When he didn't want it will help you figure things out and then total wealth transfer which is part of the ten free reports 888801. Do when there's every kind of idea strategy and technique and I think that's important anyone to view. In that publication. So total wealth transfer the will and trust more thought the Del Mar report on investment investor behavior that would be you know the national senior retirement test senior safe money strategies and the senior safe money strategies or -- fine morning to 288. Pages of a new half my eleventh it's now six point nine packed packed with every type of publication and I thought might be important to you. 888800. Wanted and went on it's quite a big job to print these launch items so 888800. Wanted to anymore and of course in the next ninety days are high net worth summits. For those of you have between 505. Million to protect tenants say it was us have Lombardo is in the South Shore. The Tuscan kitchen north and Burlington fantastic venue you'll join all or any of these there is no cost and the information you will receive I believe it's priceless how do you like that so beat any date. 891. Sit with us for a dinner during the week and early dinner you'll be on your way home by 7888800. Wanted to once Tuscan kitchen in Burlington publications. 88880181. The national senior retirement test the will and trust workbook. The senior safe money strategies book my original publication and the seniors safe money strategies were books volume one and two. Don't miss the most as well last attend packer publications ask Alexis trying to get these publications do as quickly as we camp because if you get them today you can be putting their knowledge to work through newfound knowledge the newfound information concerns are built in these folks in these publications 888800. Pointed it on I'll be right back. Are you getting pays over five days bundle to any investing relationship. One is the ability of your professional. Another is availability. There's attitude action. And accountability. To listen to bill Kelley senior safe money strategies and called the 8881880. Wanted to speak to bill. What matters to build Kelly is you. We think you'll give him straight days. Senior safe money strategies Tripoli 81881. Call today yeah. Yes spotlight to attend your action conference thank you very much. And so and so. Tripoli 81881. Call two days. We would like to come to cap it at scan around that and lunch there and that would be wonderful thank you I'm buying. Tripoli 81881. Call today. I was just listening to your radio show and I I would like to attend the Tuscan kitchen. Presentation. So if you could make originations for me in let me you know I would appreciate that thank you look at it and I was like can make a reservation twenty. Tuscan kitchen thank you. Tripoli 81881. Call two days. More than for the book on. The overtime refugees today thank you. Tripoli 81881. Call today. It got them into the radio show over and over with little feedback on any well caught because I am interested in learning. You know maybe having you guys you complementary review and I am also mature than some of the material that movements and thank you and have a great let it that we get by. Tripoli 81881. Call today. That's to my country every day and I'm sorry you can't let get spot there and I love it. So on Saturday morning I heard the event in the twelve I would love to attend a blood just want to take edit secret. And Sunni and I want to thank you are. An animation you sent me and I love Billy Burke I can't and god bless and I. Tripoli 81881. Call two days. I was. And piety wealth preservation risk management seminars that Babson. I would like to attend a brunch. Events that you can email me more information about it to the both of us. Would like to attend the branch thank you. Tripoli 81881. Call today. Those are you wanna protect your wealth if at all possible for those of you who are wondering about retirement the projection projections of your retirement investments and your cash flow give us a caller Kelly financial. Any NET 800 when he didn't want to ask for a free copy of the changing face of retirement investing it's an amazing publication. In it you learn what has happened since the boomers first started their journey on earth and the unique place you might be today if you're over fifty and trying to figure out what path to take on your retirement turning everybody has been on a path its goal line. Where you've -- is probably in a place called sacrifice and going without you know -- to invest and save for retirement at the same time helping others that's where you've been an issue of travel through life just like you've reached a point which is -- now this moment yesterday is history tomorrow is -- ministry but look tomorrow can be a project and calculated and actually maybe -- more of -- certainty if you have the proper information and you have the proper tools so any any any any -- morning -- -- -- -- -- I tell -- it's important for you to know cash flow becomes the most important thing to you when you retire especially if you're depending on your investments to make opposite significant portion of the -- -- your retirement cash -- so any any -- 800 when he -- one we're having events at the Tuscan -- we're having events at the Babson college and we're having events and several different venues in the -- three months we -- absolutely -- right now for that reason we're open on Saturdays -- are hoping opening -- we have a new office in -- it's -- we will make room for you will make room for everyone any -- -- 801 anymore and we just opened the office it's -- Schedules panicked when adding some more and more staff to Newton but we have to train people we have to do growing and we will fit you win 888800. When he hit one get another look at what you're doing before you make a mistake where before you do something that's the year reversible sit down with a standup yourself can't knowledge visit with us at the Tuscan kitchen and Burlington or Babson College near Newton 888800. When he hit one we're going you have crunches and we're going to have dinners at the new married gotten around to support the Newton office which is off the charts as the kids with same song 888800. When he didn't want to do on that get a copy of senior safe money strategies and get a copy of the workbook 888800. When he didn't want to take the national senior retirement test which I developed any -- any 800. When he wanted to find out where you stand when you finished the test you know we understand it's a very it's a test that will cause you to think about what you're actually doing and how he might stack up. Any any any 800 when he hit one find out what the expense expenses are. Inside a few portfolio and your investments your 401K. Your variable annuities find out what the expense ratios are in the investment you have the funds need any any any country wanted to warn and fine and if you still want to