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Power Trading 5-21-16

May 21, 2016|

Learn how to trade and invest in the market by listening to Power Trading Radio. Each week we bring you interviews from some of the top traders in the country.

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Today's show is provided for entertainment in general information purposes opinions expressed are those of the present are only. We make no promises or guarantees of investment performance online trading academy is not a broker dealer certified financial planner or registered investment advisor enjoy the show. This is Howard trading radio fueled by an online trading academy. Welcome to a special radio presentation. How to make money won the market's fall. My name is John from the Jon and Jeff shell and today I had the pleasure Walcott means you guests to the show. Kiely Hubbard vice president of admissions said online trading academy. And Ryan Cook worldwide education director and a top instructor at online trading academy. Kiely and crying thank you are welcome to the shell thanks John happy to be here. Yeah I really excited do this show you you brought my big bots in here to keep but I mean this week but look forward to it excited to be here at both Libya yet should be a lot of fun the three of us getting together for the very first time. Kiely let's start the show because. A lot of people go to school they learned their treating craft for their career but. Isn't it crazy that most people never are taught how to make some of the biggest financial decisions in their life include mean. They're investing decisions. John it is crazy if you think about you know we we go to school for. A large portion of our life whom are young but nobody teaches us how to make investment decisions we've been taught her entire life to hand our money over to. You know the so called professionals in what most people now realize is that the so called professionals are not actually watching our money and we've been programmed. The exact opposite way at how we should be managing our accounts from a very young age and I think Wall Street tries to mystify the markets make it very confusing. Com so people rely on that you know what I'm she handed over to professionals and hope and pray that I make its retirement. The that's one of my when my ferret things about even being an instructor here and even just a couple days ago we're talking with a brand new students just outside a New York City. And they were talking about there there they're kind of fear you know he'd worked his whole life he'd he'd invested the exact way he'd been told to invest and and hadn't really overseen the the returns that he was after. You know he may he made a comment about how how buy and hold hadn't really worked out for him. And he wanted to take control what he was due anyone's take control of his money and so they gave us a column we had a had a great little chat again and started. You know what the interesting thing is a lot of people are paying a financial advisor to advise them but they're never caught anything Kiely the financial advisors taking money out of their count. Because people signed the document that says you invest my money for me. But there's not a lot of education. Dolan are and all of that's the problem so people are paying a fortune. And they're not learning anything. This may come across hires but then the real lie that people have believed is that a financial advisor or a broker. Created a certified financial planner. Is looking at their accounts a daily or weekly and making sure that their reaching return to their promise. And the truth is that these brokers financial advisors and even certified financial planners. Are not paid on that they're not paid a win what do you make money or not they're paid regardless of what happens to your accounts. Because they earn an override on assets under management so the incentive for them is a pound the phones. And gather more money so that's probably why they're asking you for referrals are friends you know family and friends that you might know that you could send them to them. But they were never taught how to time the markets or even how to manage your risk. Yeah and that's exactly where buy and hold comes from. You know say buy and hold them when you call and try to sell anything you know they're gonna do their very best to persuade you to not liquidate because once you liquidate those assets they're not getting those additional fees anymore. And and Ford hundreds and thousands of years really we could say that the way to make money in the in investing or just in any business in general has always been. Buy low sell high right by a lower price market up so other higher priced Mets how every single business functions for for some reason Wall Street tries to tell all the investors. Oh yeah it's all about buy low sell high but the knee but then position they put you win has nothing to do with cell it has all to do with bye bye bye bye bye. You sell it at a later time don't worry about sun now and you don't really ever incorporate that sell side of things worth you're not selling high you know on the winning side. And I think a lot of people are told to stay in the market. Ryan when the market is going down because of financial advisors telling them hold just stay in the market it will come back. And isn't that some of the worst advice that you could do nothing UN. When all the so the market is crashing in your stain in the market and losing all that money. Yet do nothing can be super super expensive you were sitting there I ever having a chat with my father about some losses he had taken and I was always an awkward conversation for meek has his best friend since he was three years old. Is his financial visor so adore adore they have that conversation. But one of the things that happened was he was talking about how much he lost any justified with. That's okay. Everybody's lost that much it's like he was in this boat with everybody in the world and so that's why it was okay and the thing he told me is he said you know what if you sell now. You would miss out on these type games you know pointing to if it rebounded. And the point nine made to him was. How long is it gonna take you to read coupe that money. Would that with the same returns you've been getting historically and his eyes just got real big because he needed