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Bill Kelly Financial 6/18/16

Jun 18, 2016|

Bill Kelly has presented his Senior Safe money strategies workshop to more than 12,000 seniors in the last 10 years.

Transcript - Not for consumer use. Robot overlords only. Will not be accurate.

What's most important to you about your retirement years. Try senior safe money strategies with Phil Kelly call bill a triple A 81881. Or locally at 78184939. Feet. Stay informed. Are you getting pays over five bogeys vital to any investing relationship. One here's the ability of your professional and another is availability. There's attitude action and accountability. And listened to bill Kelly's senior safe money strategies. Called the 88818. He wanted to speak to bill. What matters to build Kelly is here and we thank you give him straight days. Investments in Jordan depend on the financial strength of the underlying underwriter nodal investor qualify it's Jeff corner what is mailbox money do you remember folks walked to the mailbox on the first of each month to find a Social Security. Pension or insurance check waiting form. It may have been your grandfather or father or even your mom. What are the characteristics have mailbox money it was safe reliable uninterrupted and secure no matter what was happening in the world the mailbox money was there. Kelly financial risk management would like to help restore the mailbox money tradition for those of you do not want any riskier investments. Want to know fees and a steady stream up aren't interrupted retirement income if you can't afford to lose any money. Want safety for market crashes and insured principal call 8881881. For a copy of safe money strategies and it sit down with bill Kelly financial in Burlington Braintree or national with one of six analysts. Call 88881881. We have a book senior safe money strategies and we have a series of events that match that cork and if you like that publication wrong. Would like to meet with us and one of our events or meet with us privately in our office either in Burlington Braintree or national speed need me 800 point game one and in the book. During the meeting. Around one of our events at the Tuscan kitchen and the new passed the America. All right no morals and Randolph didn't talk about what folks who are at or near retirement really want what are they most worried about what do they see as their biggest challenges what do you see as your biggest challenges ADV 800 point eight anyone come to an event sit down with one of six analysts. Or order of the books any any any. 800 wanted to anyone in here of the biggest challenges from the thousands of folks I've met and spoken once over the years I'm here at the same for concerns over and over again these are what people tell me. Really keep them up at night first they're concerned about their income in retirement they don't always know that the best way to go about creating an income if they know they want income that's reliable predictable and guarantees. Think about it. Reliable predictable and guaranteed income isn't that simple. So I'll ask them you mean you want mailbox money you want an income to last as long as you live like Social Security does or like your pension doesn't feel lucky enough to have a pension anymore right. And everyone always answer yes that's ecstatically what they want that's exactly what they want now that's not. That's not out of the question is it. I don't think so I don't think so so he is an 800 point if you want to copy of senior safe money strategies come to an event pursuit with us in our offices in Burlington Braintree or national any any any. 800 wanted to one Kelly financial risk management services. Little different little different. If you want safe reliable predictable and guaranteed income. They need me 801 and it went secondly when are people worried about second went. There warn about the markets are scared to death that's probably a better way to phrase it's a more accurate description than Morant. It's hard to avoid stock market news especially when it's bad it's on the TV it's on the radio. It's in the papers folks tell me it keeps them up at night because they never know when the bottom is going to drop out. Or when the bubbles going to burst and the so called experts I call them economists. These seldom have any idea what's going on many people I've met with over the years. Don't know what to do about it the northern end of doing nothing and leaving too much of their money in the market or they literally cash and all out and leaving in the bank. Where parents next to nothing so get a copy of the book safe money strategies aid and pay 800 wanted to hit one arranged to sit with us he came to an 800 wanted to anyone Burlington Braintree or national or have an analysis time is simple. So we have two things we've discussed that many people nervous two things that cause people to be fearful or for a full. And it's didn't make sense it makes sense that he would be fearful about. Market volatility. A market bust bubble bursting or bottom falling out war. Income in retirement steady income so that's fair those are two of the four and when we come back we'll talk about the last two of the four. So aided me in 200 wanted to warn soup with us. Find out what you can do in this funny you can do so Kelly financial risk management 88 and 800 wanted to point. Investments in Jordan depend on the financial strength of the underlying and a writer not all investors qualified hey it's Jeff corner what is mailbox money do you remember folks walked to the mailbox on the first of each month to find a Social Security. Pension or insurance check waiting form. It may have been your grandfather or father or even your mom. What are the characteristics have mailbox money it was safe reliable uninterrupted and secure no matter what was happening in the world the mailbox money was there. Kelly financial risk management would like to help restore the mailbox money tradition. For those of you do not want any riskier investments. Want to know fees and a steady stream up on interrupted retirement income. If you can't afford to lose any money want safety for market crashes and insured principal call 8881881. For a copy of safe money strategies and make sit down with bill Kelly financial in Burlington Braintree or Nashua with one of six analysts call 888800. 1880 while we were talking earlier about the glories of people as we move into retirement have to depend on their investments. First of all folks were warned about steady reliable income. Secondly they're warn about the markets scared to death is more of the word. And keeps them up at night. Really because you never know where the bottom it's going to be so those are the first to the what's the third war of many people who have invested for retirement. And spent years doing it and Warren has been near retirement or I was as the art in retirement what's going to happen or what's what's happening. They really afraid of ending up believing and not being a burden to their families what happens if I get sick and need to go into a nursing home. Or an assisted living facility how am I going to pay for those costs is it fair to last my kids to take care of me. Aren't even able to do that what about my spouse about our house one of our savings these other questions and concerns people share with me. And they do it continuously. Long term care costs are incredibly expensive they are enormous it would not take. Long to run that money out on that mound you know and that's what they're concerned about they're really concerned about it. I don't know I protect myself against that that's really the question they want answered. We have these series of events we're having in Burlington and the Burlington area out the Tuscan kitchen embargoes Randolph into eight and 800 wanted to once it was a certain event find out we have of books senior safe money strategies. The changing face of retirement is and signed that book being paid in 800 wanted to warn it will address the third issue we're speaking about. Long term care cost long term care approaches or sit with us personally in Burlington Braintree our national any any any 800. Wanted to hit one Kelly financial risk services one of our analysts will soon with few. Now fourth and last people want to leave something of impact to their kids entering and winning grand kids. And it's a little bit of money maybe it's a home most folks don't call it a links how links him if that's what it is that's what I call. How can I help my kids and grandkids when I'm gone it can be paying for college on buying a home for example so they want to know first of all do I have enough money to be able to do that and then secondly they want to know what's the best way to do so I can get. The most money to my loved ones and the least money to the insane group of people we know as our government. And taxes so that's what it is it's very simple isn't it after years and years of work people want to have a substantial. Suitable secure income they want to avoid market crashes volatility. And bubbles he wants to. They defend defend against the long term care wiping out their entire state and they want to leave a legacy for the kids and grandkids may be a little bit of money may be home. Or maybe you start in life so he he paid 800 wanted to meet one maybe we can help you maybe there's a way. That you are not and now you're not aware of that you can be. Aware of him might surprise you. And might help you to solve one of these four problems so sit with us for a brunch or an early dinner Braintree. Randolph or Burlington visit with us and our offices painted an 800 wanted to anyone Burlington Braintree human Nashua, New Hampshire more. Mean it was us it was us get the book step number three. Get the book senior safe money strategies any pain and 80181. All of these subjects are covered in the book and it's an enormous Spokane looks like an encyclopedia. And how much does that cost well it's priceless but if you call 888800. Wanted to -- you can have a copy at no charge and we'll be right back. Seniors seem funny strategies. Wealth transfer senior safe money strategies. Living trusts seniors save money strapped. Medicaid crisis planning and see you're saying I'm strapped. Portfolio income projections seniors. Money strapped. Call bill Kelly 888800. In 1981. Or locally at 7818493090. Okay. Coming up. Okay. We're gonna get. Wait. Maybe we. What's most important to you about your retirement years trying senior safe money strategies with Phil Kelly call bill a triple A 81881. Or locally at 78184939. Feet. Stay informed. Senior safe money strategies Tripoli 81881. Called today yeah. So fast quips frank case here veteran of the US army is money managers and I don't want to call them whistle blower is an expert on how to protect yourselves when your. Creating a relationship with a new. Investment advisor here's what I've noticed during my career we've had people are. Terrible complaints terrible records discipline records on ours in Connecticut. There was some man selling variable annuities that are serving people mortgage their homes to do it any did this for years and years. You know I want soleil. We're such a great guy you'd never do that to us and always had problems in the past so. I think the public is a little reticent as the government agencies we're to believe these things about anybody. It is or anything you could tell someone Maceo. Medium size account 502 million. Maybe up to five million what should people be doing before they sit with an advisor or after they sit with them what should they check and where should they go to check it. Well if you daughter was getting married to somewhat. Due to dual background check and ranked now you're investing would and advisor or broker. They have to be registered and or something called broker check you know that you can go online and they'll list every violation that this person has ever done. So there is a wasted little guard against it now you touched on something that I need to drill down on. This whole concept of non belief that is the basic premise of an affinity fraud which is what a Ponzi scheme it. Now lead the word institutional. I had taken this to mind our portfolio manager who worked with that the time ARAMARK topless and he became so incensed and so focused. All of this that he was the one that kept bringing myself and looking back to do in the hunt but we found this cancer this financial cancer we believe. In spring of 99 when I discovered burning through Perry make on the militia that we saw about three billion. We've watched that same role. Just ten billion to 1520000000030. Billion credit we know. Well we were doing around the world and we lease speaking to someone risk manager XYZ bank in Geneva that. And you could go anywhere in the world and I could just CD you'll drink or dinner. He built what do you know about Bernie. You never had to use them and last name. That's how little known as analysts and you would not. Want to tell me you would say we're what do you know about Bernie the reason being you may not want to teeny that your bank is. Claiming to be custodian of the funds that Bernie managing when the fact you have delegated it to Bernie. To be a sub just don't you and he called and the money and the assets and then he's supposedly bought and sold. So chasing NATO doesn't story you know minute documentary just gotten a victim made around Tony and it basically told the story of how we won around the world trying to figure out who was investing through the pipeline Bernie was a giant octopus. Go ahead of the octopus was hidden in a crevice and he had tentacles coming from the crevice. And he would think feeder funds that conduit. They were touching with the private wealth management banks around the world who work bringing in the clients really victims. At the CD octopus and the bigger the octopus got the mortar. The bigger chance there was brilliant financial arena. We started worrying about this thing become systemic. That this and to get so big. To be not only the biggest Ponzi scheme in the world but might bring down on the reputations of the Securities and Exchange Commission to bring down some big banks. And medium crater the market. In volatility because he was reportedly trading the biggest stocks in the world and that was it on the US market could top 100 and the S&P 500. But all of this was an air ball we believe that he wouldn't do it any of this in that all of it was paper. I just wanna know the retail investor he's got two million bucks in his car oysters are reason bank accounts how to see. I could kind of I know two people thrown off Perino recently because. One of them didn't have licenses and selling securities and another but here in Massachusetts I know William Galvin has not begun you want showing up at your doorstep you've done something wrong he's gonna smoke you out and torture. Yes absolutely. Talking about the people who invest their own funds first of all find yourself paying registered advisor order. And those people should be not running the money themselves. And holding the money Princeton's bill. If you with the potential investor and I was a manager if you change in the US arranged a rookie when my money market. You don't write a check of frank case run you're ready check first of all to fidelity or Charles Schwab a war every want your Mehdi hell that's the custodians. And then you have and a third party administrator sometimes than smaller situations. The broker is the custodian is the administrator but the Chinese wall between him. But the important thing is to separate. The benefit manager from the custodians. (%expletive) but the money. And you don't wanna write a check that that's the most basic things so and the second thing is gatekeepers. The big platforms means fidelity or Schwab and so forth when they go to hired bill tell your Frankie seats that run their money. They basically have that it us to make sure that we're squeaky clean because they don't want tarnished reputations on a knock on effect. But I mean rescue us so people can just do a Google China put some on many members of the I can show Jones. Are lawsuits and complaints or Joseph Jones administered interactions within our time. The book at least a first look at what might be going wrong and and they can make a decision. About what they wanna work with these people are not so what Frankenstein raised up my tank just don't write a check to somebody. Write a check to an institution that's called any custodian and I think that's what people need to know like frank. Bet part of bite to eat. In tips third party verification of everything you want segregated responsibilities checks and balances when Greg thanks for being here and now chasing me don't produce a group of folks content online. It's a video. Ed documentary just gotten a bit and that made around Tony and the book is called no one would loosen up financial for a work. Tell he's trying to do you do speaks so I'm one of our offense OK if you like. My god bless thank you times. T fewer family fortune in the family she what you have use what you want. And pass along what's left. Are they trillions of dollars in IRA and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard your assets acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate in protected from creditors and Peter loafers. New legislation is here now do not delay it. Take decisive action to keep your family fortune in the family. Call 1888800. In 1981 now and speak to bill Kelly. Schedule a review an appointment or consulting session and have all of your questions answered that's 88881881. Keep what you had to use what you want and pass along what's left. Investments in Jordan depend on the financial strength of the underlying underwriter nodal investors qualify it's Jeff corner what is mailbox money do you remember folks walked to the mailbox on the first of each month to find a Social Security. Pension or insurance check waiting form. It may have been your grandfather or father or even your mom. What are the characteristics have mailbox money it was safe reliable uninterrupted and secure no matter what was happening in the world the mailbox money was there. Kelly financial risk management would like to help restore the mailbox money tradition. For those of you do not want any riskier investments want no fees and a steady stream up aren't interrupted retirement income. If you can't afford to lose any money want safety for market crashes and insured principal call 88800. In 1981 for a copy of safe money strategies and make sit down with bill Kelly financial in Burlington Braintree or national with one of six analysts. Call 88881881. So we were talking about the