continue to give away at that point five. 11 and half two and a half four and a half percent every month or anyone put that in your pocket or not given out at all. Any any any 800 wanted to you won't sit with us there's no fee for a consultation initially you'll never be billed for sitting with us and for your initial consultation. We're gonna create a cash flow analysis for you we're gonna create a twenty year projection for you we're going to do balance sheet for you. We're gonna do an investment report for you and we'll show you that alpha of your investments and sounds like a big term but it's really the strength of your management we're gonna show you the data of your entire portfolio all mapped out which is how much volatility you have in comparison to the market. And we're going to show you the expense ratios and what you have find out where you're actually spending on fees right now you have investments that are loaded any any any any country when he wants it with us in Burlington Braintree more than newest office Newton visit with us at the Tuscan kitchen for dinner are throwing stones so those are packed always or -- -- us at bats in college and they've welcomed us with open arms it's a fantastic. Experience and perhaps in the home of American entrepreneurship. And college was formed it was based on successful American businesses and the courage that it takes to venture out so don't forget these events ladies and gentlemen they're very important. We won't commute there and we welcome to a new office in new don't be shy Akamai and meet a shake hands kind of what we can do for you paid me a few 10181. Season. The phases of wealth are accumulation. Growth and a transfer of assets what phase as your most important. Call build Kelly okay 88881881. Now with questions and concerns. It's Saturday morning. What's most important to you about your retirement years trying senior safe money strategies with bill Kelley on six AB WRKO. Call bill at triple A 81881. Or locally at 78184939. Feet. Stay informed. OK and you say goodbye to the people. And thank you for listening. And. Yeah. What's most important to you about your retirement years trying senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally at 78184939. Feet. Stay informed. Are you getting pays yeah you're behind me is vital to any investing relationship. One he has the ability of your professional and another is availability. There's and a tooth action. And accountability and to listen to bill Kelly's senior safe money strategies and called the 88818. He wanted to speak to bill. What matters to build Kelly do you view and we think you're giving them straight days. Senior safe money strategies Tripoli 81881. Called today. Yes spotlight to a turn your action conference thank you very much. And so and so. Tripoli 81881. Call two days. We would like to come to cap it at. Can drown that luncheon there that would be wonderful thank you I'm buying. Tripoli 81881. Call today. I was just listening to your radio show and I I would like to attend the Tuscan kitchen. Presentation. So that he could make a reservation for me in let me you know I would appreciate it thank you look at it and I would like to make the reservation twenty. Tuscan kitchen. Thank you up. Tripoli 81881. Call two days. We'll put the book on. The retirement strategies today thank you. Tripoli 81881. Call two days. Yes Doug Douglas into the radio show over and over that little back anyway out card because I am interested in learning. You know may be having you guys you complementary review the denial also of interest the then but the material that movement and acute and have a great day of the week by. Tripoli 81881. Call two days. That's a chronic country every day and I'm sorry you can't let this spot on there and I love it. So on Saturday morning I heard of our event on the tour I was allowed to attend a blood checked weren't taking any secret. Andy Kennedy and I want to thank you Bob. And made and you can't meet and I love Billy. I can't and god bless and I. Tripoli 81881. Call two days. I really. And piety wealth preservation risk management seminars that absent. I would like to attend a brunch. And touch you can email me more information about it that both the left would like to attend the brunch thank you. Tripoli 81881. Call today. Seniors seem funny extracting. Wealth transfer thing you're safe money strategies. Living trusts seniors sing funny strapped. Medicaid crisis planning senior saint on strapped. Portfolio income projections seniors money strapped. Call bill Kelli at 88800. In 1981. Or locally at 7818493090. Okay. I know that's. It's. Coming up. I. Ten news. Week it's hard. Maybe this. What's most important to you about your retirement years trying senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally at 78184939. Feet. Stay informed. Senior safe money strategies Tripoli 800 in 1981. Call today yeah. This is still account for those of you wanna protect your wealth if at all possible for those of you who are wondering about retirement the projection projections of your retirement investments and your cash flow give us a caller Kelly financial. Any NET 800 when he didn't want to ask for a free copy of the changing face of retirement investing it's an amazing publication. In it you learn what has happened since the boomers first started their journey on earth and the unique place you might be today if you're over fifty and trying to figure out what path to take. On your retirement turning everybody has been on a path its goal line. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- When he's going to get another look at what you're doing before you make a mistake where before you do something that's here reversible sit down without a standup yourself -- knowledge visit with us at the Tuscan kitchen and Burlington or Babson College near Newton. 888800. When he hit one we're going you have crunches and we're going to have dinners at the new married not known to sport the Newton office which is off the charts institute's roots iso 888800. When he didn't want to do on that get a copy of senior safe money strategies and get a copy of the workbook 888801. You want take the national senior retirement test which I developed any -- 8800. Wanted to one find out where you stand when you finished the test you know we understand it's a very it's a test that will cause you to think about what you're actually doing and how you might stack up any any any 800 when he didn't want to find out what the expense expenses are. Inside of your portfolio and your investments your 401K. Your variable annuities find out what the expense ratios are in the investment you have the funds need any any any country wanted to born and find out if you still want to continue to give away at that point five. 11 and half two and a half four and a half percent every month or you wanna put that in your pocket or not given out at all. Any any any. 801 really wants it within us