a 100% return like most people after the crash in 20072008. He needed 100% return just to get back to break even so I asked him. How long does it normally take you to get a 100% return he was just kind of speechless. So there's a huge conflict of interest Keeley because the person that's managed Jeanne. Money doesn't want you to sell because they're gonna make as much so you're getting that advice and that's the reason why so many people are just not doing as well as they could be. Because they're listening to bad advice from people that have a conflict of interest. I think the scariest thing is that people are sitting here and they are about to get hit by a freight train. There's another market crash that's coming and it's going to be worse than it was in 2008 and I don't wanna soundly demon Glenn my status from a park a place of caring do something about it now. Start looking in your account start asking questions do you have a plan in place for risk management. Most people can't afford to lose more than half of their entire life savings for what could be the third time in less than two decades. Folks now's the time to calling to the radio show we're giving away up powerful video is called how to make money won the market's fall. Now before you shake your head while you're driving -- women how is it possible to make money when markets go down in value. There's a secret on Wall Street that you can make money when the markets go up or down the problem is the average investor. Isn't aware of this so yes you can make money when the markets go down own. Your financial advisor while how much money did they lose in your account. During the crash of 2002008. That's the reason why you need to be proactive and understand how the markets actually work. So we're giving away this video how to make money when the markets falsely can better understand how you could profit. One the stock market fall so instead of losing money. You could be making money the next fourteen callers get the video plus two free passes to our half day investing class near you. Boston area listeners call now. 8776628723. That's 877662. Trade. TRE EDD. 8776628723. Or register now at free OTA class dot com my special guest today. Kiely Hubbard vice president of admissions at online trading academy. And Ryan Cook worldwide education director and topping structure and online. Trading academy. So let's talk about how the average investor can do so much better by being proactive Healy and understanding how the actual market works. So they can be. Or profitable. It's like we mentioned before I think most people when you look at their retirement accounts they think golly needed to save and put it in the hands of the professionals and we talked about risk management there's another market crash coming and I think on top of that another reason why people are extremely frustrated with the fact that they're nearing retirement. And they have less than a quarter of what they thought they would have you know when they first started out working a job it was. Make sure you put money in your 41 K save as much as he can into an IRA. You know put it into really did companies are really strong mutual funds the market historically returns six to 7% per year. When you turn 65 you're anywhere if you have two million dollars in life will be great. You've achieved the American dream and that's not what people are experiencing and it's not just because they're losing half of their entire life savings and market crashes. And never really recouping that money because they're losing time. But they're also paying an astronomical amount of fees and Ryan knew you know a lot of brokers financial advisors I don't wanna be is guys up they're just doing what they've been trained to deal. But also a bit more about how they're paid and how they're actually trained to become licensed for that position. Again they're good guys you know for the most part I mean good guys and gals are trying to put food on their on the fairly stable. Pay college bills and everything like that they got a car payment they gotta make you know they're they're regular people just like everybody else and you what are my friends he he has an amazing story about his pathway to becoming a a broker 'cause a lot of times we. We view we put these guys kind of up on a pedestal if they are the the market gurus they are the no calls they have the specific license. And so they must be very very qualified to handle our money and and in the end if you look at most of the licenses it's just how did they complete a transaction. Legally so that nobody gets sued and my dad owns a construction company and he's also a a real estate broker and that's the same thing you know as a real estate broker it's his job to sell real state. And he gets a commission for processing that for processing that sell and that's okay that's how they make money and that's how our broker makes money. One of the things we've talked about a couple times on the shows how everytime you make an investment into the stock market. You've agreed that you understand the risks involved with that investment and that you as the investor Wii is the investor. Understand that we could potentially lose some or all of our money. Now they're guiding us in the these investments but then we'd have to claim that we understand them completely the same system real conflict of interest even Justin Knapp part of it. Now's the time to understand how the markets really work so you could be more profitable. Right now on giving away an exclusive video called. How to make money won the market's fall now you can't find this video anywhere else you will better understand after you see this video how you could be profiting when the stock market goes down. So instead of losing money. You could be making money. The next fourteen callers get the video plus two free passes to our half day investing class near you. Boston area listeners call now 8776628723. That's 877662. Trade. TRE EDD. 8776628723. Or register now and free OT AE class dot com. I won't we come back we'll talk about some of the biggest banks in America also known as your local bank down the street from her house. They're paid hundreds of millions of dollars in fines for misleading you. Next stay with us. You know most people think when the stock market falls everywhere loses money but guess one that. That's not true there's a select group of people who reaping huge profits even when the market falls how would you like to know what they know so you can make money in any market condition online trading academy is just produced a new video called how to make money when the markets fall they would like to sing you home with this free video when you attend one of their free half day classes this will help you understand how to make money when the market is up down or sideways once you understand how to make money at all kinds of market conditions everything changes stop losing money stop losing sleep watch this video learn what Wall Street doesn't want you to know call on -- training academy now what. 877662. Trade that's 87766287. Tony three. 