concerns the four main concerns I hear and what that's like and what they are. And these are for people who have invested most of their life. For a great retirement but they develop these forms to pick for assigned to column as they moved closer to retirement creating any reliable predictor. Predictable guaranteed income protecting your hard earned savings from the ravages of the markets not being a burden to family and friends if you do it's their current. Leaving what you can to give your kids and grandkids or even your favorite charity to help create a legacy when you're gone and it's pretty simple lesson as we said has received back on the farm. We can do that and you need to defend what you if you need to grow what you have you want to keep point you have you want to grow a little bit you want to use what you would like isn't that fair after a lifetime of working and general generally these things don't happen without sacrifice it's just coincidental not. It's a fact it's not just coincidental. The people in my practice clients and folks who planned and have great retirements have played by the rules pretty much they're square's new a family and love America they love life they're both apple pie when it's mostly family and the family. Gone in country don't ask me why that seems to be workable equation so to create a reliable predictable income and never changes. It's a challenge guaranteed income sensitive and your investment and protection for losses it's fair it's it's a little bit tricky though he needed experts to help you guaranteed income means it's not going to go away it's called mailbox money here on the unveiled Kelley show my grandfather walked down the lane was three quarters of a mile every month. On the first of this the most to pick up the Social Security check think about it think it was 32 dollars and confusion my mom wanted to him and he still kept working chickens and making some money feeding the family on my folks work of protecting your hard earned savings from the ravages of the market I think it's a great idea if you're trying to beat the market out there whatever you trying to gain you have to be willing to loose approach and not going to be happy. Who want to make 10% in the market and you've been around 10% you can't be upset it's risk if you want to avoid it completely I did I agree with you. That's something you want to do. And in my view we might have happened for you need it any 800 wanted to point so don't be afraid that you have these same fears and almost 90% of your. Of people you're insured people and you're in your situation. And his retirement retiring after in my lifetime of wealth creation. Sacrificing. Doing the right thing putting yourself second putting yourself second this when you've done in order to create wealth in order to save and that's very workable that's very workable when you to put yourself second because you send me all that money you might normally spend on something possibly frivolous. Or possibly not necessary so we're really talk about it more in the days and weeks to come we appreciate you being here today and we'll be right back any pain in this country when anyone sit with us in Burlington -- -- -- get a copy of senior safe money strategies and some big book hundreds of pages all about the things we spoke to you about today. Information. About creating a reliable predictable guaranteed income protecting your hard earned savings from the ravages of the market's not being a burden to your family and friends if you get sick or hurt. Losing early retirement. Investments. And for leaving more you can secure your kids and grandkids and even your favorite charity you'll help to create new legacy when you go on eight and pay 800. One anyone we'll be right back. Took gold who keep what you have. Use what you want to and pass along what's left. Are you aggressively working to keep would you happen pass along something to those near and dear to you. Want to thank both look back is in store replaced their recent five year look back that replace the original three year look back. Are you worried about the new tax loss well above potential means testing for Social Security Medicare and Medicaid. Call 188881881. Now. And speak to build Kelly yeah. Get bills courtroom schedule review it make an appointment or have a consulting sessions to answer all of your questions today and that's 888800. The 1881. I the United States is the greatest place in the world to invest we have some shakeups are doing its. Few bad apples and when we. Either. Hey brother learner there's a man oh man sprawled to me it is down there. Aces turn yeah no mom learns we. Me. It's. Tons of all new. Four you. I. A low. Including good morning bill how are you today good how are you didn't. And doing good bill doing very well I had a had a great visit yet today but you daughter to my house. My wife and I had a great chapter that I ask that she's that she's a wonderful kid she is as sweet kid but she's also bright quite right bill. Well thank you Chris saying there amenities and two PC people. I know here we attacked about Providence College in the and how it equally impressed with the young fellow that was the essence Saint Francis. And let red oh that's who you recruit from under both Nokia and you know he. He probably thought I was kidding him I do or what he thought that don't know but you know I I was very very close friends. Glendale legendary graduate until sometime in Maui stokes. And Marlee also is on the great basketball player. Probably began to kind of a new. Second that it really does cease but he was a professional player and he played has little red oak Saint Francis and we played ball there and if we play them down and I Altoona. I worked it doesn't and all Jewish camp out that. We'll opinion. But perhaps it is a right Maurice stokes. In determining rejected Wyman and another great professional basketball player who took care of my results when he got sick and actually this is guy again. Doesn't even if he daughter didn't. Pretty good friends react couldn't get over the stories photos that problem in the boat my lease stoked that we work together cleaning up that. Kitchen of the content we're both young fellows. Before my release became famous basketball player and of course he died but he does. It is one of the great inspirations this my legs diamond that this is where we're talking about himself a spokesman for the couple composure today is Saint Francis the same practically read out so I'm familiar with the school till I'm surprised that you know that we we we chatted so much about that was certainly would have on the Michael Scanlon told him Michael would decrease was the president of Saint Francis came from Wall Street and Connecticut. We became pretty hostile. And so with some good good good memories and doesn't that put us struck what you don't hit a good day. We're getting today about who. Folks this is actually buried on the camps are you with I was and the priest caught wind DiMarco coming through and the president and he called me and here but. But the car and says hey don't condone this particular university it's probably I don't record university and he should not on the LP. Did you because I don't want you cannot talk to the kids in stone that someone that's you know that the professor at the same can actually be successful us in law on how successful I went down to speak I thought it was a big jump from me but guess what we've done for recruits there and there are all want to our vice president ambassador Flynn. Oh my god it was a big reunion down and reception down in New York City. And dad they asked me to get on the of one to speak get the admiral was able on the side church of Saint Francis for the rental and they just got me to tell. Old Irish stories and stories of around the boat. Puppy the influence. The rule would be Irish and in America going way back and so way to grade ten elite we filled the Manhattan that it was the Manhattan hotel that the time money revenue was quite quite a quite a trip of let's say. So Biden is so it was wonderful talking with you go out there and yet so happy Father's Day if you built we'll have to decide that they must be very lucky. You know I was thinking you know and as you know how fortunately. Every month that young William now I met his job as did Mary Matalin you. Yeah. You know are thinking about Father's Day and I'm gonna write something about it but you know I know that changing. Secular. Culture you know the role of this has become more and more difficult and challenging has only you know father's side as it once. Not shuttle to dock worker and you know he's the sole breadwinner. Of the Stanley you know times were really tough you know the high cost of living and all that and birthday struggles and they worked had and they instilled discipline and daddy. Would be unheard of not to go to church. And if he's sending a couple of times a week in and all this and you know he had he actually had a second job. And get sick and as a result of the uncertainty died but he you know it's really tough now built so far there's. You know and I admire them you know quick quick story you know it I I I watch these sizes. At least Saturday and Sunday. They did down here in this Challenge League sponsored by the Teamsters union. They're bringing their kids handicapped kids special needs kids. Since this place soccer play baseball. In there for a look at her real father and they don't get that credit and the recognition that they deserve. So bill on this program and I know a lot of people just stopped me in the street and they tell me that they listen to me all the time you and I am on. Saturday morning. So and so are all those young fathers and old timers like myself who struggled worked. And try to teach veggies and good lessons in good qualities. To get kids you know it's a real sincere. Happy southeast Asian and thank you in thanking him for being. The backbone of. I'm not only the family but being the backbone of society. You know they really are they're the ones that really work bad. Sacrifice. And raise these wonderful children and they deserve a lot of credit you know right. I used to run. My gut and Nancy and I used to go on the separately and cheers on television would go to California and would prefer on. You know in the in the program and the program we started off. Where everybody knows your name that was the theme song on an on ice succeed. When I see note it's like the special needs their baseball and soccer programs. A culture that. You know I don't think to myself I just kinda hum that go a lot of fields. You know this is a program. Where everybody is is he expected. And all the kids feel are important. And and and wow what do what do contribution these fathers make to society today even if they have a little bit of a problem were picked it would look what they only. You know this still working still trying. Not only giving them an education which is a little difficult because of the high cost of education. But the values that they instill in the kids you know it's just. Just amazing to me you don't have to be a wealthy person with a good education to instill these sagging opinion kids. He just simple honest hardworking men and. You know working on the ducks are working in the factories. Working for the gas company or wherever they work. There's still doing the best they possibly can. You know in in really making a great contributions plus societies so this. Father's Day and night. My had us up to those there's some work cut for the kids and I'll see a lot of them Saturday and Sunday. Coaching special needs and handicapped kids I think I know you feel the same way bill. I do in my dad worked two jobs and that you're just embarrassed in north and union national naturally pig you can. And where we were just last influence and we appreciate your. Comments and all of that out there will soon investor class. Yeah really it's that it did days this special day you know bill we're living in this society where. You know didn't move so fast you know like with my father would sit down without some type too less would. Would say that Lowe's we do you have to separate. You know lady if Adam at the time in at least the first into the real world to me on the on the radio for the conversion of Russia. Cut by cardinal Cushing he would be the one saying the mask. The families unfortunately don't get together like that too much and more ability. And I think that losing something but but still you know besides this is not legislation saying mothers to go with celebrating Father's Day. You know they had. The big this family is still there yet. Even though we don't learn much we don't read much about it. It in the newspaper or our I've seen on PEB Duff from guns this of ridiculed in fact in movies. And on TV that they have still. The backbone of society and in home not my prayers and my love and admiration and I'm thinking about myself out. But might create an admiration for all of those tablets out there it's the highest that could possibly be and I'm so proud to. Live in a society that if somebody cheering hardworking decent man who's doing the best of their kids. Well happy father's studio when you have a wonderful environment all of vermin and also the president and mrs. Mrs. Clinton emigrate to the weekend. I'm gonna take waiting to see eight fantastic movie is plan that called finding dory immigrant also wonderful story about him might. I saw this movie Finding Nemo was one of my favorite stories I have them at the side. We'll have a great weekend and I'm all right thanks bill I'll let god bless you about this. Brother. Sister. It. Just over five keywords bundled for your retirement years the first is time the second is trust. Texas is a keyword technology has impact. Terrorism is the worst team ward of the mall. Are you dealing with a five tees. Dear bill Kelley senior safe money strategies and call 88881881. Fans speak to build what matters to bill Kelly he's cute. That's terrific. Investments in Jordan depend on the financial strength of the underlying underwriter nodal investors qualify it's Jeff corner what is mailbox money do you remember folks walked to the mailbox on the first of each month to find a Social Security. Pension or insurance check waiting form. It may have been your grandfather or father or even your mom. What are the characteristics have mailbox money it was safe reliable uninterrupted and secure no matter what was happening in the world the mailbox money was there. Kelly financial risk management would like to help restore the mailbox money tradition. For those of you do not want any riskier investments want to know fees and a steady stream up aren't interrupted retirement income if you can't afford to lose any money want safety for market crashes and insured principal. Call 8881881. For a copy of safe money strategies and it sit down with bill Kelly financial in Burlington Braintree or national with one of six analysts call. Call 88881881. Senior same funny strategies. Wealth transfers senior safe money strategies. Living trusts seniors sinking money strapped. Medicaid crisis planning senior save money strapped. Portfolio income projections. You're saving money strapped. Call bill killing at 88881981. Or locally at 7818400003090. We have a book senior safe money strategies and we have a series of events that match that book and if you'd like that publication on. Would like to meet with us and one of our events or meet with us privately in our office. Either in Burlington Braintree born national speed he'd need 800 point game one. And in the book are in the meeting. Around one of our events at the Tuscan kitchen and the new passed the America. All right no morals and Randolph didn't talk about what folks. Who are at or near retirement really want one of the most worried about what do they see as their biggest challenges what do you see as your biggest challenges the data any 800 point is anyone come to an event sit down with one of six analysts. Or order of the books any any any. 800 point anyone in here of the biggest challenges from the thousands of folks I've met and spoken with over the years I'm here at the same for concerns over and over again these are what people tell me. Really keep them up tonight first they're concerned about their income in retirement they don't always know that the best way to go about creating an income that they know they want income that's reliable predictable and guarantees. Think about it. Reliable predictable and guaranteed income is and that's simple. So I'll ask them you mean you want mailbox money you want and income to last as long as you live like Social Security does molecular pension doesn't feel lucky enough to have a pension anymore right and everyone always answers yes that's XXQ what they want that's exactly what they want now that's not. That's not out of the question isn't. I don't think so I don't think so so he is an 800 point if you wanted a copy of senior safe money strategies come to an event pursuit with us in our offices in Burlington Braintree or national any any any. 800 wanted to one Kelly financial risk management services. Little different on different. If you want safe reliable predictable and guaranteed income. They need me 800 wanted to want secondly when are people worried about second when. There warn about the markets are scared to death that's probably a better way to phrase it's a more accurate description than mourned. It's hard to avoid stock market news especially when it's bad it's on the TV it's on the radio it's in the papers folks tell me it keeps them up at night because they never know when the bottom is going to drop out. Or when the bubbles going to burst and the so called experts I call them economists. These seldom have any idea what's going on many people have met with over the years. Don't know what to do about it the northern end of doing nothing and leaving too much of their money in the market or they literally cashed it all out and leaving in the bank. Where parents next to nothing so get a copy of the book safe money strategies aid and pay 801 isn't one arranged to sit with us maintained an 800 wanted to anyone Burlington Braintree or national or have an analysis time is simple. So we have two things we've discussed that many people nervous two things that cause people to be fearful or fruitful. And it's didn't make sense it makes sense that he would be fearful about. Market volatility. A market bust bubble bursting or bottom falling out war. Income in retirement steady income so that's fair those are two of the four and when we come back we'll talk about the last two of the four. So aided me in 200 wanted to warn sit with us. Find out what you can do in