there's no fee for a consultation initially you'll never be billed for sitting with us and for your initial consultation. We're gonna create a cash flow analysis for you we're gonna create a twenty year projection for you we're going to do balance sheet for you. We're gonna do an investment report for you and we'll show you that alpha of your investments and sounds like a big term but it's really the strength of your management we're gonna show you the data of your entire portfolio all mapped out which is how much volatility you have in comparison to the market and we're going to show you the expense ratios and what you have find out where you're actually spending on fees right now you have investments that are loaded any any any any country when he wants it with us in Burlington Braintree more than newest office Newton visit with us at the Tuscan kitchen for dinner or -- those so those are packed always or similar -- us at bats in college and they've welcomed us with open arms it's a fantastic. Experience and perhaps in the home of American. Entrepreneurship. And college was formed it was based on successful American businesses and the courage that it takes to venture out so don't forget these events ladies and gentlemen they're very important. We won't commute there. Now we welcome to a new office in new don't be shy Akamai and me just shake hands kind of what we can do for you paid me a few hundred point in game one season. Keep your family fortune in the family she what you had to use what you want and pass along what's left. Are there trillions of dollars in IRA and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard bureau assets acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate in protected from creditors and interloper his new legislation is here now. Do not delay take decisive action to keep your family fortune in the family. Call 1888800. In 1981 now and speak to bill Kelly. Schedule a review an appointment or consulting session and have all of your questions answered that's 88881881. Keep what you have to use what you want and pass along what's left. Welcome back has been telling you the best things in life are free right except. Nowadays we have to postage and handling right the hawks are always the case Susan. We have a lot of things to talk about today mostly about you. And are you feeling about things and how things are going in your life. It's amazing isn't you know we kind of look at the past with a microscope on mistakes we. Look at with a microscope. And it takes a lot of time and I think it's I think the best thing we can do many of the issues that telescope and look ahead to the future. And maybe think about where we are how happy we can be. And how we're blessed. Just to be here for the big show all right. Can you remember a great thing in your life let's if you can picture that a great feeling maybe you. Graduated from noon kidneys are and you made your first communion in your first big birthday party things like that. Can you remember those feelings and can you connect to them. That's something I've been reviewing its one of the reasons I wrote my book immigrant farm. And one of my Brothers called me up it's a few who have done a completely different farms and homes. And he said what what the heck kind of focus and I said no instances. These are the things I moved about the foreign and enough about making their way in the world and doing things you know a little bit better. Getting things done now I happen to have a savior my grandfather amongst among ten people. He shows me obviously because I was the youngest. And my other Brothers and sisters told me that that was grants habit. Youngest one was his favorite because the other ones were already on their way. But the one thing the worst days of my life been kind. And to quit football because of direct mining and the thing up with opera behind me. Broke my wrist. It was pretty much it for me and one season I was superfast. But anyway. The remember that to me coming home and sitting down he would want to Red Skelton on Tuesday night and never had to lift my. I got to put it on mass weakening but it means in my own guess it's over. I should around the second turn the slang or how to feel let me it's over again. But then he would only say that the worst times he would immediately shift to my future meets and you've got a great future. You're great American community is well spoken and you're Smart. And going places. And you you know you're not in the haven't self destructive. You're going somewhere you've got a great future he said it is so I'm really not worried about you a feel for you but I know he's going to be fine. And this was kind of an interest in the interest in. Pattern because some people said to me well if you look at my Social Security statements at some rough years getting into this business. We're talking several thousand dollars of income and you're not several 100000. And Kelly would make maps send me you know we don't we didn't have. Much Internet then it was a blossoming. And Kelly would print maps from me and Xerox different types of map books and send me out to my appointments. And that was brutal brutal. And now I'm I'm gonna start in my training in the basement with 600 people. In and MetLife. And that's where UN French for training for insurance producer license. I think that was one of the very few people there who I was thinking this is going to change my life. This isn't something I'm just doing because I got fired. This isn't something I'm doing on a lark. This is something that I could do that's going to change my life and then. If I'm really good at it will change the lives of other people so. Statistically there are probably five of us still in the business from that room believe it or not. And I've never seen anyone sense beat. Since the since then in the business so it. If he roads people. But so why didn't I give on. Because I think I picked up there have been if when things with the worst I would tell myself while I can do business community and after a talent. I can speak I can think. I'm Smart so so that's what my grandfather was doing with me he was teaching me stop looking back with a microscope. And any type of failure I don't like that weren't. But looking ahead with a telescope. And see you can't Michael's pictured in my mind. And that technique I'll tell you hit it must've worked because I never thought of quitting the business ever. There for months ever. Since 1994. And I think a lot of people do. But I didn't. So you're in a rough business you don't make any money machine Korean activity. And these can be tough and money can be scarce when you're starting because very few people wanna work with someone who's unreliable unknown. Or untested. But hard work and and research made it happen. So looking ahead and allowed me to. And I don't want to be when these people tell us you can ride them some grant asylum saying. Singer having a long term goal has some it has