877662. TR age he'd call 877662. Trade. Or online at three OT eight class dot com. You're listening to power trading radio. Welcome back to the special radio presentation. How to make money when the markets fall my name is John from the Jon and Jeff show. Today I had the pleasure of welcoming you guess do they showed today. Gailey Hubbard vice president of admissions at online trading academy. And Ryan Cook worldwide education director and topping structure and online trading academy. Kiely it seems like. Every week there's a large major bank whether it's chased Serb Bank of America our Wells Fargo or US bank. They're being fine hundreds of millions of dollars for misleading investors not being truthful about the investments they're selling their clients can we trust. Any bank. Have strict question. EMI advice would be good for anybody that's got money in the markets whether it's one dollar. In a 401K county start asking questions and you start asking why eight. A broker or financial advisors calling to sell you a mutual find or put you into specific stock end. Why they're talking up this company so much to be sick about it the way the Wall Street makes money. Ion is by taking advantage of the American public I think that's we all know that by now everybody is probably seen the big short we know that the entire melt down. Of our economy happened because the Wall Street greed. And the worst part about that is that nobody went to jail and I think people people just forget about it you know what happened in 2008 and everybody's kind of on with their lives in the markets are. Near all time highs again and nobody's asking questions. And you know the key here is that you never gonna beat Wall Street at their own game they created it but what you candy as you can learn how to think and act like they deal. Ryan mentioned earlier in the show. He has a consumer we like to buy things a whole cell once element retell it exactly what Wall Street does the problem is that we've been programmed to do the exact opposite. When we make investment decisions and so the reason that people come to us and ask for help with their retirement accounts or. You know trading and investing for income is because they wanna learn how Wall Street thinks. That's our heartbeat that's where we came from you know we started as a huge trading floor. Back in the late ninety's we understand how Wall Street operates because instructors on staff here comes from Wall Street. You know Bob Dunn is one of our top instructors here was on the committee that developed the S&P 500 futures contract he had three seats on the floor. We have another market maker from Scott trade. You know if you wanna learn how to really take care of your retirement accounts you've got to learn how to think like Wall Street. Yeah absolutely. And that whole cell retail concept ends up being and that being so critically ill there's nothing more important inside of nothing more impact full. In your profits than the price you pay and the price you sell you we can talk about how amazing a company is and how. You they have great products they're great cash or their great great leadership but in the end if you don't buy it at ten. And so that fifteen. You you're not making any money if you end up paying a higher price than you're selling that. That that all of the rest of that doesn't even matter in so many times Wall Street has spent so much time pushing it out to the public that did this is what you need to do and and it ends up being a set of buy low sell high instead of buy hold sell sell retail. It's by every other Friday with a complete disregard the price and when you're eager to sell usually they want us to sell on our 65 birthday. None of those have anything to do with price it's all about time and that is just a great way for them to keep you distracted. For as long as they possibly can while a new 22 year old enters the workforce so they can replace you when your 65. It's using referred to internally as a pet at the financial situations is mailbox money it's the money that comes in no matter what happens. And as we're investing we're just buying buying buying buying and then we finally start to sell it retirements. We look back at some of these major market crashes. And so many times it's it's easy to go go I served up for survived that one a we move forward but how many times are we gonna go through this. Before we don't survival on and really what I'm getting at is if your 6065. Years old. You really need to be listening to Q he's been saying there is a big storm coming and there's a huge crash that's about to happen and if you wanna know how it's going to affect your life. Talk to somebody who was 6065. Years old trying to retired during the last crash now your and that same situation. And it can really end up being about that three start hearing the stories of people coming into the workshop we start talking to Nancy in gala you know what. I got to figure out what I'm gonna do for income and I really need to start building my portfolio back up. And there and that 6570. Year of their life time really is an on their side anymore and all the money's gone. Seems like the average investor keeps buying and holding Healy and the big banks are always selling. Which is the other reason why the banks are more profitable than the average consumer is because there always taking profits of big banks. And the average investor they just keep buying and holding. We've been like I said before programmed to do that our our entire life and it you know most financial advisors and brokers. But we said before are incentivized to keep you in the markets they're not gonna tell you. You know the markets are starting