this funny you can do so Kelly financial risk management 88 and 800 wanted to point. This is the bill Kelley show there's nothing ever false about hope. Keep your family fortune in the family. Call 188881981. Now and speak to bill Kelly. It's okay. You okay. Maybe now. It's this. You grid plus. The game I would this. Vanish. The song. And those. Little bonus. Time we're. Do you mom. He's. You know so. See you grew. Reasonable. Man. You you can. Yeah yeah. Team. Man. I. Okay. Done. This. In his best game. He's you Lou. Maybe. My guess. We enough. Mom. And. Bill Kelly nodded while he power. They're scooters to actually coming on the show ladies and gentlemen Jeff scooter as the Boston Boston the Boston bulldozer and. Yeah our commitment to. And not well built built buddy I I just before we start I wanna say that sure. You know I I. Bill are very dear friend of mine and I just wanna say happy Father's Day you you really deserve it are seen which you are and how you are. We William you're beautiful boy Mary Matalin and your wonderful girl who are phenomenal loving devoted father you want the past fathers I've ever seen. And I really hope that moral on Father's Day your family tree you. Like goal that you wore goal to Michael treat you believe deserve to be treated. So bill honestly tell tell tell him make. You are nice day. Tell her all the trimmings. You wanna be look stole all and you wanna be in your case you wanna sit back out here. Watched that game meant they've got that they don't bother. Today just leave me alone and don't let me lack. Tell us about five minutes a just trying to get. Yes they're an example and you and William wants to pass long and haven't honestly your various you're so great. And you know these are great including William he's. Taken up this superhero. On mental. Carrying on the tradition. Through you eat it after he heard. After gimmickry mine I'm superhero is Jeff he no longer have to hunt is comics under his pillow. I don't know I'm not at. Well you say either beautiful boy he's a wonderful boy. I'm very cautious I'll quote he is not stand. You know he's an older boy he's older now to buy a couple of years and you're nice with actually means warm without and you like play without fitter and faster and I actually almost looked up to look at bigger brother he really does he really admire them. I know they go beloved comic their loved one movies together. And bill now now that we have a fool. That we finally installed and are how he wants which is beat Richard because then you know you're gonna bankrupt. This is a wonderful party last year and so we're right here how you had a spectacular lol I did nothing like yours and about gulf. It was an incredible pool a action in Iraq so much fun with William in the pool. The whole car right back daddy daddy why apple daddy does want to just like mr. built it but mr. bicoastal. Our primary capitulate and I said you put some money away. And this weekend it's up and running. Bill I want willing to come down I want kids that come down and swam and just have a good time together I'll order some pizza for a look at. Onslaught Turkey's sacrificed so much to. You know even the current and you. It is so great to see that its own there's so value value with so much Jeff duke. It it just it it comes up it just comes out your pop pop or so when you the laws and and the you take it as a gift to consider thinking a bit of content and guess Jeff and you know sometimes I wonder about the tradition in America what do you think of the future father in more to reduce America's great. Well you don't believe me you're you're you're really 64000 dollar question because what we're starting to learn. Socially culturally. Is what happens to families to children. Are really our society one that fathers absent from home. And we're seeing out of wedlock birth. Skyrocket in the country or it began with the African American community but now which read in the Latino community in the white community now increasingly. And all others are. Having children but there are taking care of her children. And sort single motherhood if skyrocketed. And Europe absent fathers. And we have absent fathers. At least a timely breakdown. It leads to crime. It leads to drugs drew at least it dependency. Young obviously girls need to follow other people are watching audience misunderstand. What. Born in particular because men are different from women. They're more aggressive they are more testosterone. They are naturally inclined to really challenge forty and pushed the envelope. If there's not strong mail trigger and presence in the hole. Are you see what happens to teenage especially teenage male that they don't have. Are many people torn gangs overwhelmingly. Didn't have a altering now. Are many people turn to crime often they're you know like one out of dark world and I didn't have a although there was nobody knew what the firm and took what me blah about on the right roll and so you know bill I don't honestly that's one of the things I've always admired about his. You're not just a good provider you're not just a successful businessman you know somebody used to each true. And and and that is so courageously on the year but you take your responsibilities. Budget as a Hartman data provider. But as a all of shall seriously. And look I feel I'm William I feel I'm Mary Matalin they literally locked up Q you're a role model for them. And you know Mary Matalin knows. That Amanda she's gonna meet eventually should treat her late father treated and dignity with kindness with respect. We log. Would appreciation. And William. Is gonna grow up saying I wanna be a man like my debt. He's a self made man he's self reliance he takes personal responsibility. Doesn't make excuses. Their first round Wheaties their first light air urged children key sacrificing himself or his wife and children and I'm. Eager to serve and protect. And that means what father ultimately it's about. We are there sure are we there to serve our family our community our country and we're there to protect. And you know bill look I don't want to politicize this group it's Father's Day but you know I can't say one of the and that it shocked me the mall. About the whole transgender debate. Where they're not gonna push transgender bathroom were basically adult stranger strange man. Can't go into women's bathrooms into women showers. We're imminent. We're the authors. We're the odd that. We're on day to day and their wives and their daughters and their children and dirt girl aren't welcome there not bear to defend the women of this state. Who have to now insure having strangers ball man. You know in the end about in stall beside him exposing themselves to side and showering beside them. To meet want a look at America I recently looked at a crisis and and this system you August represent farmers are supposed to be men and sure sure to work. They loved god they love their country but above all they love their Pam. And they are there to serve and to protect. And actually it is it's war armed men and the feminists have wage for the last 3040 years. That has been one of the most destructive things in life. The welfare state restricting men out of family. He that feminists have waged war on the military. And pick Donald Trump. Don't trumpet their classic out what American male monkey speaks his mind she's blond. Are you will defend America against our enemies foreign and domestic. And he's being vilified. Now everybody either has to be a mattress actual. Or they some sort of a permanent it yard eminent domain. You seminar that was sick historic east I'm and his arm and leaders projects and it's going. And look at Obama I mean I don't think it. Politically we battle won't but it matters spoke at least beat she wanted to send anybody auto everybody you have to protect everybody can't. I can't speak out against the enemy can you can do elegant. And yeah exactly except. Exactly except what's fashionable now we're about Christians are about conservatives. But you know you never stand there and speak your mind and and your country and then they're strong and firm instead look at the way he rescues that we call will be any. Everything is about compassion and everything about sensitivity. Everything about not hurting someone's feeling. He's the Alter their natural sexual mental and what you're seeing now what justification of America. And convene a man is demand is demand. He goes out he works hard he march for life archer children. Tex is likely protection children and loves this country. To meet John Wayne was the great American male and I've always set them myself America will never die. As long John McCain remains the model for American man. And so the question it's in all honesty do you want Barack Obama to be in the mail for men that are the models are meant for man did you want to be them male model. Or John linked. I'll pick John or Barack Obama and. Captain America as it is on the movie just sort of god bless you Jeff for being with us I know you're busy and your courageous example to me like a Big Brother you know like a brother and I thank you so happy father's to you and god blessed. How people ought to say all the best to you build up document current. And okay. I. We know. I. Are you getting case. There were five days bundle to any investing relationship. One is the ability of your professional. Another is availability. There's attitude action and accountability. Listen to bill Kelley senior safe money strategies called the 88881880. Wanted to speak to bill. What matters to build Kelly is here. We think you give him straight days. Investments in short independent financial strength of the underlying and a writer not all investors qualified hey it's just corner what is mailbox money do you remember folks walked to the mailbox on the first of each month to find a Social Security. Pension or insurance check waiting for it may have been your grandfather or father or even your mom. What are the characteristics have mailbox money it was safe reliable uninterrupted and secure no matter what was happening in the world the mailbox money was there. Kelly financial risk management would like to help restore the mailbox money tradition. For those of you do not want any riskier investments. Want to know fees and a steady stream up aren't interrupted retirement income. Want safety for market crashes and insured principal call 8881881. For a copy of safe money strategies and make sit down with bill Kelly financial in Burlington Braintree or Nashua with one of six analysts call 88881881. We have a book senior safe money strategies and we have a series of events that match that book and if you'd like that publication norm. Would like to meet with us and one of our events or meet with us privately in our office. Either in Burlington Braintree or national speed he'd need 80181. And in the book during the meeting. RM one of our events at the Tuscan kitchen and the new Penske America. All right number. 888800. Point is anyone come to an event sit down with one of six analysts. Or order in the books any page and 800 pointed any one. And here on the biggest challenges from the thousands of folks I've met and spoken once over the years I'm here at the same for concerns over and over again these are what people tell me. Really keep them up at night first they're concerned about their income in retirement they don't always known that the best way to go about creating their income that they know they want. Income that's reliable predictable and guaranteed. Think about it reliable predictable and guaranteed income isn't that simple. So I'll ask them you mean you run. Mailbox money you want an income to last as long as you live like Social Security does or like your pension doesn't feel lucky enough to have a pension anymore right. And everyone always answers yes that's X-Factor what they want that's exactly what they want and that's not. That's not out of the question isn't. I don't think so I don't think so so he is an 800 wanted to one can copy of senior safe money strategies come to an event pursuit with us in our offices in Burlington Braintree or national anything any. He's hundred. Wanted to one Kelly financial risk management services. Little different on different. If you want safe reliable predictable and guaranteed income. They need me 801 and it went secondly when are people worried about second went. There warn about the markets are scared to death that's probably a better way to phrase it's a more accurate description than weren't. It's hard to avoid stock market news especially when it's bad it's on the TV it's on the radio. It's in the papers folks tell me it keeps them up at night because they never know when the bottom is going to drop out or when the bubbles going to burst and the so called experts are column economists. These seldom have any idea what's going on many people I've met with over the years. Don't know what to do about it the northern end of doing nothing and leaving too much of their money in the market or they literally cash it all out and leave it in the bank. Where parents next to nothing so get a copy of the book safe money strategies need any any 801 isn't one arranged to sit with us he came to an 80181. Burlington Braintree or national or have an analysis time is simple. So that's fair those are two on the floor and when we come back we'll talk about the last two of the four. So needed in an 800 wanted to warn soup with us. Find out what you can do in this funny you can do so Kelly financial. Risk management 888800. Wanted to point. A it's. And the snow. What's most important to you about your retirement years trying senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally at 78184939. Feet. Stay informed. Are you getting pays over five and he's vital to any investing relationship. One here's the ability of your professional and another is availability. There's attitude action. And accountability. And listened to Bill Keller senior safe money strategies call 88818. He wanted to speak to bill. What matters to build Kelly is here and we think you'll give him straight days. Employers and 30000 jobs that we've expected hundreds of thousands of Johnson man and that's the fewest in almost six years of course less educated workers bore the brunt of the U hiring slump. What does that mean and means Hispanics and means African Americans and means people who are here. You legally they were unable to get a job and the shocking little payrolls in May provides further evidence that the economy is showing clear sciences slowing. Send our Austin who is me and economist at BNP and apparent to us and think about it. Very very very weak. Reporting ladies and gentlemen for have a couple more months like tennis it's going to be a rough campaign for the Democrats so it's weaker than expected and we had the worst opening in the history of the market we have to plummet this year when the Fed tried to raise interest rates and we know that they're sensitive about the NC you have to be careful you have to be careful who stopping you who's looking out for you. Are you sitting with someone who can figure this Safi redo our own researcher Kelly financial I do my own. So we don't rely on anyone to tell us what we need to know we find ourselves in a five analysts now. And we have one of them whose primary function is to gather information for our clients and for me. Then we can figure out what to do with our portfolio and you have somebody working with you that's doing research not just buying some announces Armenian on Google. Eighteen and 801 they want a few high net worth two things taking care of now before the flood before the storm before the bubble bursts it's a best time to prepare when you don't need to print when you don't need to panic when you panic it's very difficult if you don't have a plan anything anything you don't want anyone get your statements analyzed sit with us have one of our analysts it was me looking at what you have illustrated for you. Final with the numbers really are and make sure you know every product in your portfolio. Chose chief if you're high net worth if you own a business if you need tax strategies. 888800. Point anyone if you need a business strategy I'm an entrepreneur brief how many many people I felt many many people. In the business lives not just investing lives and I enjoy doing and it's fun any any any it is under wanted to anyone can check out there's no charge. There's no charge take advantage of it get the information find out what your risk tolerance is isn't working right for you do you feel okay haven't what you think might be coming this could be catastrophic. 88 and 800 wanted to do it won the gold is on the increase this year by about 20%. In the cash looks like it's running two goals again is that reminiscent of 20062004. Yes. So think about all of that are you have hunting for dissidents are now at a market that stopped outside who has been looking at the head and shoulders with a slight downward tilt. Which could portend and he he's. A bad market in the foreseeable future if it follows that trend and the technicals. So it was someone who can tell you about that he gave me 801 if you want. Find out and check on any person check on me I'm sure know how to do it. When you command will look more look up my record unfair Enron sec.gov. I'm a Better Business Bureau where do you like to look I'll teach you how to do that and don't work with any professional. Until you've done broker check I'm on the Internet and sec.gov. Or -- find out their background make sure you're not dealing with someone who might have every great background 888800. Wanted to anyone sit with us get an analysis of what you're doing get an idea of what your money to find out what everything in those pages. He received from the man who each month find out what they mean I know what they mean to you find out what they mean for your future keep what you have to use what you want paso pop pass on what's left. And growers if it's possible that's the goal right. 888800. Wanted to once it was us the kind of launch was a cent Lombardo is on the eighteenth meets frank Casey. The man who tracked Madoff interesting guy very plain spoken. He was right in the thick of it ladies and gentlemen he he paid 800 wounded when turned to him late brunch or really early dinner at Tuscan kitchen in Burlington. 