a lot of meaning to me it's not just pieces of paper it's not just money. It's called life movement back. Senior safe money strategies Tripoli 81881. Call two days. Yes spotlight. At that conference that are much of that so and so Tripoli these 11880. One's called today. We would like to come to cap it at around at lunch and parent that would be 10 thank you. Tripoli 81881. Call today. I was just listening to your radio show and I I would like to attend the Tuscan kitchen. Presentation. So if you could make the reservations for me in let me you know I would appreciate it thank you look at it and I was like to make a reservation twenty. Tuscan kitchen thank you but I. Tripoli 81881. Call today. I would. And piety wealth preservation risk management seminars to Babson. I would like to attend a brunch. And touch you can email me more information about it to the both of us would like to attend. The brunch thank you. Tripoli 81881. Call today. When I got my insurance license I put it in a frame in my office I was in a very high producing. Office and one of the Ridgefield Connecticut on the top three. Producing offices in the country independent. And these people in British accents they look like movie stars they've looked like people out of a lawyer. Program on television they. 500 dollar suits 200 dollar shoes. Pants over pay and school pence. Not government insurance or some hoping to crack a few cases right. So I put the I put the insurance license on the wall my office I have a little office. Could see the Connecticut River from my little office. And I put that insurance license on the wall and one of the partners can die and he looked at the U looked in the voice of what is that supposed my insurance license. He says to me why in the hell would you put an insurance license on a wall of your office. And I said well. Geez I'm innocent center Romney said no what no one has ever done that here as soon it's gonna change my life and it's gonna change to launch the people I know. And that's the way you look at him and now licensed. And you and I had planned to five more at the time. Which I did eventually spent four or five more. And I got them in rapid succession. But everyone came by to give me a hard time about doing. These are people who are very high producers. I'm very very good at what they do believe we're definitely sharks. Immigrant they're compliant and went cricket but they they went for the money. And so you know have the tables turned well you know finally a total of Alaska and convenience and look that's gonna change my life I'm doing this for a reason. I know we can communes I mean I'm all in on that so. Please stop making fun event nothing new to two years later I left that firm which was to deal I got there. And now I don't know if anyone there who still doing well in the business or even in the business. And so it's kind of witnesses vindication no it's just my thought at the time. I was the only one and then officers from the thought that window. So I was different. But that's a win I think that's how I feel. I thought it could change my life and I could change some hearts of others affected help them. And it's always been information it's great reason John that's what put a lot of it out. But transformations even better would would you like to have never Warrington about your retirement or have a plan. Now if we use a microscope we're thinking about today this week this month if you have a twenty year plan laid out for you can swat. You're looking at the future run so few looking at Tony years. Okay you might be 65. A few implant them into your psyche got a twenty year plan you're going to yourself permission to at least accept the fact you're gonna have to 85. And even connect with that. So that's what it's all about you'll never. Have the troubles I've had getting started putting it all in. But then again very few people ever have the wonderment and thrills I found. But just helping people just sitting with people wanted to Newton the other day. Just to do some fact finds and to meet the people who were coming into that office would jammed. And it was so good I mean you know look. People take less time than me I used to be in a hurry now I want to talk to people on the one. I'm not looking at my watch when you meet with me hooked you're going to be looking at your watch because I want to know things about you. I want to know things about people that come with me. And I want them to know about me. There's a few more couldn't even know my family if you listened to showing him my son my daughter my life. And that's the point it's me. Now some people might think we'll discuss hokey. It doesn't matter. I set my own course when I came to Boston if it was a risk coming to Boston out of the blue. From western mass almost seventeen to 1817 years ago sixteen years ago. There was a risk. But you know I didn't realize how much of rescue was back and I never thought about quitting now do you like that I. Some running on here I want I want you to know that it's important it's not just it's just not you don't. It's a lifetime. It's a transformation. Through information. It's a vision of long term for you. If you if you're connecting to a twenty year income plan within a state plan attached to it. Think just want to soccer and shorten your life it might Warrington. But connecting yourself puppets they want 65 I've got a twenty year plan all of a sudden the universe might say god nights and world. Skit you know the Tony would not be fabulous. So again. It has some it has a lot of meaning to me it's not just pieces of paper it's not just money. It's called life and we'll be right back. Took gold and keep what you have. Use what you want to and pass along what's left. Are you aggressively working to keep would you happen pass along something to those near and dear to you. Want to thank both looked back using stolen replaced their recent five year look back that replace the original three year look back. Are you worried about the new tax laws well above potential means testing for Social Security Medicare and Medicaid and call 188881881. Now. And speak to build Kelly yeah get bills courtroom schedule review it make an appointment. Before have a consulting sessions to answer all of your questions today and that's 888800. The 1881. And I. Think the United States is the greatest place in the world to invest we have some shakeups are doing the few bad apples and. See this. So we were talking about a vision more than you planned last segment and I was talking about it if you haven't been twenty year plan archer expecting to lift when he hears them and which is what we do we do Tony your projections if you have a great state plan are you planning on having grandchildren and to attend college and things like that that's what keeps us going when using a telescope to look into the future and see the great things there we're not using a microscope to make ourselves mr. vote if you looked. If you went out to a restaurant and a glass of Warren Fawcett and if you had your microscope we view them with authority to effort trying to I don't think so if we do that sometimes it takes life apart on us and look the market. It's it's if Wall Street could take all of your money tomorrow and they had some way to do it that was almost legal that would be difficult to prove either way they do it it's an auction it's an auction the show repeatedly right now is exactly the same as it was in 192926. Point 01 according to his children to think about that the margin dent in the month market is enormous I don't know what the president's going to do if these criminal intent or taxes to market might be able to self correct and the price PP he can go down if earnings go up if they're less taxes to pay earnings automatically going to go up so that's. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Efficient quick and prices -- quite a bit lower than what he's seeing out there bandied about that's part of a transformational when you connect your state planned on different feel better about it and you have a -- -- income projection you have your state plans you have a -- investor investor profile that's what you have your visit with -- if you have an investor profile -- want and you swing in the right -- tenure in the -- class -- -- -- when he should be because you -- risk tolerance test and you can -- and -- you -- know the upside and the possible downside also says that there's no shock and then we have controls that we put on when when the fifty day when we break the fifty -- and now people call me -- I used to you know everyone knew it was going to be calling the office today before went untouched because that's important transformation doesn't mean somebody's selling you something for doing something for their own good and not for -- that's that's I don't know what that's called -- -- we don't do I don't think the only thing that really -- is going to have the information that we produce and I like you -- region especially my biography you'll understand. Somebody's life through their biography and how things happen on the small farm and what happened. I'm and I get off of that linoleum floor and two page to sing to my grandfather telling me columns and how did I get to position right now and I can help a lot of people have a great life myself and a wonderful family quite a journey to keep that in mind when I sit with people it's a big responsibility big responsibility if you want to have a -- advisor if you want Ken Fisher work your work with Ken Fisher that's great can you call Ken Fisher my cellphones 4018351134. Every clients entitled to so you could call bill Callahan it to their person whenever you can call me and I'll answer you can email me to do your homework some of these guys on TV so act annuities are you learning it's what happens when you're when you have for a member here it is your wife or husband becomes incapacitated and they're gonna be -- -- Nursing no I think going to be contacting your accountant in here and you know. Estate planning attorney know that I competed we watched over our clients like Hough would watch over their nests and that's what we do Provo advisor can not probably make it into the long term care facility or visit with the owner. Real estate planning attorney and attacks. So that's the difference is it worth it that's your call I think it's worth it I think it's worth it we know. We've been through a lot I've had thousands of meetings I have no one year 2100. Meetings one person tens of thousands of people have sent current events so I'm telling you things are not selling you things so that's never good but I don't have to how's that I want I want to get some things off my chest and it's and that's what I'm doing and I don't -- -- -- -- feel aren't aren't really feel details about this business it's a great business trip I've been able to meet governors ambassadors. Senators username and I'm famous in the media personalities I've met Donald Trump has snowstorm last year with co owner and that response backstage price and Ted Cruz and don't say it if you don't like to introduce it doesn't matter if any kind of look I've asked people pray with me and at a time when things weren't going really well for me so it was a reach for them but they did it and you know we prayed with Ted Cruz -- and I had some. Of leaders and you wouldn't believe who can receive influence come back to me after they passed me and and it's been whispering in my view or somebody we all know and said to me you the person WR can you know write us again he said we pray for me so of course and definitely consider it on and off he wanted me to thinking who went ones so the sisters sort of Clooney instead of the sisters. And a little sisters of the form and then society of the friends for Jesus states and well Billy Kelly somebody asked him to pray for them maybe your job is done. It's it's hard to it would be hard to have a balance and I found over the years and it would be difficult if I planned it if I ask god for a perfect life time when I would have probably pass for a little smoother ride but it would have never passed for this moment right now I can speak to you can tell you what's in my heart I can show you that we shouldn't be successful in business and we consume a lot of other people each other ourselves god Christ so effective on that more than you know if I've done that success and I think I don't I don't want to declare that that's how I feel the way it happens on Saturday morning we'll be right back. Just over five keywords bundled for your retirement years and the first is time and second is trust. Texas is a keyword technology has impact. Terrorism is the worst tee ward of the mall. Are you dealing with a five tees. Dear bill Kelley senior safe money strategies call 88881881. And speak to build what matters to build Kelly he's cute. That's terrific. Senior safe money strategies Tripoli 81881. Call today. Yes spotlight to a certain that the conference that very much. So and so Tripoli 81880. One's called today. Would like to come to ask him around. At lunch and aren't that would be 10 thank you aren't Tripoli 81881. Call today. I was just listening to your radio show and I I would like to attend the Tuscan kitchen. Presentation. So if you could make a reservation for me in let you know I would appreciate it thank you look at it and I was like can make a reservation twenty. Tuscan kitchen thank you but I. Tripoli 81881. Call two days. I barely. And piety wealth preservation risk management seminars that apps and I would like to attend a brunch. And touch you can email me more information about it the both of us. Would like to attend the brunch thank you. Tripoli 81881. Call today. Seniors seem funny strategies. Wealth transfer senior safe money strategies. Living trusts seniors think Connie strap yeah Medicaid crisis planning senior saint under stress. Portfolio income projections