to. To break down on you should go to cash you know they're gonna keep you invest in mutual funds because that's how they make money they earn a percentage on the entire amount of assets they have under management and it the same time game. He's brokers and financial advisors their job is to facilitated transaction their job is to get you into an investment it's not to make sure that you get the returns that you need. Or the my had a broker or advisor that showed up at a workshop and you know blast and he said you know I mention everybody hey when you lose half of your entire life savings in the market crashes your broker still gets paid. In this I was upset about statement he said yeah but we don't we don't have as many assets under management because the markets have crashed and I thought everybody in the room what it was gonna kill him because. They're talking about their life savings this was his income. But they're not trained to learn how to time the markets if you wanna become a financial advisor or broker all you have to do. Is order a book is study through you know a company like A Kaplan you know that that gets people licenses and just take the test and all you have to do is pass it. And this test has nothing to do about when to buy and sell what wholesale what's retail how to manage your risk. It's all about how to facilitate transactions with these investments and mutual funds are absolutely the most. Risky and expensive investment you can BN. Yeah absolutely there's no investment out there that. That has worked worst liquidity you know you go in and you you try to liquidate you know we talk about being proactive rather than reactive and and at least see something happening and so you wanna change your position for you wanna liquidate your position and and in the middle of the afternoon the market could be crashing need to call your broker and say guy you know what I just wanna get out of these mutual funds and will lose my life savings again I don't wanna take that 50% Erica again. And their responses. I'm sorry he can't keep he can't sell those right now we actually have to allow the market to close and there will be able to give you that that that price real BO liquidate these that. And pretty much if you break that down what they're saying is we're gonna sell all of our stuff before we allow you to sell your stuff. And you agreed that you understood the risks involved with this did you check the little box on the Internet has said I accept the terms and conditions. And and over and over this happens it and it is this this bill liquid. High risk non diversified position that they have a sense. So the take away folks is this he cannot trust what the banks are saying or what they're selling. But you can't follow what the banks are doing when it comes to buying and selling. Using price charts and online trading academies. Patton did rules based investing strategy were inviting you in a friend to join us. For our half day investing class near you. Plus if you call right now you'll also get an exclusive video called how to make money when the markets fall. This is a powerful video that will help you better understand how you could profit on the market goes down. Around so instead of losing money. You could be making money the next fourteen callers get the video and tickets to our half day investing class. Boston area listeners call now 8776628723. That's 877662. Trade. GRE ED. 8776628723. Or register now at free OTA class dot com. Ryan so many of our listeners have no idea that the big banks are always. Trying to get you to bison team when they could be secretly selling against you sell. They pump up the price they pull the record if they sell they profit. The average investor. Loses money yeah and you can actually see it happen time and time again for the last you for hundreds and hundreds of years and if you just go back to them to market mechanic saw a lot of times. It's really easy to skip over some of the market mechanics we normally think about. I'll what is actually going on BB internally and any time that were buying something somebody is selling it to us there is a there there is a transaction happening five by a packet of gum or I kind of have an obsession with that orange flavored tech tax itself. When I've by orange flavored take decks. They sell them to me and there's that that transaction where they used to belong to Walgreens and now they belong to me and Walgreens made money on that transaction. And since every week we think we'll stocks are different but really they are not different somebody else owned it. They don't view that they can sell for a higher price than what they had for cell right now so they liquidate it. You know I do love orange tic tax write actually. I can make a lot of noise and I don't fix the problem did you know what eat the whole box it's not like you ration amount real quick do hope you all boxed. I feel like you mentioned about stocks I think that. We we've been trained to buy at retail because we've been programmed you bio and it's a solid company. The news is great earnings come out those like really great it's against CEO it's got a good outlook. If you think about it the price of that stock is going to be at retail and you're buying it retail what do you think is selling TO. Yep professionals and don't leave this this is kind of them preying on our our consumer upbringing great week we pay retail price for everything. Hume would pay retail price for a laptop a phone and so work or precondition to be comfortable buying things from a professional. At a very very high retail price and Wall Street just comes in and takes that exact same angle. The device you're getting folks is coming from the big banks wanting you to by the investments that they're getting ready to sell. That's why it is so important to see your investments on price charts using online trading academies pat. Patented rules based investing strategy it's based on the price of the investment. When to buy when to sell it's not based on the time of the day or the day of the week. So folks c'mon I tore free half day. Investing class near you this is a powerful half day investing class that truly changed my life and it could also change yours. Plus if you call right now you'll also get the exclusive video. How to make money when the markets fall a video that will help you better understand how you could profit