888800. Wanted to know when there's no charge we usually packed them in our last event we had several hundred people. But we're gonna go a little smaller scale now and work with you personally. If your high net worth individual or business owner you'll get plenty of attention as will everyone else who visits with a us. On the fifteenth of the eighteenth of June or comes with. To our office to meet with us and Burlington Braintree we can create any meeting in downtown Boston or Palm Beach also paid any any any country wanted to anymore and don't be left out. Judge financial Lander speaking. And the crowd are you doing idea mister could do a commercial char. These gentlemen Andrew crowned analyst and vice president and Kelly financial services only European to be vice president period. A I thank you glad the value helped me out learn a lot earlier. He's doing great Saint Francis University to find out how about our consumers and our investors. Went to we have to offer them about the market is going a little sideways there was some differing news. Yet been going out sideways and play point fourteen and there it's edited dated today people make in different speculations as to whether or not today. The dual rate hike in June so I don't think anyone really teach your press banquets about jobs support it could be another month before they raise rates as what I'm reading today obviously came to date that. Yes it does 28000 there's not a lot of jobs in between unions as we came in and try to work and gold seems to be creeping back up again. That's a product of currency instability really since the currencies are can be a little more manipulated like we've seen in China things start to get a little more volatile dual Russian gold and commodities because it's historically kept up with inflation. It is sort of speculation right now. We're not seeing a lot of consumer default when we're seeing a lot of especially in the need for oil exploration receding along bond defaults are you know corporate cement sectors that. Why we've seen a lot of high yield bond is not do very well over the last one year because a lot of them are made up of obviously lower grade bonds which leads to the oil exploration company of their credit ratings started it all along to commodity. Prices so yet there has there has been a few bankruptcies in the energy sector are still lower lower credit ratings bar companies. At times like these. People we're not sure about the bonds mature about the corporates and markets stomped out and then we see people's position and he's he's a terrible and they go on dividend hunting and atop the market and there's just a two edged sword could you explain a little bit about the pitfalls of dividend hunting right now. Dividends are great it's really just returned the stock price in cash also books so if you receive a dividend your stock prices fall by the exact amount the dividend is received so if you receive 4% dividend. The stock goes down 5% you're still have a lost its source the bonds. I still think the higher grade corporate bonds have. Upside potential and very low risk of deep all the large blue chip companies. And they've been able to British positive return to rise in Sri environments in the past. We're market neutral ruined returned harvesting millions. Were you thinking in the elections Newton and the more instability arises the more border our rush to gold and just ended higher grade corporate bonds series should should kill a bit of a slow and and that way people are starting to get. Scared out of equities again we've seen little runs but that could be a product of short term news product of such as stock buyback acts. Certain division further a lot of large companies doing the programs. So I don't spank these these two little runs about side are an indicator of a longer term trend I think that the longer term trends still seems to be downward as of right now are very fast flat as it has been since point fourteen. Well anymore standard Crowley appreciate it coming on what folks consider what do you bring your statements in ladies and gentlemen Andrew look at them and don't analyze them for human person if you want to return her anymore in depth analysis of your statements like this and don't run intricate do that to how long does that take Kendra. Well once we have this statement. I can run the announces that a couple days figure out where you're exposed to need to factor where exposure across the world all of your measures of risk now. Canaries sing and I explain how are thing mark and and what exactly do you have to a lot of its. Not as transparent it probably should be. There and caught it. 888801. Minute one little catch you know I sit down and there's no C what are you seeing mostly Andrew about people's fears are now. I think people are fearing another financial crisis like 2008. And how that could ultimately. Leave that to them having to work an extra couple years which is the last thing. People coming closer to our water bill. 888801. Needed one particular priority is to prevent Troy. Moreover analysts army and killer credentialed in Braintree and in Burlington yes sir thanks for being with gusts there at 88880181. Called questions comments and some information about where he might be had to thank you very much into. I'd thank you mr. Khaled having aggressive. Kindness. Senior safe money strategies. Wealth transfer senior safe money strategies. Living trusts seniors save money stressed. Medicaid crisis planning senior saint on strapped. Portfolio income projections seniors. Money strapped. Call bill Kelli at 888800. In 1981 forward locally at 7818493090. Their weaknesses in the economy primarily debt mismanagement. And basically oversupply of oil right now that pushed the price down. And worldwide defense that are squeezing us again some 888800. When he won the gold and oil. Very volatile right now what does that foretell well combined with massive amounts of debt and massive amounts of weakness in our economy based upon that it could mean nothing but bad news comes summer so 888800. Wanted to anyone having. Mediocre to poor earnings season earning highest amount. Junk bond. Default in the energy sector in history larger than 1999. According to French so we're starting to see defaults again 888801. Anyone find out what you can do for a safe money strategy bring in your statements after everything on there reviewed. And someone changing strategy on you right now are your business owner with a large amount of money invested are you worried about that are you worried about your 401K system are you getting satisfaction with the people who are helping you with fat if you own small business if you have a large forewarned Cano want to help you will be happy to do that analyze your statement there will be no charge 88 and 800 point 881 when you hear about people like Soros and the big hedge funds getting out of the market getting into gold in large amounts guess what they might know something we don't know so think about it 888801. Are you going to the risk tolerance test. Take the senior safe money strategies book and get the workbook with an 1818100. When he won. Do you risk tolerance test and then take the national senior retirement test it's a survey you'll learn by doing this survey. They need any he's under when anyone is guarantees safety here investments important on the scale of one to ten if it's an eight or above call 88880181. Text 888800. When he didn't want you looking for recovering losses from earlier this year are you having statement shocked are you market crash test dummy just want you don't want to be that because you know happens to crash test dummy state smash them and thrown into the side and then they don't get new ones after the crashes so don't get into those things crash proof your investments whenever possible at least some of them any paint paint is hundred wanted to anyone you have an investment plan given need to review and you know thing have you never had a review of all of the investments are you doing it alone and now getting tired if you are. 888800. Wanted to warn you need to do you have at homestead this afternoon we can arrange to have an attorney sent review in our offices throughout the Boston area need any any. 800 point anyone here Boris about risk having not heard from your personally when your money personally we ain't -- paying 80101. Will make sure that you hear from somebody that would be honest are you worried about the long term economy you more about what's happening with oil what's happening with bonds what's happening with the interest rates without what's happening with that 888801. And it wants it with us review your statements everything on them make sure you know what's there it's a lot of work unnoticed but you can have that done for you any any any 800 wanted to on this is billed Kelly we'll be right back. Okay. I'm Tony. Well I can. Coming. Okay. What's most important to you about your retirement years trying senior safe money strategies with Phil Kelly call nearly triple A 81881. Or locally at 78184939. Feet. Stay informed. Senior safe money strategies Tripoli 81881. Call two days. Okay. June June. Is that LA. In on him to the American and doesn't. It feel LA in and soon commute into the true. You and I lived there. When the mountains and suddenly new and renewed. And did it. In the you can. Yeah. Good. So movement when you know you've just been doing. As they make good sheet let's hope that. Seemed like a natural fit for our. And yeah and a book is planning how to make that company is common daily face listening and putting an hour then coming down should get better articulate articulate. How. Another wrinkle to peace spotted. The crime you don't really enjoy and communication don't already know this unless discount intelligent she's. Help me to grow only financial and on the ground. And then she's on the show with me today but I am and I get off the ground we do do not grounded until. We did. We certainly the end. Didn't. Remember. Me you don't see. Fond memory of being broke. Out my immune and. There are quite a fear that. So. When the filing cabinet came and don't let it eat anyway had nothing to put in them. They're different analysts and mountains you know. Yes. And we had to switch to your question or hurt. And is aimed at people are little different then the people of western man. Whereas you know it was a foreign nation nuclear. Yeah so weak it had to change you know our format a little bit at. Yeah and it but you look out it. You know we kept going. He just kept going. What I had to it is going to Renault. Management it was that goal and. And those clients that we attracted learned wonderful people still are wonderful people and you know I think that kept Cisco wanted. Well I gotta tell you on a moon. Arena whenever our longstanding clients and his allies. Protections in the whose immune me. Last week in time but I didn't go to a meeting on. I called into the meeting point and you know who I'm talking about we don't talking on here but. I've been with him so long I mean the meetings with these folks reliant. The meeting some heroic social. Coffee with my tremendously in the armament and you know united and her husband woman's husband was Arlington. You know he's needing to help with this Collins one of the best investors I've ever met. And Tony seven years I've never seen anyone as disciplined. And acumen to meet him so blind and you know I'm talking about right. And I know the hard to say. I mean I called into meetings and a great time talking and I know they missed me. Challenged in the environment. And in movingly. Meetings. And specific Symbian. It. Wouldn't need to be. You know it just. It turned. Eight and eighth and you know it's tough but fair. With our. You know. Family you know. That plan you know. With my grandmother and I mean as it says it. It's not BP. Well ocean going and I just you know I just send you don't know don't can't do it I can't see another person. But on the decline who was so environment so they lived together who love each other you know count. They spent time we've known spending time with themselves to children and grandchildren. Into. An angry talk on the phone who. Enormous no mrs. Lincoln. Which it was here may conditions sucked it up on. Well. I don't even know what to say is that it. Such a tough situation. You know I mean I came out there and and stacked team they didn't care. You know AN and so everything was handled in and you had there via sound. And. Supports an account thrown almost ten years. That I've been and I would just couldn't bear two. I just you know. I knew that there was coming about six months ago when. And I just limited came and said you know what kind you have to community intranet on this one. Because. I'm going to columns. We knew there for me personal hi and we we reduced William Williams hasn't been resilient. To be cheering on the contention too little. I know me. You know we had some. Great experiences great people trying to keep him money not greedy. Who invested who make something you do on loses. We have to went through all these things. You know inflation down days aren't long years or shorten. I think our competitors think. I personally think a full. Yeah because. He technical muscle. And I know. I think people think that I don't know I'm doing. And don't think there's pink. Everything that's happened by accident. No but it on the inside Tibet. Who cares. And it or not. Educators as. I mean seriously. I can't let Eric Klein as they get care whether our employees faint at that airport might. The family thinks I hear about all of that but that other part you came here. Our whole our whole practices against. It's a gift to give you doomed to assume given to the team into a theocracy killing financially it's in recent declines declines. The community we can do things with people that. Sometimes they're outlandish police don't know what you never really gotten angry at me Chris and I made some pledges. I mean look we didn't have to knuckles back. Union in nineteen recently Lindy renewed two Nickels. And I just thought I'd get something sometimes I get something what I'm gonna. English inherent in. Well and I'm telling you want. It seems more actually hurt them Lauren gross and creepy. Yeah. You have somebody working with you doing research not just buying someone else's Armenian on Google. Eighteen and 801 they want a few high net worth two things taking care of now before the flood before the storm before the bubble bursts it's a best time to prepare when you don't need to print when you don't need to panic when you panic it's very difficult if you don't have a plan anything anything you don't want anyone get your statements analyze sit with us have more of our analysts so it was me looking at what you have illustrated for you know. Final with the numbers really are and make sure you know every product in your portfolio. Chose chief if you're high net worth if you own a business if you need tax strategies. They need me 800 point anyone if you need a business strategy I'm an entrepreneur we found many many people I felt many many people. In the business lives not just investing lives and I enjoy doing and it's fun he needs any is under warning to anyone can check out there's no charge. There's no charge take advantage of it get the information find out what your risk tolerance is isn't working right for you do you feel OK and about what you think might be coming this could be catastrophic. 88 and 800 morning to you won gold is on the increase this year by about 20%. In the cash looks like it's running two goals again dissent reminiscent of 20062004. Yes. So think about all of that are you have don't think for dividends are now at a market that's topped out sideways in looking at the head and shoulders with a slight downward tilt which could portend any. He's a bad market in the foreseeable future if it follows that trend and the technicals. So it was someone who can tell you about that he gave me 801 if you want. Find check on a personal check on me I'm sure know how to do it. When you command will look more look up my record unfair Enron sec.gov. I'm a Better Business Bureau where you'd like to look I'll teach you how to do that and don't work with any professional. Until you've done a broker check I'm on the Internet and SEC dot com or feminist find out their background make sure you're not dealing with someone who might have every great background 888800. Wanted to anyone sit with us. Get an analysis of what you're doing get an idea of what you might do find out what everything in those pages. You receive in the mail each month find out what they mean I know what they mean to you find out what they mean for your future keep what you have to use what you wanna pass out pop pass on what's left. And growers if it's possible that's the goal right AD and any country wanted him once it was us the kind of launch was a Sam Lombardo is on the eighteenth. Meets Franchitti see the man who tracked Madoff interesting guy very plain spoken. He was right in the thick of it ladies and gentlemen he's he paid 800 wanted to get one term to relate brunch or really early dinner at Tuscan kitchen and prone to. 888800. Pointed it when there's no charge we usually packed them in our last event we had several hundred people. All right a little smaller scale now and work with you personally. If you're high net worth individual or business owner you get plenty of attention as will everyone else who has two of us. On the fifteenth on the eighteenth of June or comes in. To our office to meet with us and Burlington Braintree we can create any meeting in the downtown Boston or Palm Beach also paid any any any country wanted to anymore and don't be left out. Took gold who keep what you have to use what you want to and pass along what's left. Are you aggressively working to keep would you happen pass along something to those near and dear to you. What type of look back is in store replaced their recent five year look back and replace the original three year look back. Are you worried about the new tax laws. Well above potential means testing for Social Security Medicare and Medicaid you can call 188881881. Now and speak to build Kelly yeah. Get bills courtroom schedule review and make an appointment or have a consulting sessions to answer all of your questions today and that's 888800. 