seniors. Money strapped. Call Bill Elliott leading 31981. Or locally at 78184. Dollars and 3090. This is still account for those of you wanna protect your wealth if at all possible for those of you who are wondering about retirement the projection projections of your retirement investments and your cash flow give us a caller Kelly financial. Any NET 800 when he didn't want to ask for a free copy of the changing face of retirement investing it's an amazing publication. In and you learn what has happened since the boomers first started their journey on earth and the unique place you might be today if you're over fifty and trying to figure out what path to take. On your retirement turning everybody has been on a path its goal line. Where you've been any any any 801 anymore and we just opened the office Newton it's packed. Schedules packed we're adding more and more staff to new and we have to train people we have to do growing and we will fit you win 888800. When he hit one get another look at what you're doing before you make a mistake where before you do something that's irreversible. Sit down with on standup yourself kit knowledge visit with us at the Tuscan kitchen and Burlington or Babson College near Newton 888800. Point hit one we're going you have. Crunches and we're going to have dinners at the new married gotten out to support the Newton office which is off the charts sister kids would say so any any any 80181. You know that get a copy of senior safe money strategies and get a copy of the workbook 88880181. Take the national senior retirement test which I developed any pain any 800. 181 find out where you stand when you finished the test you know we understand it's a very it's a test that will cause you to think about what you're actually doing and how you might stack up any any any 800 when he hit one find out what the expense expenses are inside of your portfolio and your investments before one can you variable annuities find out what the expense ratios are in the investment you have the funds need any any any country when he went and find out if you still want to continue to give away at that point 511. And a half two and a half four and a half percent every month or you want to put them in your pocket or not give it out at all. Eight and 8800. Wanted to meet once it went honest there's no fee for a consultation initially you'll never be billed for sitting with us and for your initial consultation. We're gonna create a cash flow analysis for you we're gonna create a twenty year projection for you we're going to do balance sheet for you. We're gonna do an investment report for you then we'll show you that -- of -- investments and sounds like a -- term but it's really the strength of your management we're gonna show -- the data of your entire portfolio all mapped out which is how much volatility you have in comparison to the market -- showing the expense ratios and what you have find what you're actually spending on fees right now you have investments that are -- any any any any country when he wants it with us in Burlington Braintree more than newest office -- visit with us at the Tuscan kitchen for dinner or -- those so those are -- -- lace corset with -- at -- in college -- they've welcomed us with open -- just a fantastic. Experience and perhaps in the home of American entrepreneurship. And college was formed it was based -- successful American businesses and the courage that it takes to venture out so don't forget these events ladies and gentlemen they're very important. We won't commute there and we welcome to a new office in new don't be shy c'mon in me just shake hands kind of what we can do for you paid paid 1810181. Season. A broad term is there's an. This home to. Ambassador Flynn. Sent a great week thanks for asking and finally we had some events in Burlington so many people mentioned your name and they came up to me personally the same point we love hearing mimic William mayor Flynn but we in the afternoon fluent on the and in. Bill that's correcting it because it. Area somebody's in South Boston. Chute opens up. On Thursday. You know action. Opening up ducks to ask south lost 3000. I people you know lately it front page story didn't really bust The Herald or they'll. On. I talk about curling. Gave up to me it is essential to a Saturday morning ability Charlie show she needs WR ego and boy they have they have a great time. Packed. I had sent people up Elgin within. Be good baseball player. An extra. It. Oh. He's great to it anyway. You know everything so scripted and its so I think people get the sense to me it's something I'm it look forward to we never have a script you of course have a lot and teach people and they can learn from you so it's fairly real ordinary. Well I Ares programs you know people get together. Programs. It it. Talk about what they are not disgust. Should it you know I exploration. Program show show. Thousands. He. Still there's what do we prepare ago when a fighter pick. Shall we just talk. Now what that's like it like. People people ought to just level where we're at all. Military equipment and Molly 'cause that's it was electric. Shouldn't be here next week it. Kicker wrote we shouldn't get out here what you asked someplace. Up. Well it's different you know nowadays it's in everyone's afraid descendants of friends and and I've always just said what's on my mind and five. I take it as a way when I speak with you on the radio it's a chance for me to learn something so that's my grandfather Murphy would tell me he appears open. Keep your mouth and a minimum and keep the years going in since would be a lot better off so I I have no I'm not chart over. Yesterday let's. Hear. Came up so sit. We. Are all challengers not get. I that goes well grant. People come up and talk. Saying you know one minute guys talked all. Actually it's such a blow up or X. Server. You know keep up. Like. Like a strike you expect more. Reclamation at duke it out and not expect. It's fun though it let me. Or I'll I'll. You know it they're excited. I know it's by competitors who earns them up sometimes as a member of the used to send because we just get on her. So were we wrong and then we get to the financial brake later. But it's more important to get this information now because there's nowhere else for people to hear you okay can you stay for one more segment. Finished two. This is the bill Kelley show there's nothing ever false about hope. Keep your family fortune in the family. Call 188881881. Now and speak to bill Kelly. For those who view on protect your wealth if at all possible for those of you who are wondering about retirement the projection projections of your retirement investments and your cash flow give us a caller Kelly financial any NET 800 when he didn't want to ask for a free copy of the changing face of retirement investing it's an amazing publication. In it you learn what has happened since the boomers first started their journey on earth and the unique place she might be today if you're over fifty and trying to figure out what path to take on your retirement turning everybody has been on a path its goal line. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Schedules packed we're adding some more and more staff to new and we have to train people we have to do growing and we will fit you win a pain pain 800. When he hit one can't another look at what you're doing before you make a mistake where before you do something that's here reversible sit down with on standup yourself -- knowledge visit with us at the Tuscan kitchen in Burlington or Babson College near Newton 888800. When he hit one we're going to have crunches and we're going to have dinners at the new married gotten around to support the Newton office which is off the charts institutes -- -- iso 888800. When he didn't want to you know that get a copy of senior safe money strategies and get a copy of the workbook 888801. Meeting one take the national senior retirement test which I developed any -- 8800. When he went find out where you stand when you finished the test you know we understand it's a very it's a test that will cause you to think about what you're actually doing and how you might stack up. Any pain elite 800 when he didn't want to find out what the expense expenses are. Inside of your portfolio and your investments your 401K. Your variable annuities find out what the expense ratios are in the investment you have the funds need any any any country wanted to warn and fine and if you still want to continue to give away at that point five. 11 and half two and half four and a half percent every month or you wanna put that in your pocket or not giving out at all. Any any any 800 wanted to he wants it within us there's no fee for a consultation. Initially you'll never be billed for sitting with us and for your initial consultation. We're gonna create a cash flow analysis for you we're gonna create a twenty year projection for you we're going to do balance sheet for you. We're gonna do an investment report for you and we'll show you that alpha of your investments and sounds like a big term but it's really the strength of your management we're gonna show you the data of your entire portfolio all mapped out which is how much volatility you have in comparison to the market and we're going to show you the expense ratios and what you have find out what you're actually spending on fees right now you have investments that are -- any any any any country when he wants it with us in Burlington Braintree more than newest office Newton visit with us at the Tuscan kitchen for dinner or punched us so those are packed always or sit with us at bats in college and they've welcomed us with open -- it's a fantastic. Experience and perhaps in the home of American entrepreneurship. And college was formed it was based on successful American businesses and the courage that it takes to venture out so don't forget these events ladies and gentlemen they're very important. We won't commute there. And we welcome to a new office in new and don't be shy kimono and meet a shake hands kind of what we can do for you paid paid 18100 winning game one season. Are you getting pays over five days bundle to any investing relationship. One is the ability of your professional. And another is availability. There's attitude action and accountability. Listen to bill Cummings senior safe money strategies called 8881880. Wanted to speak to bill. What matters to build Kelly is you know we think you'll give him straight days. Order what is all that's when you think about it in some jumbled mess. There's a drug called opium do you know what it does. It tells the census. And makes people lethargic puts them stupor. It's called opium it's a drug. It's addictive. And there's another thing there's another opium it's OPM other people's money. Other people's money. Different there's an insider trader and go to jail more than my agreement if someone in congress did it. It's OK okay for them to do that and it was okay for quite awhile. You remember the congressional. Bank. Remember that dozens and dozens and dozens of people who are overdrawn their bank accounts. For hundreds of thousands of dollars combined. And remember when I send my assignment people who do things over and over that needs help each other help their family save money invest. Dollar cost average they keep doing it. Or if dozens and dozens of members of congress overdrawn checking accounts by hundreds and hundreds of thousands of dollars. What do you think they're doing with the opium the drugs. The opium is OPM other people's money. Ladies and gentlemen when I say other people's money other you know other people are you. Your money. It's just not congress' money. Pedroia trust any politicians know we've got a mess on our hands. With people trying to file their taxes right now. We're going to build a wall over North Korea build a wall apparently because. It's physically impossible is that we don't have to build some kind of cyber law and I don't know. Do we ever really think we really do that no. But it's OPM its other people's money they can do what they want with the money in Washington DC. At the Statehouse at City Hall. Because it's not their money it's opium its other people's money. And remember when I say it other people it means you you can't say other people's money. Because it's yours. They can tax you they can find you. They can force you to buy medical insurance. They can raise your taxes if they want money from you. They can raise their own salaries and win them. If you don't like it and you withhold your taxes you go to jail on the issue here illegally. Then you have no penalty for cheating on taxes. Or cheating welfare. You're protected class. Now if you happen to be an African American who has struggled. And who in your race has struggled. For 200 years trying to get an even footing here. Could we treat you like a refugee maybe give you free housing benefits tuition. EDT cards first in line for have been no. Now you're third behind. The you know Muslim refugees. And illegals. Who you were soft before President Obama wasn't elected. You're third in line behind everybody else how does it feel so awful. If we want refugees we could go to apple Asha. Around the trail when you get to rest projector junior. When you get to coal country were some people still don't even have electricity. Or indoor plumbing. Could remove those people to Maine. Set them up with housing in stipends and could we could we go to the inner cities may be Saint Louis. Chicago. Could we rescue those people give them a new start give them a living give them a home. Give them free rent gives a great education. We've got plenty of refugees right here we've got homeless vets who have thousands of homeless people in Massachusetts are we helping them know. We have other priorities we have to show everybody. How great we are by forcing things down are the citizens'. Throats