when the market goes down so instead of losing money. You could be making money. Boston area listeners call now 8776628723. That's 877662. Trade. TRE EDD. 8776628723. Or register now at free full TA class dot com. When we come back we'll talk more about online trading academy is. That need rules based investing system that's next one we come back. Stay with us. This is powered trading radio news now back to the show. Welcome back to a special radio presentation how to make money when the markets fall. My name is John from Jon and Jeff showed today I had two guests on the show QB Hubbard vice president of admissions at online trading academy. And Ryan Cook worldwide education director. And topic structure an online trading academy. Healy a few minutes we'll have a giveaway that you are half the day he investing class that will have tickets for. That silly why he thinks so many people are so shocked after the attendant power have to investing class. Pierce in The Wizard of Oz of course he murmured in my pay no attention to the man behind the curtain. Yeah and I think when they pulled the curtain back it it's that feeling and shocking on its like the odd moment of them understanding wow I really have. Then deceive my entire life and I think a lot of people what we hear is how did I not taken a cell how did I this is common sense that's the theme that keeps coming up is. The way that you make money in the markets is so much common sense of how we buy in self anything in life and again it goes back to the fact that we just spend. Programmed to think that Wall Street. The markets are risky of them in the markets are confusing it's reserved for only the professionals and again. You know if you can understand that one saying that that will help you make money in the market it's learning how to think and act like Wall Street how to buy it whole cell. And how to sell it retail and manage your risk and that's exactly what we teach. People come to the academy ask for help because. Our strategy is patented. It's proven and it comes from Wall Street at the architect of our strategy comes from Sam's side and stand side and spent years on the floor of the Chicago Mercantile Exchange and again. You know we have over a hundred instructors and many of these instructors their heart beat as Wall Street that's where they got started and that's. How we teach and so if you have any hope of making it to retirement. You can do this you just have to learn not one thing you've got to understand. How to start thinking and acting like Wall Street and it's really very simple it just requires emptying out. A lot of the junk that was put in their from a young age. Yeah absolutely it to stay on The Wizard of Oz fame. My my grandfather he I've been very blessed to have him in my life as a as a huge mentor to me. And Haney talked about the the five things that she needs for success in anything and make it totally applies into into our investing whether it's for long term while their short term in come. You're no matter what your goal is an and it ties Theo kind of funny back into. Back into the wizard allows you went when they were going up to the to the wizard. You know they they needed a heart they needed brain they needed courage and and sometimes that's that's what we need some times that Camille Little scary to get started on anything new. And my grandfather used to always say you have to know your business seems to be educated view of tin man. Got educator no scarecrow got educated. And any tax value to be committed to it yet have you know the courage. You have to want to see if Deb that passion you have to have the heart rate you can tie it really back through those those characters kind of but in the end it if you have those components if you have the education if you have the passion you have the desire. And you have the courage then really anything's possible and none on the show today were talking about. You are short term income long term while keynote type investing that we do in the markets but it really translates into anything. Caylee let's talk about online training academies Patton Bader rules based. Investing system because personally I don't think a lot of people are rules when it comes to investing so let's talk about. How educated investors use price charts to decide when to buy and went south. Like you mentioned before it's the odd moment that people have when they commended this workshop is they'd most people never seen a chart. A price of even of the S&P 500 and it really makes sense of them on why they experienced. A lot of pain in 2008 when the markets crashed but. A chart is very simple if you could look at it like it's a price chart of grapes or you know your favorite ice cream of the grocery store of help price might fluctuate. And when people that we buy a car as an example let's say you're gonna invest 30000 dollars and a car. And that was your budget you got a car dealership in the exact card that you want is on sale in one Latin has 28000 dollars well. You probably buy it on the spot. But the way that people look at the markets is they would say you know what I'm not sure that's a good investment and a wait for price to go back up to at least thirty maybe a little bit higher. Then I'm gonna buy it which sounds absolutely insane we would never do that as a consumer. Yet people do that in the markets every single day so again it's it's a rewiring the way even programmed to think about the markets. And the best part about this is it doesn't matter. Your age your race your gender your socio economic background your education level we have students as young as eight gives students and their nineties. We have students that like we say in Texas done a stock from a stick. And we have hedge fund managers and it's just people that are coming in saint teach me how the markets operate. So I can provide for my family and I can actually live out my American dream that I I was. Dreamed of since you know I was a young young kid. Began having having worked with so over 250000. Individuals coming through the doors and online trading academy we found. Some of the most common and costly mistakes and you're just touching on one of a right there. And it's buying after that Australia price and if you think about it that if that's us being very reactionary CO so many times will. We'll hear good news on CNBC your Bloomberg will see that prices went up