1880 wives. The United States is the greatest place in the world to invest we have some changes are doing it through bad apples. I read this. A broad terms. There's. This home. A sister. The cars. We. It's. Tons of all new. Four you. It. Hello I'm gonna learn the morning bill how we will create an agreement we launch and run stuff going on and personal greed YouTube's community members and when. Thank you go out to be looted and Serb leaders are obnoxious. You know yeah. I have to comment here and a story that's getting a lot of tension. Of the than the presidential election of course the primary. That you'd see that yet but its own Marty ball options shall appear. Jeremiah Burke high school is addressing that graduation Olivia. That it indicated spill you know did it to problems that of the challenges. The big city in his political leaders states. You know that's not ribbon cutting ceremonies at bakeries and and terrorist given speeches that get it sort of on hand. You know I'd spend my year a little note via. You arts and being on the scene you're doing the right thing. Bill I. I remember very clearly that Carol Stuart murder in Boston that. All of the closeness would probably listeners will remember one of the most horrendous period chime in Boston history. Along with the passing. Well I'll. You know what it's like you're on the scene as well. And it's like criticism you take each. And people wanna start stay frustration about what's going on them city. Lot of times oxidant. That these people have sounding board that somebody decree to execute they. They don't turn on themselves they turn on a party non political power. At that time now which may. And and I told Marty well yesterday that this is a good move and being appeared tot mom with its mission to the other ones that you know. Bill there's so little story what sorts of big story. It sure in the Boston Globe it's general monitor who had not switched up a lot during the Nazi crisis in Boston. It's a pretty interest in obituary. I saw this before. A winner your done. Yeah he's quoted in the story today and since you know. We adapt when it would have been worse trouble going on in schools and our usage in nineteen. Terrorists. Won't call. City Council banned. At odds over rate and. Indeed via your explode you walk in the car that should be taught in the markets. In the truck worth it to be played basketball. Jim. In. Even with all the trouble that was going on ID kids were stabbed inside the school and all of that. And the people angry protests in the class street and high school so what this court right gradually robbed at least. You know we were on the scene. In being monks and billions it's really I don't you know that's what you do in our post dependency petition house. Yeah DeLia. You know it didn't make XP number I'm not saying they are to be switched its speedy adult and that. I think that at the top battles should speed and. I think so too we really explorer is couldn't get off the ground in Boston and we. We're good friends and Rasheed Doyle of Boston retired patrolman. And yeah I'm very very into my opposition if we can gain uniforms. We could get it going and it would be many minority kids. And our and the unions went in built out a section of the police station and wasn't being used there was never going to be used. And we chipped in with a uniforms of these scans in just what they couldn't explores group over there now. And they're going great guns there are no pun intended. Yeah it's it's it's not the big thing you do and liked bill that efforts of the little thing that ever begin begin at. On people who are frustrated toward town on the court needs some help needs some support you know I'd. Desperate at a basketball league here and bought some nights put on the back of insurance. Several hundred kids playing ball well the city will say. Sports is Ian I'm sure parents would come up McCarver I'm saying that's what it's what you want to so what sports is the answer to many of the problems in society today. Keep the kids sport cheeky moderate court. They have radio. Court the essence what it's probable adults we won't just cute bunch of the world era and it's warmer. You know what what all the sensational implying it's critical of some people critical politicians and public authority. You know it's still about either. Do best they possibly cheer and find out. Make the situation better trying to help improve that situation. And that's why a works. Admire anybody who wants a political up this but he we will come on don't disagree with them at least they're trying. I would I admire people like you know business leaders who grow just on interest in taking their cash. Where the money into the bank but also give him some of that away to help. Situation and I admire him Marty watched days of going not Jeremiah Burke and scope talking to those keen taking won't be eating meat taken. You know like sea and by a mob a bit near again that again that. And I probably will be my guess sodium the only person. In the city that is kind of held that position that's just limping and I know he's going full and I know he's. Words of encouragement. That he needs that need pray he just needs urged. We here in Baltimore this group is about 12100. They take over the streets every Sunday with dirt bikes. It's grown some of about a dozen now. And the word was put out early on don't bother these kids. And so they lineup and block in his actions for several hours every Sunday now 12100 of them that it means a movie about an HBO it's incredible. Yes that's it that's that's long been a witness Stuart keeps. So would murder happened on your mission will be our first one on the scene I stayed here. And while people frustrated. Gang Starr the world merge. You know I would like metal album and I optimum. Indy still. You know cricket were critical look me in critical of the police. But that comes with the territory police stake a lot of a net staring I'm here criticism. But by a much feel you know that since world outside you know. They had good decent and the people trying to do the best job they possibly can in and they deserve our support function in in outrage. Now been you know write a book by which would be you know it guitar so. I don't drive slower wore it where ago. I go by Oakland shoppers at home your development so it good bird groups basic. Right that's my word now you know states say because this is the Japan climate you captain. Protect you yeah yeah indeed the citizens. That you also have to protect insult the families that. That's what's important. Well the police in Boston ma I know I read an article in the globe about it mr. bachus are starting appeared guess what they did three weeks ago McCarthy and only on registered dirt on it turns out tickets. Two people who were on the ruling I mean you know aren't just artists. I mean I'm reading about the endemic in the city so they've been making that aren't good for people and I really have to tell you I mean I'm not the biggest fan of the liberal press but this guy you know GE is coming with hundreds thousands of jobs and there. Is Sabrina I never thought this city could get any better on the business side but this is so amazing ambassador on. Well did you not done your EUS and they were on Erie from out of work to some dot work. But it's now sent her business. You know bill it's kind of amazing what Joseph Moakley from congressman sent to meet. Late to put this courthouse to federal court post on here and that's what are Kiely will be all factories and should increases should be up orchestration and restriction it put this. Court post on here. Do what you want he has law firms is that since insurance company's investment arms didn't see all of those companies oh you know what. I'm right here in the middle today and that's exactly what cap would put Moakley court outstanding. And he will you know what it saw this industry. Put on channel that I work in the secured. But not seeing him as a major part of the economy of the united state is what should and shouldn't shouldn't general. Come down here well national courts so what are also include things out and bought everything is so. A tragic situation that happened walks we know that it was that has to tell what we also. We also have a look at the positive side we are so what most people trying to make a difference in society today not spokespeople. Who are criticizing. Leaders and businessmen. Indian and all that is good people to mean good things in Boston for people. Well if you see you and your organization down there in the inner city or private school they need some help I'll. Promise shown good domino roll up my sleeves with Pam and I'll be happy to help them so if you do. Lee Hamilton and can you help but hum he caught. Steve get involved and you are due on a mock. In July the drop really look. There concerns. You never have. You never have a war start demean and not even having well Warner and don't know how I did this and not a lot to do my grandfather telling me you're gonna push yourself. Annika a lot of breaks ambassador Flynn sword. I'll help so I. They'll look at it on a pat burns longer big new. But it won't be veterans that have been you know he look good night and I'm proud to be around him and vice Versa and god bless you never agree we passed mrs. Clinton peregrine. But does include. Brother. Sister. The shocking though payroll gain in many provides further evidence that the economy is showing clear signs us slowing. Seminar. Our Austin who is an economist at BNP's apparent to us and think about it. Very very very weak. Reporting ladies and gentlemen for him a couple of more months like this it's going to be a rough campaign for the Democrats so it's weaker than expected and we had the worst opening in the history of the market redeployment this year when the Fed tried to raise interest rates and we know that they're sensitive about the NC you have to be careful you have to be careful who stopping you who's looking out for you. Are you sitting with someone who can figure this out for you redo our own research and Kelly financial I do my own so we don't rely on anyone to tell us what we need to know we find ourselves in a five analysts now. And we have one of them whose primary function is to gather information for our clients and for me. Then we can figure out what to do without portfolio do have somebody working with you that's doing research not just buying some announces a reunion on Google. Eighteen and 800 wanna they want a few high net worth two things taking care of now before the flood before the storm before the bubble bursts it's the best time to prepare when you don't need to print when you don't need to panic when you panic it's very difficult if you don't have a plan anything anything 800 wanted to warn get your statements analyzed sit with us have one of our analysts say it was me. Look at what you have illustrated for you. Find out what the numbers really are and make sure you know every product in your portfolio. Chose chief if you're high net worth if you own a business if you need tax strategies. 888800. Point anyone if you need a business strategy I'm an entrepreneur we found many many people I felt many many people. In the business lives not just investing much and I enjoy doing and it's fun any any any it is under warning to anyone can check out there's no charge. There's no charged take advantage of it get the information find out what your risk tolerance is isn't working right for you do you feel okay about what you think might be coming it could be catastrophic. Any any any 800 wanted to anymore and gold is on the increase this year by about 20%. And the cash looks like a charming too cold again is that reminiscent of 20062004. Yes. So think about all of that are you have hunting for dissidents are now at a market that stopped outside my eyes are looking at the head and shoulders with a slight downward tilt. Which could portend any he's a bad market in the foreseeable future if it follows that trend on the technicals. So it was someone who can tell you about that he gave me 801 if you want. Find out how to check on a person check on me I'll show you how to do it. When you command will look more look up my record on fin on sec.gov. I'm a Better Business Bureau wherever you like to look I'll teach you how to do that and don't work with any professional. I'm too you've done a broker check. I'm on the Internet and SEC dot com or feminist find out their background make sure you're not dealing with someone who mind and have a great background 888800. Wanted to anyone sit with us get an analysis of what you're doing get an idea of what you might do find out what everything in those pages. He received in the mail each one find out what they mean I know what they mean to you find out what they mean for your future keep what you have to use what you wanna pass out our pass on what's left. And growers if it's possible that's the goal right needed any any country wanted him once it was us to have lunch with us at Lombardo is on the eighteenth. Meets Franchitti sees the man who tracked Madoff interesting guy very plain spoken. He was right in with their communities and gentlemen he he paid 800 wanted to get one term to relate brunch or really early dinner. That's Tuscan kitchen in Burlington. 888800. Wanted to know when there's no charge we usually packed them in our last event we have several hundred people. But we're gonna go a little smaller scale now and work with you personally. If you're high net worth individual or business owner you'll get plenty of attention as will everyone else who has two of us. On the fifteenth and the eighteenth of June or comes to our office to meet with us and Burlington Braintree we can create any meeting in. Downtown Boston or Palm Beach also paid any any any country wanted to anymore and don't be left out. So we don't rely on anyone to tell us what we need to know we find ourselves we have five analysts now. Now we have one of them whose primary function is to gather information for our clients and for me. Then we can figure out what to do with a proponent you have somebody working with you that's doing research not just buying someone else's Armenian on Google. Eighteen and 800 warning they want a few high net worth two things taking care of now before the flawed before the storm before the bubble bursts it's the best time to prepare. When you don't need to print when you don't need to panic when you panic it's very difficult if you don't have a plan any any any any country wanted to warn get your statements analyzed sit with us have one of our analysts it was me look at what you have illustrated for you. Trying to with the numbers really are and make sure you know every product in your portfolio. Chose chief if your high net worth if you own a business if you need tax strategies. 888800. Point anyone if you need a business strategy I'm an entrepreneur we found many many people I felt many many people. In the business lives not just investing lives and I enjoy doing and it's fun any any any it is under warning anyone can check out there's no charge to. There's no charge take advantage of it can be information find out what your risk tolerance is isn't working right for you do you feel OK and about what you think might be coming this could be catastrophic. 88 and 800 wanted to anymore and gold is on the increase this year by about 20%. And cash looks like it's running two goals and 10% reminiscent of 20062004. Yes. So think about all the facts are you have hunting for dividends are now in a market that stopped outside lanes are looking at the head and shoulders with a slight downward tilt. Which could portend any he's a bad market in the foreseeable future if it follows that trend and the technicals. So it was someone who can tell you about that 888801. If you want. Find out how to check on the person check on me I'm sure how to do it. When you command will look more look up my record on finger on sec.gov. I'm the Better Business Bureau wherever you like to look I'll teach you how to do that and don't work with any professional. Until you've done a broker check on on the Internet and sec.gov. Or Finneran find out their background make sure you're not dealing with someone who might have a great background 88880181. Sit with us get an analysis of what you're doing get an idea of what you might you find out what everything in those pages. You receive in the mail each one find out what they mean I mean what they mean to you find out what they mean for your future keep what you have to use what you want paso pop pass on what's left. And growth if it's possible that's the goal right needed me to 800 wanted it once it was us that have lunch with us at Lombardo is on the eighteenth. Meets Franchitti sees the man who tracked Madoff interesting guy very plain spoken. He was right in the thick of it ladies and gentlemen he he paid 801 as it went on to relate brunch or really early dinner at Tuscan kitchen in Burlington. 