here. And if you don't like that there's something wrong with you. But there on opium ladies and gentlemen there on opium the politicians are on opium. OPM. Other people's money. If you're wondering who other people are other people are you because it's your money the government has no money. If they don't like what you're doing through tax you some more. They don't like your activity there attacks it. If they want to raise they're gonna vote to raise for themselves. If they want to select a group of people who doesn't have to pay taxes. We don't have to follow along with that break the law are going to be protected. From incarceration. They can do that because they're on opium other people's money it's your money. If they don't take it from you by fining you by taxing you if they don't take it from you. Final legislation. Where you must pay. Then they're going to printed. And since the government has no money in the print money. Somebody owes them money who's they're going to be just like it's you so it's not the government's money it's other people's money. So that's what kind of rankles me today how about you pay 888800. Point needed wanted to snow. Seniors save money strategy. Wealth transfer senior safe money strategies. Living trust seniors sink money strapped. Medicaid crisis planning senior saint content strategy. Portfolio income projections seniors at you funny strategies. Call bill killing at 88881981. Or locally at 7818493090. Senior safe money strategies Tripoli 81881. Call two days. Yes spotlight to a certain action conference thank you very much of it and so and so. Tripoli 81881. Call today. We would like to come to cap it at could drown that. And I'm sure there that would be wonderful thank you I'm buying. Tripoli 81881. Call two days. I was just listening to your radio show and I I would like to attend the Tuscan kitchen. Presentation. So that he could make the reservation for me and let me you know I would appreciate it thank you look at it and I was like can make a reservation twenty. Tuscan kitchen. Thank you up. Tripoli 81981. Call today. Look for the book on. The retirement strategies today thank you. Tripoli 81881. Call today. It's got let into the radio show over and over the little it back on anyway out car because I am interested in learning. You know maybe having you guys you complementary review and I am also of interest the end of the material developments and they cute and have a great that we hear about. Tripoli 81881. Call two days. This chronic country every day and Siri do you can't let this spot on there and I love it. So on Saturday morning I heard about the event in the trial I would love to it and I'd love to want to take any secret. Andy Andy and I want to thank you are. And Mason and me and I love Billy Burke I can't and god bless and thank. Tripoli 81881. Call today. I really. And piety wealth preservation risk management seminars that absent. I would like to attend a brunch. And touch you can email me more information about it that both of us. Would like to attend the branch banking. Tripoli 81881. Call today. Those are you want to protect your wealth if at all possible for those of you who are wondering about retirement the projection projections of your retirement investments and your cash flow give us a caller Kelly financial any NET 800 when he didn't want to ask for a free copy of the changing face of retirement investing it's an amazing publication in it you learn what has happened since the boomers first started their journey on earth and the unique place she might be today. If you're over fifty and trying to figure out what path to take on your retirement turning everybody has been on a path its goal line. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Schedules packed we're adding some more and more staff to Newton but we have to train people we have to do growing and we will feed you win a game they need 800. When he hit one get another look at what you're doing before you make a mistake where before you do something that's irreversible. Sit down with a standup yourself can't knowledge visit with us at the Tuscan kitchen in Burlington or Babson College near Newton. 888800. Point hit one we're going you have crunches and we're going to have dinners at the new Marriott now to sport the Newton office which is off the charts as the kids once I saw 88880181. Afternoon that get a copy of senior safe money strategies and get a copy of the workbook 88880181. Take the national senior retirement test which I develop any any any 800. When you won't find out where you stand when you finished the test you know we understand it's a very it's a test that will cause you to think about what you're actually doing and how you might stack up any any any you know hundred when he hit one find out what the expense expenses are inside of your portfolio and your investments your 401K. Your variable annuities find out what the expense ratios are in the investment you have the funds need anything. 800 when he went and find out if you still want to continue to give away at that point five. 11 and a half two and a half four and a half percent every month or you want put that in your pocket or not give it out at all. Any any any 800 wanted to he wants it would thus there's no fee for a consultation. Initially you'll never be billed for sitting with us and for your initial consultation. We're gonna create a cash flow analysis for you we're gonna create a twenty year projection for you we're going to do balance sheet for you. We're gonna do an investment report for you and we'll show you that alpha of your investments and sounds like a big term but it's really the strength of your management we're gonna show you the danger of your entire portfolio all mapped out which is how much volatility you have in comparison to the market. Chemically showing the expense ratios and what you have find what you're actually spending on fees right now you have investments that are loaded any any any any country when he wants it with us in Burlington Braintree more than newest office Newton visit with us at the Tuscan kitchen for dinner or. Are crunched those so those are packed all lace corset with us at Babson college and they've welcomed us with open arms just a fantastic. Experience and perhaps in the home of American. Entrepreneurship. And college was formed it was based on successful American businesses and the courage that it takes to venture out so don't forget these events ladies and gentlemen they're very important we won't commute there and we welcome to a new office in new don't be shy Akamai and Alito shake hands kind of what we can do for you paid paid 1810181. Season. It's Saturday morning. What's most important to you about your retirement years trying senior safe money strategies with bill Kelley on six AB WRK go. Call bill a triple A 81881. Or locally at 78184939. Feet. Stay informed. OK and you say goodbye to the people and thank you listening. And. Yeah.