and our consumer brain kicks in. And we go and invested a retail price in the professionals are selling to us. After that big rally of price and their loving every minute of it. And then we hear bad news and we see that the markets have crashed and and is that the average investor waits for those bad things to happen by the average investor waits for their tibia crashed before they get out well that's selling low. Yeah these tendencies are our consumer programming that Wall Street preys on. Are some of the things that make it very difficult for the average investor to to go cheers are Kiely a few minutes ago you were talking about reprogramming getting a few things out. One of the things that in one of our workshops a couple of days ago we had a an eighteen year old an eighteen year old kid found he's from Poland. Van and any mention that he was really happy that he hadn't EO we're doing some back and forth with some of the individuals in the rear reasons. Climbing eighteen I don't feel like I have all that programming you're talking about age and you can never start too soon. And you can never start too late you know I had a a student come into our. 92 years old when he was looking to get started. It doesn't matter how old you are like you said it doesn't matter where you from. The markets here are very fair to everybody and it goes back to what Sam says all the time. It's a transfer of wealth from those who don't know what they're doing to those who do know what they're doing. Folks take advantage of this incredible opportunity begin to understand how the markets actually work right now one giving way to free passes to our half day investing class. This is the same class I intended about three years ago it changed my life literally. Because now I have the confidence to make money whether the market goes up or down. And that's the question I'm asking you today are you confident that you could profit when the markets go down with. If the answer is no hole. Then you need to come nor free half day investing class. Near you plus Andrew what it calls right now we'll also get an exclusive video. How to make money won the market's fall that's right you could be profiting when the market goes down. Loan he need to understand. How to do it and this video will help you better understand. The concept of making money when the markets go down so folks call right now. This is a classroom settings seating is limited so reserve your seat now. Boston area listeners call now 8776628723. That's 877662. Trade. TRE EDE. 8776628723. Or register now at free OTA class dot com Caylee I think these price charts are so powerful. Because of the average investor was looking at their investments on price charts. They would have seen back in 2000 the market was going down fast. And again in 2008. When the markets crashed and so many people could are protected and their retirement and their cash accounts if they were just paying attention. And posted it just takes a few seconds to pull up but shard of your investments the technology is readily there Healy. The price can't move without you know leaving a trail you know Wall Street moves the markets just because of the volume and if you think of them like a big elephant walking through the mud. They're gonna leave footprints and that's what we teach people how to identify where Wall Street has previously bought or sold. To identify where we wanna be buyers or sellers again. And it becomes so much more clear when you actually see it on the price chart I think that. Some people might think I can't you know recharge that doesn't make sense it's just training here I didn't know what to look for and if Huard is CN 2008. That the market's crash at the exact same place that they crashed in 2000. More people would have moved their money out of the markets and they would have saved their counts I mean imagine. Take yourself back to 2008. If that 200000 dollar account stated 200000 because it went to cash and got backhanded a wholesale price. And then actually wasted you know to catch twenty or 30% returns most people would be in a very different place right now. In terms of their preparation for retirement. And the scariest thing for me when I meet people every day is they just don't understand what's coming and I think when you come to this workshop BC. The S&P 500 markets on a big time for him and you understand where we're sitting right now. With the market's near an all time high and people are about to get blind sighted again by a crash that will probably worse than 2008. You know I brought this up get a day and a and a class and somebody said why don't why I think the markets are gonna crash they had no idea the whole thing was inflated. Again so it's putting a plan in place making sure that you don't that you don't take that loss again I think I talked to one Chinese that I can't afford. Another hit my count I've got to do something about it now and I would encourage you to just start looking into it start asking questions figure out which are invested in and figure out which your exposure as. That's Keeley Hubbard vice president of admissions at online trading academy folks in now is the opera journey for you to get our brand new video. How to make money when the markets fall this is such a powerful video it will help you better understand. How you could be profiting when the markets go down so instead of losing money you could be making money. Plus everybody calls right now look at those two free passes to our half day investing class near you. Boston area listeners call now. 8776628723. That's 877662. Trade. TRE EDD. 8776628723. Or register now at free OTA class dot com. I will we come back we'll talk about the lifestyle of a successful investor imagine being. Able to live anywhere in the world. And having the ability to generate weekly or monthly income. Right from their Smartphones right from your tablet right from your laptop it's everyone's dream is the question is can really be your reality. Stay with us. You know most people think when the stock market falls everywhere loses money but I guess one. That's not true there's a select group of people who reaping huge profits even when the market falls how would you like to know what they know so you can make money in any market condition online trading academy is just produced a new video called how to make money when the markets fall they would like to sing you home with this free video when you attend one of their free half day classes this'll help you understand how to make money when the market is up down or sideways. Once you understand how to make money at all kinds of market conditions everything changes stop losing money stop losing sleep watch this video learn what Wall Street doesn't want in a no call on line training academy now what. 87766. To train that's 87766287. Tony three. 