888800. Wanted to know when there's no charge we usually packed commend our last event we had several hundred people. But we're at a little smaller scale now and work with you personally. If you are high net worth individual or business owner you'll get plenty of attention as will everyone else who has told us. On the fifteenth and the eighteenth of June or comes in. To our office to meet with us and Burlington Braintree we can create any meeting in. Downtown Boston or Palm Beach also paid any any any country wanted to anymore and don't be left out. Senior safe money strategies. Wealth transfers seniors save money strategy. Living trusts seniors thing funny strapped. Medicaid crisis planning senior saint on extra. Portfolio income projections senior citizen money strapped. Call bill killing at 88881981. Or locally at 781 being born on him 3090. Unbelievably. In the grocery store than girls reunion. That's on the Ronald song comes on that and kisses on my list of the best things in life and I looked and I assume this so this is my song from my point so only panic and think about when he and some analysts are confident most humans choose I don't think you can do that much in this community and which he smiled and of course and I came home and put it altered from. We didn't know. Yeah and kick it up. Willingness and movements would be somebody who can I didn't so much it. Ethnic. Yeah. They. They didn't so we're fighting there wouldn't Newman to question. A little sugar refining didn't. It never portraying aunt are. You no it's an integrated room. And we can't meet this season with 447. Calls little honesty to news. Can you believe in so we've got a 175. People can move arms president I don't. I have no clue what to do it and couldn't do. Now it's looking good. You know screen and look no hostile environs is strongly of them don't. Yes it's like going down. You can do murderers them into Lombardi and. And yet they always do a great job. And I spent three million dollars on that particular patent can just shut this place sort of from all know the best of everything. Yes they did a great job that they really dead. And leaders and didn't solutions and certain risks include. I'm nano and a that might feel like we're going home and take and we go to air. And you you know Erica literature he's at least a six member of the plates used tiny Tim and you know I don't. Yeah I am we're talking about that the other day. Mean Matt Ryan I wired that chicken fingers should have her special little place and of course that dinner rolls and the butter. And a the panic affiliate we would be so busy docket of people that talent and many roles she quit but eclectic. And tunis and at that well and who was invited to Lombardo is on the nineteenth 20 yeah. Who just dislike on the farm and functions and abuse and have great meal. And then you can have to listen have been known that you. Well you're not too bad. That I never know what you're gonna say. I'm now than we have compliance people sitting in New Orleans to make sure duke Kelly doesn't. And lost the deep end. Now we've got an attorney who compliance specialist and we have compliance officers so yeah everything's compliance the doesn't make you feel like produce the right thing. Integrated business. Has been a good thing in mind and feel to help others can and to me and I just. Under the don't even want to someone's home to her just I just can't believe personally completely out of fuel as a human being. And I can tell you that the beauty even used to talk and so I can tell you you could a real tough this dispute you don't really want him about things you know you just get it done. You know we can turn blast. He is a pretty. Well I do think people underestimate him and they don't really isn't that to happen to you know that kind of thing. You never give up I know that. Now. American and I'm not going to give up on something. Something like Americans doing pictures we had if we had a car at least concede that rode through the floorboards of the car the reds. Yeah it's not everything that goes what is her mother from me. I think is politically and having them this. You grow into the floorboards and you can do it is driving around on her last act. It hit it that allows stopped anyway but yeah I'm gonna hit it and it was time. It's a good thing from Boston and you grabbed a bite out of school domino the most. The detention operas and mark it was sort of an extra content human. It looked cart community market. Implement mallet learning had a policy topic community carpet at the black and about pat hit it. New community tire pit. A liberal he went and ran for cuts in the united stand behind them Raikkonen but. Diamonds and errors and I can't see are the jaguars have been thinking of these people are well healed but it worked out again Austin committing huge. It was huge and as mr. trump puts. In what. Well assists you know it's great having you on the show it's an assessment I nearly had a you have the opportunity to change from Alex dramatically what you wanted to do to help others to help myself. To do so for the community I don't think I was doing in there I'm not part of our culture cannot. You know Obama mean for ten knows Irish farmer who never stopped believing in and some just going to be Osama finish out the game with. What got me into the game you know can. I mean we didn't have war sometimes some cancers in absolute terms and syrup toast and a half minutes are items in her lunch sometimes you know. But my mom always cherish the answers to go to person traditional family Brothers and sisters living this aren't like during the dinner seminars in. I think we've been treated well don't you by the people of the estate securities division series scene you know. It's in academia would release you know. Some scrutiny here we I think they are really orders and he treated us well and I. They were not. Indignant over there we just this spring you don't have our business. Crackdown on so when we won't know it's just been tremendous gift you know church help schools would help. People without food. People enough clothing people trying to you know Oregon kids so to me you know with that's a thrill the thrill of a thousand lifetimes now. Very smooth that you by Hank playing them some light has got it. And Maine as it it it is cooling it can inspect. Go on in and Justine never give up and I this week what. It's been tough. All I mean he's I think things are tough sometimes you know what to ask you do you get insurance. You just in particular when you know. But we've been. We knew how to respond amount of phone calls within the week is astronomical some people don't get that many in the year I don't know. I really know what's going on like blocked. And that we got Emmy night and I still can't believe that number. The numbers just over the past week. You know he could be cynical and and so somebody's hooting and gruesome. It actually. Who's to illness and we don't know. In Manhattan and her child and look good well welcome to the north I never officially welcomed him too many minutes you know. But what. Maybe that bumper sticker it but I didn't. Say Yankee luck. Some good didn't I. I can I could not have had ballots that funny at eat it laughter so Bart. And a and the Kennedy and I get in 2004. I was really disgusted with the socked him and then the terrible go to. Are significantly. And wore a yankees had to learn sonics game in the middle of 2004. And. To not get it. Yeah remember that. You know that. At the end of the game and towards the last inning the Red Sox pulled ahead communities and I had this to try to. British ambassador they took me they're going to have some stomping on them I was laughed and make I don't decisions a lot but I broke I broke the current slot and right yeah they wouldn't winning streak in the rest is history but could well it's great having you on the shore you know and. Thank you know which gets big air yeah. Outlook it did it don't have kicked. What's most important to you about your retirement years. Try senior safe money strategies with Phil Kelly call Billick Tripoli 81881. Or locally at 78184939. Feet. Stay informed. Are you getting pays over five bogeys vital to any investing relationship. One here's the ability of your professional and another is availability. There's attitude action. And accountability. And listened to bill Kelley senior safe money strategies called the 88818. He wanted to speak to bill. What matters to build Kelly is yeah we think you'll give him straight days. Investments in Jordan depend on the financial strength of the underlying and a writer not all investors qualify it's Jeff corner what is mailbox money do you remember folks walked to the mailbox on the first of each month to find a Social Security. Pension or insurance check waiting form. It may have been your grandfather or father or even your mom. What are the characteristics have mailbox money it was safe reliable uninterrupted and secure no matter what was happening in the world the mailbox money was there. Kelly financial risk management would like to help restore the mailbox money tradition. For those of you do not want any riskier investments want no fees and a steady stream up on interrupted retirement income. If you can't afford to lose any money want safety for market crashes and insured principal call 8881881. For a copy of safe money strategies and make sit down with bill Kelly financial in Burlington Braintree or Nashua with one of six analysts. Call 88881881. We have a book senior safe money strategies and we have a series of events that match that book and if you like that publication norm. Would like to meet with us and one of our events or meet with us privately in our office either in Burlington Braintree born national speed he'd need 800 point and he won and in the book are in the meeting around one of our events at the Tuscan kitchen and the new passed the America. Aren't from our house in Randolph didn't talk about what folks. Who are at or near retirement really want what are they most worried about what do they see as their biggest challenges what do you see as your biggest challenges AD any. 800 point is anyone come to an event sit down with one of six panelists. Are ordered the books any page and 800. Wanted to anyone in here of the biggest challenges from the thousands of folks I've met and spoken with over the years I'm here at the same for concerns over and over again these are what people tell me. Really keep them up at night first there are concerned about their income in retirement they don't always know that the best way to go about creating an income if they know they want. Income that's reliable predictable and guaranteed. Think about it. Reliable predictable and guaranteed income isn't that simple. So I'll ask them you mean you want mailbox money you want an income to last as long as you live like social. Security does or like your pension doesn't feel lucky enough to have a pension anymore right and everyone always answers yes that's ecstatically what they want that's exactly what they want now that's not. That's not out of the question isn't. I don't think so I don't think so so he is an 800 point it and one can copy of senior safe money strategies come to an event pursuit with us in our offices in Burlington Braintree or national anything any. 800 wanted to one Kelly financial risk management services. Little different little different. If you want safe reliable predictable and guaranteed income. They paid me 800 wanted to point secondly when are people warned about second went. There warn about the markets are scared to death that's probably a better way to phrase it's a more accurate description than Warren. It's hard to avoid stock market news especially when it's bad it's on the TV it's on the radio it's in the papers folks tell me it keeps them up at night because they never know when the bottom is going to drop out. Or when the bubbles going to burst and the so called experts are column economists. These seldom have any idea what's going on many people have met with over the years. Don't know what to do about it the northern end of doing nothing and leaving too much of their money in the market or they literally cash and all out and leave it in the bank. Where parents next to nothing so get a copy of the book safe money strategies aid and pay 801 isn't one arranged to sit with us he'd be an 800 wanted to anyone Burlington Braintree or national or. I have an analysis time is simple. So we have two things we've discussed that many people nervous two things that cause people to be fearful or fruitful. And it's didn't make sense it makes sense that he would be fearful about. Market volatility. A market bust bubble bursting. Or bottom falling out more income in retirement steady income so that's fair those are two of the four and when we come back we'll talk about the last two of the four. So aided me in 200 wanted to warn sit with us. Find out what you can do in this funny you can do so Kelly financial risk management 888800. Wanted to point. Investments in Jordan depend on the financial strength of the underlying and a writer not all investors qualify hey it's just corner what is mailbox money do you remember folks walked to the mailbox on the first of each month to find a Social Security. Pension or insurance check waiting for it may have been your grandfather or father or even your mom. What are the characteristics have mailbox money it was safe reliable uninterrupted and secure no matter what was happening in the world the mailbox money was there. Kelly financial risk management would like to help restore the mailbox money tradition. For those of you do not want any riskier investments want no fees and a steady stream up on interrupted retirement income. Want safety for market crashes and insured principal call 8881881. For a copy of safe money strategies and make sit down with bill Kelly financial in Burlington Braintree or Nashua with one of six analysts call 888800. 1880 why we were talking earlier about the Maurice of people as we move into retirement have to depend on their investments. First of all folks are worried about steady reliable income. Secondly there warn about the markets scared to death is more of the word. And keeps them up and nine really because you never know where the bottom it's going to be so those are the first to the what's the third Warren of many people who have. Infested for retirement. And spent years doing it and they're warriors being near retirement or I was as the art in retirement what's going to happen or what's what's happening. They're really afraid of ending up believing and not being a burden to their families what happens if I get sick and need to go into a nursing home. Or an assisted living facility how am I going to pay for those costs is it fair to last my kids to take care of me. Aren't even able to do that what about my spouse about our house one of our savings these other questions and concerns people share with me. And they do it continuously long term care costs are incredibly expensive they are enormous it would not too. Long to run that money out on the mound you know and that's what they're concerned about they're really concerned about it. I don't know I protect myself against that that's really the question they want answered. We have these series of events we're having him in Burlington and the Burlington area on the Tuscan kitchen. Embargoes Randolph. 800 wanted to once it was us at the event find out we have some books senior safe money strategies. The changing face of retirement is in signed that book any any any. 800 wanted to warn it will address the third issue was speaking about long term care cost long term care approaches or sit with us personally. In Burlington Braintree our national any any any 800. Wanted to meet one Kelly financial risk services one of our analysts will sit with you. Now fourth and last people want to leave something of impact to their kids in Korean immigrant kids. And it's a little bit of money. Maybe it's a home most folks don't call it a links how links him if that's what it is that's what I call how can I help my kids and grandkids when I'm gone it can be paying for college on buying a home for example so they want to know first of all do I have enough money to be able to do that and then secondly they want to know what's the best way to do so I can get. The most money to my loved ones and the least money to the insane group of people we know as our government. And taxes so that's what news it's very simple isn't it after years and years of work people want to have a substantial. Suitable secure income they want to avoid market crashes volatility. And bubbles he wants to. He defend defend against the long term care wiping out their entire state and they want to leave a legacy for the kids and grandkids maybe a little bit of money may be home. Or maybe you start in life so he he paid 800 wanted to one maybe we can help you maybe there's a way. That you are not and now you're not aware of that you can be. Aware of him might surprise you and might help you to solve one of these four problems since it was us for a brunch or an early dinner. Braintree Randolph or Burlington visit with us and our offices painted an 801 and anyone Burlington Braintree in Nashua, New Hampshire more. Meet with us -- -- us get the book stood at number three to devote the senior safe money strategies anything and 801 if you want all of these subjects are covered in the book and it's an enormous Spokane looks like an encyclopedia. And how much does that cost well it's priceless but if you call 888800. Wanted to one you can have a copy at no charge and we'll be right back. Seniors seem funny strategies. Wealth transfer senior safe money strategies. Living trusts seniors save money strapped Medicaid crisis planning seed you're saying I'm strapped. Portfolio income projections seniors. Money strapped. Call Bill Elliott being 8881881. Forward locally at 7818493090. Okay. Coming. Okay. It's gonna get. Week it's hard. Maybe we. What's most important to you about your retirement years trying senior safe money strategies with Phil Kelly call mile triple A 81881. Or locally at 78184939. Feet. Stay informed. Senior safe money strategies Tripoli 81881. Call today yeah. This were fast quips frank case here veteran of the US army in money managers and I don't want to call on the whistle blower he's an expert. On how to protect yourselves when your. Creating a relationship with a new. Investment advisor. Here's what I've noticed during my career we've had people it's terrible complaints terrible records discipline records on ours and Connecticut. There was some man selling variable annuities but you're stabbing people mortgaged their homes to do it any different years and years. You know I want so I'll show people an article about him in the newsprint and they were six. We're such a great guy you'd never do that to us and always had problems in the past so. I think the public is a little reticent as the government agencies were to believe these things about anybody. But is there anything you could tell someone the sale of medium size account 502 million. We have to five million what should people be doing before they sit with a advise her or after they sit with them what should they checked and where should they go to check it. Well if your daughter was getting married to somebody. You would do a background check on ranked now you're investing would and advisor or broker. They have to be registered and something called broker check yeah you can go online and they'll list every violation that this person has ever done. So there is a waste that will guard against now you touched on something that I need to drill down on this whole concept of non belief. That is the basic premise of an affinity fraud which is what a Ponzi scheme it. Now lead the word institutional guys are I had taken this to my portfolio manager who worked worked at the time Harry mark Koppel sent. He became still incensed and so focused. On this that he was the one that kept bringing myself and looking back to do in the hunt but we found this cancer this financial cancer we believe. In spring of 99 when I discovered the burning through Perry make on the foolishly we saw about three billion. We watched that thing grow just ten billion to 1520000000030. Billion credit we know. Well we were doing around the world and we only speaking to someone or risk manager XYZ bank in Geneva. And you can go anywhere in the world and I can get CD you'll drink or dinner. He built what do you know about Bernie. You've never had to use the men's last name. That's how will know that analysts. And you would not want to tell me you would say well what do you know about Bernie the reason being you may not want to teeny yacht that your bank. It is. Claiming to be custodian of the funds that Bernie managing an effect you have delegated it to Bernie to beat a sub just don't you. And he cold and the money and yes actually they supposedly boarded Hulk. So chasing Dana tells the story Jason you know minute documentary just often victims made around Tony and it basically told the story of how we want around the world trying to figure out who was investing who the pipelines Bernie was a giant octopus. Good head of the octopus was hidden in a crevice and he had tentacles coming from the crevice. And he would think feeder funds that conduit they were touching with the private wealth management banks around the world who work bringing in the clients really victims. At the CD optical. And the bigger the octopus got the mortar. The bigger chance there was really in the financial arena. The week started worrying about this thing become systemic. That this and to get so big. To be not only the biggest Ponzi scheme in the world what might bring down on the reputations of the Securities and Exchange Commission. Bring down some big banks in need even created a market. In volatility because. He was reportedly trading the biggest stocks in the world and that was it on the US market the top 100 and yes and 500. But all of this was an air ball we believe that he wouldn't do it and he of this and that all of that was paper. Or just want to know the retail investor he's got two million bucks in his car oysters are recent bank accounts how to see. I can kind of a note to people thrown off Perino recently because. One of them didn't have licenses and selling securities and another but here in Massachusetts I don't know William Calvin has not the guy you want showing up. At your doorstep you've done something wrong he's gonna smokey Iran's torture. Yes absolutely. Talking about the people that investor owned salons first of all find yourself paying registered advisor order. And those people should be not running the money themselves. And holding the money Princeton's bill. If you have the potential investor and I was a manager if you change mean let's arranged a rookie when my money market. You don't already checked frank case Ryan you're ready check first of all to fidelity or Charles Schwab a war every want your many felt that the custodians. And then you have and a third party administrator sometimes in smaller situations. The broker is the custodian is the administrator but the Chinese wall between him but the important thing is to separate. The effort manager from the custodians. Ship of the money. And you don't wanna write a check of that that's the most basic things so and the second thing is gate keepers. The big platforms and means Fidelity's Schwab's support when they go to hired bill tell your Frankie seat to run their money. They basically have that it us to make sure that we're squeaky clean because they don't want tarnished reputations on a knock on. But I mean rescue us so people can just do a Google China put someone's name and has the I can show Jones. Are lawsuits and complaints or Joseph Jones administered interactions with things aren't and don't get at least the first look at what might be going wrong and then they can make a decision. About where they wanna work these people are not so what frank sang raised up my tank just don't write a check to somebody. Write a check to an institution that's called paying you custodians and I think that's what people need to know on track. Debt part of bite to eat. In tips third party verification of everything you want segregated responsibilities checks and balances great thanks for being here now chasing me you don't produce a book talks content online. It's a video. Documentary just up from the victim has made around Tony and the book is called no one would loosen up financial thriller. Kelly's trying to get you to speak so I'm one of our events OK if you like I accomplished thank you time so it's sort. Keep fewer family fortune in the family she what you have use what you want. And pass along what's left are the trillions of dollars in IRA and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard your assets acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate in protected from creditors and Peter loafers. New legislation is here now do not delay take decisive action to keep your family fortune in the family. Call 1888800. In 1981 now and speak to bill Kelly. Schedule a review an appointment or consulting session and have all of your questions answered that's 88881881. Keep what you had to use what you want and pass along what's left. Investments in Jordan depend on the financial strength of the underlying and a writer not all investors qualify it's Jeff corner what is mailbox money do you remember folks walked to the mailbox on the first of each month to find a Social Security. Pension or insurance check waiting form. It may have been your grandfather or father or even your mom. What are the characteristics have mailbox money it was safe reliable uninterrupted and secure no matter what was happening in the world the mailbox money was there. Kelly financial risk management would like to help restore the mailbox money tradition. For those of you do not want any riskier investments want no fees and a steady stream up aren't interrupted retirement income. If you can't afford to lose any money want safety for market crashes and insured principal call 8881881. For a copy of safe money strategies and make sit down with bill Kelly financial in Burlington Braintree or national with one of six analysts call 888800. 1881. So we were talking about the concerns the four main concerns I hear and what that's like and what they are in these are for people who have invested most of their life. For a great retirement but they develop these forests the big four as I like to call him as they moved closer to retirement. Creating any reliable predictor. Predictable guaranteed income protecting your hard earned savings from the ravages of the markets not being a burden to family and friends if you do it's their current. Leaving what you can to give your kids and grandkids or even your favorite charity to help create a legacy when you're gone and it's pretty simple lesson. As we said as we sit back on the farm. We can do that and you need to defend what you if you need to grow what you have you want to keep point you have you want to grow a little bit you want to use what you would like is an affair after a lifetime of working and general generally these things don't happen without sacrifice it's just coincidence I don't know it's a fact it's not just coincidental. The people in my practice clients and folks who planned and have great retirements have played by the rules pretty much they're squares who have family and love America they love life they're both apple pie when it's mostly friendly friendly family gone. And country don't ask me line that seems to be workable equation so to create a reliable predictable income and never changes. There's a challenge guaranteed income sensitive and your investment and protection from losses it's fair it's it's a little bit tricky though he needed experts to help you. Guaranteed income means it's not going to go away. It's called mailbox money here. I'm bill Kelley show my grandfather walked down the lane was three quarters of a mile every month. I'm the first of this the most to pick up the Social Security check think about it and give us 32 dollars and thinking of my mom only two of them and he still kept working chickens and making some money feeding family on my folks weren't protecting your hard earned savings from the ravages of the market I think it's a great idea if you're trying to beat the market out there. Whatever you trying to gain you have to be willing to lose we're watching not going to be happy. Who want to make 10% in the market and you've been around 10% you can't be upset it's risk if you want to avoid it completely I do I agree with you. That's something you want to do in the my feeling you might have happened for you needed anything under wanted to point so don't be afraid that. You have these same fears and almost 90% of your. Of people you're ancient people in your in your situation. And his retirement. Retiring after in my lifetime of wealth creation. Sacrificing. Doing the right thing putting yourself second putting yourself second this what you've done in order to create wealth in order to say if and it's very workable that's very workable when you to put yourself second because you soon all that money that you might normally spend on something possibly frivolous. Or possibly not necessarily so we're really talk about it mourn the days and weeks to come we appreciate you being here today and we'll be right back any pain in these hundred when he wants it was costs and Burlington praying for you on national get a copy of senior safe money strategies and some big book hundreds of pages all about the things we spoke to you about today. Information. About creating a reliable predictable guaranteed income protecting your hard earned savings from the ravages of the market's not being a burden to your family and friends if you get sick or hurt. Losing early retirement investments. And for leaving when you can secure your kids and grandkids and even your favorite charity you'll help to create new legacy when you go on any any any. 801 anyone moving right back. Took gold key what you had. You just what you want to and pass along what's left. Are you aggressively working to keep would you happen pass along something to those near and dear to you. Want to thank both look back is in store every place their recent five year look back that replace the original three year look back. Are you worried about the new tax laws. Well above potential means testing for Social Security Medicare and Medicaid. Call 188881881. Now. And speak to build Kelly yeah. Can pills courtroom schedule review and make an appointment or have a consulting sessions to answer all of your questions today and that's 888800. The 1881. It. I the United States is the greatest place in the world to invest we have some changes are doing it. Few bad apples. Either. A broad terms. There's an endless road to me. Hey sis turn. The mom learns from. It's. John's phone then yeah. Four you. I. I don't know. Including good morning bill how are you today good news or use it and and doing good bill and doing very well I had a had a great visit yesterday by U daughter to my house. My wife and I had a great chapter that I ask that you she's a wonderful kid she's a sweet kid but she's also quite quite right they'll hot. Well thank you Chris saying there are amended and two PC people. I know you were attacked about Providence college and and that was equally impressed with the young Fella that was the essence saint Francis. Of blood red L that's who we recruit from Bristol Nokia and you know he. He probably thought I was kidding them they learn what he thought that don't know but you know I I was very very close friends. Glendale legendary graduate of the dining Miley stokes and you know and Mario stokes is on the great basketball player. I'm against it had been no. He died we have received the status of so professional player and he played for those little red oak Saint Francis and we used to play ball there and if we have to play them down and a held tuna. From that I worked it and and all Jewish camp puppet. The little happened. But perhaps it is right Maurice stokes and a summoning objector lineman another great. Professional basketball player who took care of Murray so when he got sick and actually this is guiding primarily yeah he darted to. He's your friend react couldn't get over the stories that I listen that I'm on the boat Marlys stoked that we work together cleaning up that. The kitchen and we're both young talent. Before my release became famous basketball player and of course he guided the team to assess and he was one of the great inspirations this my legs diamond. This is where we're talking about and so brought into a couple vote yes it is thanks France's Saint Francis Arredondo unfamiliar with the school until I'm surprised that you know that we can we we chatted so much about it openly that Helen and Michael Scanlon told Michael would have been previously was the president of Saint Francis came from Wall Street in Connecticut technically between the police coastal. And that was some good good good memories there and that's put out struck with you don't hit a headache. We'll get you today about the. Folks this is actually buried on the campus I knew I was priest caught wind of our show coming through and the president and he called me infineon with the car and says hey don't condone this particular universe in front I don't record university and he's at now now he. Here can sit down what it cannot talk to the kittens on that someone that's kind of you know what the professor at the safety and actually be successful us involved and how successful I went on to speak I thought it was a big jump from me but guess what we've done for recruits out there and there all want to our vice president. Ambassador Flynn. Oh my god it was a big reunion down and reception down in New York City. And dad they asked me to get on you want to speak get the -- was it I'm not sure that Saint Francis the red zone and they just got me to tell. Old Irish stories and stories and held about but beat the influence the role of the Irish and in America going way back and so way to grade ten elite we filled the Manhattan that it was the Manhattan hotel that the time money they have annual escalator. Quite give them. Quite a trip was that. So Biden is so it was wonderful talking with a daughter and yes so happy about this repeal bill will have to decide that they must be very lucky. You know I was thinking you know and as you know how fortunately. That being on that young William now inactive Dodgers had Mary Matalin you. Yeah. You know I was thinking about Father's Day and I'm gonna write something about that but you know now it's changing. Secular. Culture you know the role of savage has become more and more difficult and challenging hasn't you know father's side as it once. My pedal to dock worker and you know he's the sole breadwinner. Of the Stanley you know tiles were really tough you know the high cost of living and all of that and that they struggled and they worked had and they instilled discipline and daddy. Would be unheard of not to go to church right if he's sending a couple of times a week and in all this and you know he had he actually had a second job. And and that's sick in his knees out of the uncertainty died but he you know it's really tough now bill Safire is. You know and I admire them you know quick quick story you know it I hate I watched these fathers. At least Saturday and Sunday. They're dead down here in this Challenge League sponsored by the Teamsters union. They're bringing their kids handicapped kids special needs kids. Since it's played soccer played baseball. Is there or how roe look there's a real about this and they don't get the credit and the recognition that they deserve. So build on this program and I know a lot of people. Stop me in the street and they tell me that they listened to me all the time you tonight on. Saturday morning. So far are all those young fathers and old times like myself who struggled worked had. And try to teach dad use and good lessons in good qualities. So the kids you know it's a real sincere. Happy sad statement and thank you and thanking him for being. The backbone and I'm not only the family but being the backbone of society. No they really are they're the ones that really work. Sacrifice. And raise these wonderful children and they deserve a lot of credit you know like I used to run. My gut and Nancy and I used to the one's self proclaimed cheers on television would go to California and would prefer on. In that in the in the program and the program we started off. Where everybody knows your name that was the theme song on an analog IC. And I see note is played the special needs bit baseball and soccer programs. I coach and that you know I always think to myself I just kinda how much going left field. You heard this is a program. Where everybody is is he expected. And all the kids feel important. And and and why our at what do contributions these fathers make to society today even if they have a little bit of a problem with it would look with the family. You know this still working still trying. Not only getting them an education which is a little difficult because of the high cost of education. But the values that they instill in the kids you know it's just. Just amazing to me you don't have to be a role he's person with a good education to instill these dragging opinion kids. He'll just simple honest hardworking men. You know working on the ducks are working in the factories. Working for the gas company where they work. Yes still doing the best they possibly can. You know in in really making a great contributions to our society so this. Father's Day mighty. Night had us up to those this can work cut for the kids and I'll see a lot of them Saturday and Sunday. Coaching special needs and handicapped kids that I know you feel the same way bill. I'm doing my dad worked two jobs and many children go to mass in north and union national picture we've received in. And where we were just last heard us and we appreciate your. Comments and all of that out there will no investor fund. Yeah really it's that it did days this special day you know bill we're living in this society where. You know and didn't move so fast you know like give my father would sit down with us and talk to less would. Would say the rose immediately after supper. You know ladies that America's time in at least the first into the real loves me on the on the radio for the conversion of Russia. Cut back cardinal Cushing he would be the one saying the mass. But Hanley unfortunately don't get together like that too much more ability. And I think you're losing something but but still you know besides this is not as they should think mothers to go with celebrating Father's Day. You know there's. The big this family is still there yeah. Even though we don't learn much we don't read much about it. It in the new staple are already I've seen on TV duck and sounds rather have ridiculed in fact in movies. And on TV but they have still the backbone of society and in home not my prayers and my love and admiration and I'm thinking about myself about a but my prayers and admiration for all of those this our fear is the highest it could possibly be and I am so proud to. Lived in a society that if somebody cheering hardworking decent man. Who's doing the best of their kids. Well happy because stadium when you have a wonderful an amendment all of them and also the great nemesis. Mrs. Clinton emigrate to weekend. I'm gonna take waiting to see eight fantastic movie is plan that called finding Drury who gruden also wonderful story about it might. I saw this movie Finding Nemo was one of my favorite stories I ever had this. We'll have agreed we can I'm right there and they'll probably let god bless you about this. Brother. Sister. It. Just over five keywords bundled for your retirement years the first is time. Second is trust Texas is a keyword technology has impact. Terrorism is the worst tee ward of the mall. Are you dealing with a five tees. Dear bill Kelley senior safe money strategies call 88881881. Fans speak to drill what matters to bill Kelly. Investments in Jordan depend on the financial strength of the underlying underwriter nodal investors qualify it's Jeff corner what is mailbox money do you remember folks walked to the mailbox on the first of each month to find a Social Security. Pension or insurance check waiting form. It may have been your grandfather or father or even your mom. What are the characteristics have mailbox money it was safe reliable uninterrupted and secure no matter what was happening in the world the mailbox money was there. Kelly financial risk management would like to help restore the mailbox money tradition. For those of you do not want any riskier investments. Want to know fees and a steady stream up aren't interrupted retirement income if you can't afford to lose any money want safety from market crashes and insured principal call 8881881. For a copy of safe money strategies and it sit down with bill Kelly financial in Burlington Braintree or national with one of six analysts call. Call 888818. 