877662. TR a 877662. Trade. Or online at three OT eight class dot com. You're listening to Howard trading radio now back to the show. Welcome back to a special radio presentation how to make money when the markets fall. My name is John from the Jon and Jeff showed today I was two guests joining me Julie Hubbard vice president of admissions at online trading academy. And Ryan Cook worldwide education director and top instructor at online trading academy. Kiely. Online trading academy has had over a quarter million people come through their doors seeking financial education. Let's talk about what the students are looking forward to they wanna generate more rain come but the concern about long term while what are they looking for. Think most people find themselves come frustrated when if you just said. The lack of performance and retirement accounts don't have enough money my retirement accounts and many people are nervous about their industry their job that there are any of the nine to five has turned into a five denying. Obviously all of that requires money but it's really not about the money it's about how the money can impact the people that are closest to them. Which is their family and you know fewer to summon up and one word it's freedom. And it's peace of mind and it's the extra. 15100 dollars a month so a mother can you know get her child into the difference the difference school district it's. You know a thousand dollars a month that would help a family you know be able to take a vacation and it's been able to work. Their way out of a job so they can spend more time at home with their kids are member and that with a student one time that sad I feel like I've missed the first four years of my youngest child's life. Because I've been working nonstop and so annoy you think about well I'd like the short term and term Ari need the long term while all of that's true but what people are really looking for. Is the quality of life and did not have to work until their 85 years old if they can actually get a job. I'm but that's not why we spend a Sally who worked her entire life to save up the point is we actually get to retire you get to see your grandkids grow up you get to provide for your kids college funds. I was talking to somebody yesterday that sad you know. Most baby boomers and this is what he experienced I ease my entire retirement savings. To pay for my kids' college 43000 dollars a year and now he and his wife for. Sitting there about to be empty masters may have nothing's set aside for retirement. Laughs yeah I had and inching calmer season a couple of years ago with one emerged directors and and he made the point that that it's unfortunate I think kind of the the the rat race or all and we spend. We spent all of our health trying to generate wealth and then we spend all of our wealth. Trying to hang on to our health and and we don't really get to get the average person doesn't really get to go out in can enjoy there at the time and enjoy their their life really like we shouldn't. And I want my fear parts are being an instructor here and online trading academy. Is this the thirty minutes before class starts the thirty minutes before class starts were in the kitchen at the campus. Parents having cops feel Danish and and were hanging out. And those those those thirty those thirty minutes or were you really get to find out. What it is people are after and the guys were just wears chatting about short term income long term well. But they're real drivers behind that you know talking with with students about. Tell you know what's in a Q you were tied him up. Mother wanting to put some wanted to per child into a better school district in. And even just that quality time they can spend you know. It's it's very normal that have a conversation with a student and I say guy you know I just wanna be able to spend an extra. An extra 56 hours a week going to might my kids events and doing this are being able to provide that and and so many times. I'm just blown away by. It's usually has nothing to do with that individual. It's all about what that individual. Can do for somebody else and and the money the short term income that they wanna generate. Or the better returns in their broad portfolio that thereafter are kind of the means to being able to provide something amazing and something life changing. For somebody that they really care about. Kiely so many people. Lar. Not as secure as they once were in their job companies are downsized senior let's face it technology is really eliminating. Millions of jobs and people don't have a financial plan B so let's talk about. How people cannot earn that money in vast Steen who. And the type of person that that really is fit for investing in the market. I think we've all seen somebody in their seventies in our their sixties working at Wal-Mart or even working at Starbucks which it's great that they have a job but it breaks my heart. You know what I see that's because these people had once dreamed Fino living the American dream having retirement yet they're having to work. You know into their seventies obviously Social Security. There is not keeping up but inflation there's no way that can pay the bills. And so I would just encourage anybody regardless of your age like Ryan said earlier it's never too late to start and it's never too soon. There's a lot of people recommend that are and there are you know twenties and thirties that say I wanna make sure that I can take care my parents they took care media paid my college fund and nothing left for retirement. And again it doesn't matter what age you are it doesn't matter you know your race socioeconomic background your education level. Many in my mentors that are instructors here any cat I mean they came from Wall Street. Didn't even have a college degree I mean one of the many graduate high school and their incredible traders and investors. You know my brother is a traitor as Welling said something really