81 senior sitting on extracting. Wealth transfers senior safe money strategies. Living trusts seniors save money strapped. Medicaid crisis planning senior saved money strapped. Portfolio income projections. You're saving money strapped. Call bill coming into 8881981. Or locally at 7818493090. We have a book senior safe money strategies and we have a series of events that matched that book and if you like that publication norm. Nice to meet with us and one of our events or meet with us privately in our office. Either in Burlington Braintree born national speed he paid 800 point and he won and in the book. During the meeting. Around one of our events at the Tuscan kitchen at the new passed the America. All right from Barros and Randolph didn't talk about what folks. Who are at or near retirement really want what are they most worried about what do they see as their biggest challenges what do you see as your biggest challenges AD any. 800 point is anyone come to an event sit down with one of six panelists. Are ordered the books any pain in 800. Wanted to anyone in here of the biggest challenges from the thousands of folks I've met and spoken with over the years I'm here at the same for concerns over and over again these are what people tell me really keep them up my first they're concerned about their income in retirement they don't always know that the best way to go about creating an income that they know they want income that's reliable predictable and guarantee you think about it. Reliable predictable and guaranteed income isn't that simple. So I'll ask him you mean you want mailbox money you want an income to last as long as you live like Social Security does or like your pension doesn't feel lucky enough to have a pension anymore right and everyone always answers yes that's ecstatically what they want that's exactly what they want now that's not. That's not out of the question isn't. I don't think so I don't think so so he is and 800 wanted to one can copy of senior safe money strategies come to an event pursuit with us in our offices in Burlington Braintree or national. Any any any. 800 wanted to one Kelly financial risk management services. Little different little different if you want safe reliable predictable and guaranteed income. They paid me 800 wanted to want secondly when are people warned about second went. There warn about the markets are scared to death that's probably a better way to phrase it's a more accurate description than warrant. It's hard to avoid stock market news especially when it's bad it's on the TV it's on the radio. It's in the papers folks tell me it keeps them up at night because they never know when the bottom is going to drop out. Or when the bubbles going to burst and the so called experts I call them economists. These seldom have any idea what's going on many people have met with over the years. Don't know what to do about it the northern end of doing nothing and leaving too much of their money in the market or they literally cash and all out and leave it in the bank. Where turns next to nothing so get a copy of the book safe money strategies need any pay 801 isn't one arranged to sit with us any any any 800 wanted to anyone Burlington Braintree or national or. I have an analysis time is simple. So we have two things we've discussed that many people nervous two things that cause people to be fearful or fruitful. And it's it makes sense it makes sense that he would be fearful about. Market volatility. A market bust bubble bursting or bottom falling out more income in retirement steady income so that's fair those are two of the four and when we come back we'll talk about the last two of the four. So aided me in 200 wanted to warn sit with us. Find out what you can do and there's plenty you can do so Kelly financial risk management 888800. Wanted to win. This is the bill Kelley show there's nothing ever false about hope. Keep your family fortune in the family. Call 188881981. Now and speak to bill Kelly yeah. It's okay. You okay. Me up. It's it's. You grid plus. Game I would this. Vanish. The song. And blow us. Little bonus. Tomorrow. News. You know so. See you grew. Reasonable. Man. You you can. Yeah yeah. Team. Man. I. Okay. Done. This. It is best game. Okay you blew. Me. I guess I. We enough. Com. And it is. Bill Kelly nodded body how are you. You have to understand succumbing on the show ladies and gentlemen Jeff scooters the Boston Boston the Boston bulldozer. And. I'm not our commitment to. And none Bob bell bill but yeah I I just before we start I wanna say this should. You know I I. Bill your very dear friend of mine and I just wanna say happy Father's Day you you really deserve it are seen which you are and how you are. Which William you're beautiful boy Mary Matalin your wonderful girl were phenomenal loving devoted father who won the past fathers I've ever seen and I really hope that moral on Father's Day. Your family treat you like goal that you wore gold until they treat you believe deserve to be treated so bill aren't leaked out. Tell Kelly that make you a nice day. Tell her all the trimmings. You wanna be look stole all and you wanna be in your case you wanna kick back out here. Watched the game and they've got edited go bothered. And then just leave me alone and don't let me lack. Tell us about and that's not trying to get. And mental tests are an example and you and William want long honestly you're varies you're so. Great you know he's a great including William he's. Taken up the superhero. Emmental. Carrying on the tradition. Through you eat it after you heard. After you gave the Korean finance superheroes Jeff he no longer have to hunt is comics under his pillow. I don't know I'm not at. Well these days of beautiful boy he's a wonderful boy. I'm very cautious I'll quote he is not stand. You know and an older boy he's ordered out to buy a couple of years and you're nice with actually means warm without Jimmy like play without fitter and faster than. I actually almost looked up to market bigger brother he really does he really admire them. I nautical beloved comic I loved mortem will be together. And bill now now that we have eight pool. That we finally installed in our house in which it beat Richard because then you know you're gonna bankrupt. Because you'll remember that wonderful parties through last year and so we're right here how are you had a spectacular lol I did nothing like yours and about gulf. It was an incredible tool and action in Iraq so much fun with William in the pool. Ball all car right back daddy daddy wanna pull daddy doesn't want to just like mr. built it but mr. boastful of our primary capitulate and I said yeah put some money away. And this weekend it's up and running. Bill I want willing to come down I want it to come down and swam and just have a good time together and I'll order some pizza for a look at. Onslaught Cherokee sacrificed so much to. You know these are determined and you. It is so great to see it's all this so value brand you with so much chaff you. It is just it it comes it just comes on your Pol Pot or so when you the long been. In the U you take it as a gift do you consider thank you a bit of father I think yes Jeff's and you know sometimes I wonder about the tradition in America what do you think of the future father in work to reduce America's great. What you don't believe me you're you're you're really 64000 dollar question because what we're starting to learn. Socially culturally. Is what happens to families to children. Are really our society when the fathers absent from home. And we're seeing out of wedlock birth. Skyrocket in the country are you began the African American community but now which read in the Latino community in the white community now increasingly. And Europe absent fathers. And we have absent fathers. At least a timely breakdown. It leads to crime it leads to drugs due at least in dependency. Our young. Obviously girls need a saw other people are watching audience misunderstand. What born in particular because men are different from women. They're more aggressive they are more testosterone. They are naturally inclined to really challenge a forty and pushed the envelope. If there's not strong male streaker and presence in ball O. Are you see what happens to teenage especially teenage male that they don't have. While many people torn gangs overwhelmingly. Didn't have a altering. Are many people turn to crime often say you know like one out of dark road and I didn't have a flaw that there was nobody knew what the firm hand. Took what Ebola about on the right road and so you know bill I don't honestly that's one of the things that always admired about you missed. You're not just a good provider and doctors this successful businessman you know somebody used to each true. And and and that it shall courageously on the air but you'd take your responsibilities. Budget rent apartment at the provider. But as a all the social seriously. And look I feel I'm William I feel I'm Mary Matalin they literally locked up you. You're a role model for. And here you know Mary Matalin knows. That Amanda she's gonna meet eventually. Should treat her late father treat beer and dignity with kindness with respect. We lot. Would appreciation. And William. It's gonna grow up saying I wanna be a man like my debt. He's a self made man he's self reliant he takes personal responsibility. Doesn't make excuses. Their first week in their first light air urged children key sacrificing himself or his wife and children and now. Eager to serve and protect. And that means what father ultimately it's about. We are there sure are prepared to serve our family our community our country and we're there to protect. And you don't build I to want to politicize this group it's Father's Day but you know which says one of the things that shocked new mall. About ball all transgender debate. Where they're not gonna Porsche transgender bathroom where basically at all strange strange man. Can't go into women's bathrooms into wind and showers. Where the men. Were the authors. We're behind them. Where are they defend their wives and their daughters and their children under girl aren't welcome there not bear to defend the women of this state. Who have to now insure having strangers the ball and you know in the end about stall beside him exposing themselves to side and shoring beside them. To meet want a look at America hybrid look at a crisis and and this system you August represented fathers are supposed to be men in the tradition to work. They love god they love their country but above all below their bottom. And they are there to serve and to protect. And actually it is it's war armed men. At the feminists have waged in the last 3040 years. That has been one of the most destructive things and are. The welfare state restricting men out of family. The this feminists have waged war on the military. And Donald Trump. Donald Trump basic classic Al American male monkey speaks his mind she's blond. Are you will defend America against our enemies foreign and domestic. And he's being vilified. And now everybody either has to be a mattress actual. Or they some sort of a permanent New York permanent mail. You seminar it was a sick sort of east I'm and disarmament leader just sometimes it's gonna. Or look at Obama I mean I don't mean just politically we battled all credit. Matter look at least each wanna send anybody. Auto everybody you have to protect everybody can you don't speak out against the enemy cannot produce an elegant. Exactly except. Exactly except what's fashionable and over about Christians are about conservatives. But you know you never stand there and speak your mind and and your country and stand are strong and firm instead look at the way he rescues we talks will be any. Everything is about compassion and everything about sensitivity. Everything about not hurting someone's feeling. He's the all of their. Natural sexual mental and what you are seeing now what justification of America. And convene a man is demand is demand he goes out he works hard. March for life marchers children are tax is likely protects its children and loves this country. To me John Wayne was the great American male I always set them myself. America will never die as long John McCain remains the model for American man. And so the question is this in all honesty do you want Barack Obama to be the mail for men that are the models are meant for man did you want to be them male model. Or charming. Okay John we can over Barack Obama you get. Captain America as you saw in the movie just sort of god bless you Jeff for being with us I know you're busy and there's your courageous example to me like a big Brothers don't like a brother and I thank you so happy father's do you think I'm blessed. Copy ought to say all the back to you build up document current. And. And okay. I. We know. I. Are you getting case. There are five days bundle to any investing relationship. One is the ability of your professional. Another is availability. There's attitude action and accountability. Listen to bill Kelley senior safe money strategies called the 8881880. Wanted to speak to bill. What matters to build Kelly is here. We think you give him straight days. Investments in Jordan depend on the financial strength of the underlying underwriter nodal investors qualified hey it's just corner what is mailbox money do you remember folks walked to the mailbox on the first of each month to find a Social Security. Pension or insurance check waiting for. It may have been your grandfather or father or even your mom. What are the characteristics have mailbox money it was safe reliable uninterrupted and secure no matter what was happening in the world the mailbox money was there. Kelly financial risk management would like to help restore the mailbox money tradition for those of you do not want any riskier investments. Want to know fees and a steady stream up aren't interrupted retirement income if you can't afford to lose any money want safety for market crashes and insured principal call 8881881. For a copy of safe money strategies and call 8881881. We have a book senior safe money strategies and we have a series of events that match that book and if you'd like that publication norm. Would like to meet with us and one of our events or meet with those privately in our office. Either in Burlington Braintree or national speed he'd need 80181. And in the book or in the meeting. RM one of our events at the Tuscan kitchen and the new passed the America. Aren't from our house in Randolph didn't talk about what folks who are at or near retirement really want one of the most worried about what do they see as their biggest challenges what do you see as your biggest challenges the data any 800 point is anyone come to an event sit down with one of six analysts. Or order in the books any any any 800. Wanted to anyone. And here on the biggest challenges from the thousands of folks I've met and spoken once over the years I'm here at the same for concerns over and over again these are what people tell me. Really keep them up at night first there are concerned about their income in retirement they don't always known the best way to go about creating an income that they know they want income that's reliable predictable and guaranteed. Think about it. Reliable predictable and guaranteed income isn't that simple. So I'll ask him you mean you want mailbox money you want an income to last as long as you live like Social Security does not like your pension Gaza few lucky enough to have a pension anymore right. And everyone always answer yes that's X-Factor what they want that's exactly what they want now that's not. That's not out of the question isn't. I don't think so. I don't think so so he is an 801 if you want to copy of senior safe money strategies come to an event or sit with us in our offices in Burlington Braintree or national any any any. 800 wanted to one Kelly financial risk management services. Little different on different if you want safe reliable predictable and guaranteed income. They need me 801 and it went secondly when are people warned about second when. There warn about the markets are scared to death that's probably a better way to phrase it's a more accurate description than Warren. It's hard to avoid stock market news especially when it's bad it's on the TV it's on the radio. It's in the papers folks tell me it keeps them up at night because they never know when the bottom is going to drop out. Or when the bubbles going to burst and the so called experts are column economists. These seldom have any idea what's going on many people I've met with over the years. Don't know what to do about it the northern end of doing nothing and leaving too much of their money in the market or they literally cashed it all out and leave it in the bank. Where parents next to nothing so get a copy of the book safe money strategies need any pain these 101 isn't one arranged to sit with us he came to an 800 wanted to anyone Burlington Braintree or national or have an analysis time is simple. So that's fair those are two of the four and when we come back we'll talk about the last two of the four. So aided me in 200 wanted to warn soup with us. Find out what you can do in this funny you can do so Kelly financial. Risk management 888800. Wanted to point. I. I. I. It's.