profound to one days that I realized once I learn the skills I had it for the rest my life. Nobody can take it away from me and it's kind of like. It's like a likes Kelly learn how to swim you learn how to ride a bike if you haven't read in my can a year. When he get back on its muscle memory and it's the same thing with the markets and you develop the skill sat. They make she'll economy proof it's like you put a bubble of protection around your family where it doesn't matter what happens around you at the market's crash. If the industry that you're and it fits that goes down you were to lose your job you've you have a skill set that protects your family regardless of market conditions. And regardless of the chaos that happening not just in the states but around the world that affects the markets and affects people's financial situation so it's peace of mind as start today just looked into it. Yeah and so many times we worry about dour about the future and you hear though the deal sayings though what keeps you up at night in and and so we times that does you know our financial future or. What's it going to be like ten years from now on even. Even in these times right now where were in a fairly volatile kind of election season. You know people are always saying gal I wonder if this person gets elected and I will have our opinions if this person gets elected this'll happen if this person gets elected this'll happen. But if you understand how to manage your money the one thing that you can bank on is is yourself and being able to control your own economic future you know no matter what happens. Will you with who gets elected or what policies they put him play. It's not going to affect you as as an investor that the market has three things that they can do and this is one of the fun things about when we search simplifying it. Inside of one of our workshops. It can go they can go down. Or can be stagnant which is easier for to his sideways if you have a plan for each one of those directions you're fine. The problem is is the Wall Street has put 99.9 percent of the world. It into a situation that only makes money when the market goes up. JFK is it is very very commonly quoted. I rising tide lifts all boats and warm buffet which which talks about the market's going up and being able to make money is the market's going up. That would be our our tie in to hear what Warren Buffett has another one that they use the tirade on top of that what we're talking about investing. And it is but when the tide goes out you get to find out who's swimming naked. And that's the arguably the greatest investor of all time talking about how you have to have a plan for multiple directions in the market. And we're talking about all ha moments little while ago and that's when the big ones. That people refer back to when they come out to the workshop is being able to have a plan for market going up. And for the market going down. So she got to have a financial plan B and think about this if you lost your current job right now. Would you be in a world of hurt not being able to generate in who come. Now you can invest in the short term and also on the long term. The key is having a rules based investing strategy. And that's what online trading academy is all about a rules based investing strategy. And online trading academy has a patent on their investing strategy so folks monarch who are free half the investing class. Near you at one of our financial education centers. Plus if you call right now you'll also get is really powerful video. It's called how to make money when the markets fall. I know you might be shaking your head right now driving around the same there's no way you can makes. Money when something goes down in value. Well the big banks do it all day and you could also learned. To do it to the next fourteen callers get the video plus a two free passes. To our half day investing class. Boston area listeners call now. 8776628723. That's 877662. Trade. TRE EDD. 8776628723. Or register now at free OTA class dot com. Gilliam Ryan we just have a few more minutes left in the show. If someone is join us right now they wanna understand how the markets work in how to generate income on a monthly. Weekly or yearly your long term basis. What advice would you give them right now. I would tell him that you know what we do as an academy what we teach. Isn't for everybody. But it is for the person that's looking for an improved lifestyle and rich lifestyle. More security more freedom of time more time with their families. The ability to provide for their kids and their grandkids generation only clear that a lot you know I wanna break a generational curse that's been my family for a long time that. You know just poverty and I love this quote that I heard yesterday as said being broke. Is a condition being poor is a mindset. And it's learning how to change the way that you think about your family's financial future. And anybody can do this is just you've got to have something so strong inside you that's driving neo and really strongly call why. For your family that would want you to no matter what it. Breakthrough all very years to make it happen. Kiely hundreds then my guess vice president of admissions at online trading academy and also Ryan Cook. Worldwide education director and top instructor and online trading academy thank you for coming in today. John thank you it's been a pleasure. Yet this a lot of fun things throw me out folks now's the time to call in to get the free passes to our half day investing class. Near you I'm giving away two tickets right now so you're Franken join us. Plus he'll also get that powerful video how to make money won the market's fall you need to call now because classes Philip quickly. Boston area listeners call now. 8776628723. That's 877662. Trade. TRE EDE. 8776628720. Currie. Or register now had free vote TAE class dot com. Both sets all the time we have this week on power trading radio I'd like to thank our sponsor. Online trading academy and our producer Gary Christmas we'll see you next time until then. Have a profitable week. The preceding program was provided for entertainment in general information purposes opinions expressed are those of the prisoner only we make no promises or guarantees of investment performance online trading academy is not a broker dealer certified financial planner or registered investment advisor.